Commitments, Contingencies, Guarantees, and Others (Tables)

9 Months Ended

Sep. 30, 2023

Commitments and Contingencies Disclosure [Abstract]

Schedule of Letter of Credit and Other Loan Commitments

The following table presents the contractual amount and carrying value of our unfunded lending commitments as of September 30, 2023 and December 31, 2022. The carrying value represents our reserve and deferred revenue on legally binding commitments.

Table 13.1: Unfunded Lending Commitments

	Contractual Amount				Carrying Value
(Dollars in millions)	September 30, 2023		December 31, 2022		September 30, 2023		December 31, 2022
Credit card lines	$	390,477	$	359,507	N/A		N/A
Other loan commitments(1)	47,280		48,405		$	102	$	176
Standby letters of credit and commercial letters of credit(2)	1,441		1,402		23		28
Total unfunded lending commitments	$	439,198	$	409,314	$	125	$	204

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(1)Includes $5.1 billion and $4.4 billion of advised lines of credit as of September 30, 2023 and December 31, 2022, respectively.

(2)These financial guarantees have expiration dates that range from 2024 to 2027 as of September 30, 2023.