CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating activities:
Income (loss) from continuing operations, net of tax	$ 1,280	$ 960
Net income	1,280	960
Adjustments to reconcile net income (loss) to net cash from operating activities:
Provision for credit losses	2,683	2,795
Depreciation and amortization, net	806	1,251
Deferred tax provision (benefit)	116	(169)
Loss (gain) on sales of loans	13	(5)
Stock-based compensation expense	193	154
Other	31	14
Loans held for sale:
Originations and purchases	(1,477)	(1,237)
Proceeds from sales and paydowns	610	1,064
Changes in operating assets and liabilities:
Changes in interest receivable	(36)	(131)
Changes in other assets	(670)	398
Changes in interest payable	113	94
Changes in other liabilities	(652)	(2,196)
Net cash from operating activities	3,010	2,992
Securities available for sale:
Purchases	(2,732)	(5,843)
Proceeds from paydowns and maturities	2,397	1,990
Loans:
Net changes in loans originated as held for investment	1,906	3,396
Principal recoveries of loans previously charged off	657	546
Changes in premises and equipment	(247)	(235)
Net cash used in acquisition activities	0	(2,539)
Net cash used in other investing activities	(306)	(309)
Net cash used in investing activities	1,675	(2,994)
Financing activities:
Changes in deposits	2,620	16,648
Issuance of securitized debt obligations	0	1,248
Maturities and paydowns of securitized debt obligations	(367)	(560)
Issuance of senior and subordinated notes and long-term FHLB advances	1,992	2,241
Maturities and paydowns of senior and subordinated notes and long-term FHLB advances	(750)	(3,047)
Changes in other borrowings	27	(350)
Common stock:
Net proceeds from issuances	80	76
Dividends paid	(235)	(234)
Preferred stock:
Dividends paid	(57)	(57)
Purchases of treasury stock	(249)	(246)
Proceeds from share-based payment activities	1	0
Net cash from financing activities	3,062	15,719
Changes in cash, cash equivalents and restricted cash for securitization investors	7,747	15,717
Cash, cash equivalents and restricted cash for securitization investors, beginning of the period	43,755	31,256
Cash, cash equivalents and restricted cash for securitization investors, end of the period	51,502	46,973
Supplemental cash flow information:
Interest paid	3,108	2,084
Income tax paid	$ 47	$ 103