CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 4,671	$ 4,903
Interest-bearing deposits and other short-term investments	46,357	38,394
Total cash and cash equivalents	51,028	43,297
Restricted cash for securitization investors	474	458
Securities available for sale (amortized cost of $88.5 billion and $88.1 billion as of March 31, 2024 and December 31, 2023, respectively, and allowance for credit losses of $4 million as of both March 31, 2024 and December 31, 2023)	78,398	79,117
Loans held for investment:
Total loans held for investment	315,154	320,472
Allowance for credit losses	(15,380)	(15,296)
Net loans held for investment	299,774	305,176
Loans held for sale ($1.2 billion and $347 million carried at fair value as of March 31, 2024 and December 31, 2023, respectively)	1,631	854
Premises and equipment, net	4,366	4,375
Interest receivable	2,514	2,478
Goodwill	15,062	15,065
Other assets	28,473	27,644
Total assets	481,720	478,464
Liabilities:
Interest payable	762	649
Deposits:
Non-interest-bearing deposits	27,617	28,024
Interest-bearing deposits	323,352	320,389
Total deposits	350,969	348,413
Securitized debt obligations	17,661	18,043
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	568	538
Senior and subordinated notes	32,108	31,248
Other borrowings	24	27
Total other debt	32,700	31,813
Other liabilities	21,827	21,457
Total liabilities	423,919	420,375
Commitments, contingencies and guarantees (see Note 14)
Stockholders’ equity:
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 4,975,000 shares issued and outstanding as of both March 31, 2024 and December 31, 2023)	0	0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 699,753,620 and 696,242,668 shares issued as of March 31, 2024 and December 31, 2023, respectively; 382,063,343 and 380,389,609 shares outstanding as of March 31, 2024 and December 31, 2023, respectively)	7	7
Additional paid-in capital, net	35,808	35,541
Retained earnings	61,905	60,945
Accumulated other comprehensive loss	(9,534)	(8,268)
Treasury stock, at cost (par value $0.01 per share; 317,690,277 and 315,853,059 shares as of March 31, 2024 and December 31, 2023, respectively)	(30,385)	(30,136)
Total stockholders’ equity	57,801	58,089
Total liabilities and stockholders’ equity	481,720	478,464
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	285,577	289,229
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	29,577	31,243
Total assets	32,051	33,288
Other debt:
Total liabilities	$ 18,380	$ 18,746