Commitments, Contingencies, Guarantees and Others (Tables)

12 Months Ended

Dec. 31, 2023

Commitments and Contingencies Disclosure [Abstract]

Schedule of Letter of Credit and Other Loan Commitments

The following table presents the contractual amount and carrying value of our unfunded lending commitments as of December 31, 2023 and 2022. The carrying value represents our reserve and deferred revenue on legally binding commitments.

Table 18.1: Unfunded Lending Commitments

	Contractual Amount				Carrying Value
(Dollars in millions)	December 31, 2023		December 31, 2022		December 31, 2023		December 31, 2022
Credit card lines	$	392,867	$	359,507	N/A		N/A
Other loan commitments(1)	46,951		48,405		$	99	$	176
Standby letters of credit and commercial letters of credit(2)	1,465		1,402		23		28
Total unfunded lending commitments	$	441,283	$	409,314	$	122	$	204

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(1)Includes $4.7 billion and $4.4 billion of advised lines of credit as of December 31, 2023 and 2022, respectively.

(2)These financial guarantees have expiration dates that range from 2024 to 2027 as of December 31, 2023.