XML 98 R86.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Business Segments and Revenue from Contracts with Customers - Segment Results and Reconciliation (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Segment Reporting Information [Line Items]      
Net interest income (loss) $ 7,488 $ 7,186  
Non-interest income (loss) 1,914 1,717  
Total net revenue (loss) 9,402 8,903  
Provision for credit losses 2,683 2,795  
Non-interest expense 5,137 4,945  
Income (loss) from continuing operations before income taxes 1,582 1,163  
Income tax provision (benefit) 302 203  
Income (loss) from continuing operations, net of tax 1,280 960  
Loans held for investment 315,154 308,836  
Deposits 350,969 349,827 $ 348,413
Uncollectible portion of billed finance charges and fees 630 405  
Operating segments | Credit Card      
Segment Reporting Information [Line Items]      
Net interest income (loss) 5,272 4,657  
Non-interest income (loss) 1,476 1,363  
Total net revenue (loss) 6,748 6,020  
Provision for credit losses 2,259 2,261  
Non-interest expense 3,229 3,038  
Income (loss) from continuing operations before income taxes 1,260 721  
Income tax provision (benefit) 299 172  
Income (loss) from continuing operations, net of tax 961 549  
Loans held for investment 150,594 137,142  
Deposits 0 0  
Operating segments | Consumer Banking      
Segment Reporting Information [Line Items]      
Net interest income (loss) 2,011 2,360  
Non-interest income (loss) 159 135  
Total net revenue (loss) 2,170 2,495  
Provision for credit losses 426 275  
Non-interest expense 1,246 1,283  
Income (loss) from continuing operations before income taxes 498 937  
Income tax provision (benefit) 117 221  
Income (loss) from continuing operations, net of tax 381 716  
Loans held for investment 75,099 78,151  
Deposits 300,806 291,163  
Operating segments | Commercial Banking      
Segment Reporting Information [Line Items]      
Net interest income (loss) 599 648  
Non-interest income (loss) 281 212  
Total net revenue (loss) 880 860  
Provision for credit losses (2) 259  
Non-interest expense 515 530  
Income (loss) from continuing operations before income taxes 367 71  
Income tax provision (benefit) 87 17  
Income (loss) from continuing operations, net of tax 280 54  
Loans held for investment 89,461 93,543  
Deposits 31,082 38,380  
Other      
Segment Reporting Information [Line Items]      
Net interest income (loss) (394) (479)  
Non-interest income (loss) (2) 7  
Total net revenue (loss) (396) (472)  
Provision for credit losses 0 0  
Non-interest expense 147 94  
Income (loss) from continuing operations before income taxes (543) (566)  
Income tax provision (benefit) (201) (207)  
Income (loss) from continuing operations, net of tax (342) (359)  
Loans held for investment 0 0  
Deposits $ 19,081 $ 20,284