Commitments, Contingencies, Guarantees and Others (Tables)

6 Months Ended

Jun. 30, 2024

Commitments and Contingencies Disclosure [Abstract]

Schedule of Letter of Credit and Other Loan Commitments

The following table presents the contractual amount and carrying value of our unfunded lending commitments as of June 30, 2024 and December 31, 2023. The carrying value represents our reserve and deferred revenue on legally binding commitments.

Table 14.1: Unfunded Lending Commitments

	Contractual Amount				Carrying Value
(Dollars in millions)	June 30, 2024		December 31, 2023		June 30, 2024		December 31, 2023
Credit card lines	$	412,030	$	392,867	N/A		N/A
Other loan commitments(1)	45,823		46,951		$	68	$	99
Standby letters of credit and commercial letters of credit(2)	1,360		1,465		25		23
Total unfunded lending commitments	$	459,213	$	441,283	$	93	$	122

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(1)Includes $5.3 billion and $4.7 billion of advised lines of credit as of June 30, 2024 and December 31, 2023, respectively.

(2)These financial guarantees have expiration dates that range from 2024 to 2027 as of June 30, 2024.