CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Operating activities:
Income from continuing operations, net of tax	$ 2,391	$ 4,434
Net income	2,391	4,434
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	5,285	1,762
Depreciation and amortization, net	1,576	1,623
Deferred tax benefit	(400)	(11)
Net securities losses	0	6
Loss (gain) on sales of loans	(3)	(181)
Stock-based compensation expense	277	172
Other	(48)	20
Loans held for sale:
Originations and purchases	(3,339)	(4,040)
Proceeds from sales and paydowns	2,975	4,354
Changes in operating assets and liabilities:
Changes in interest receivable	(178)	(151)
Changes in other assets	(55)	(5,578)
Changes in interest payable	110	52
Changes in other liabilities	(2,245)	414
Net change from discontinued operations	0	(1)
Net cash from operating activities	6,346	2,875
Securities available for sale:
Purchases	(5,947)	(7,698)
Proceeds from paydowns and maturities	4,282	10,129
Proceeds from sales	0	2,240
Loans:
Net changes in loans originated as held for investment	(2,749)	(17,352)
Principal recoveries of loans previously charged off	1,133	1,092
Net purchases of premises and equipment	(441)	(423)
Net cash used in acquisition activities	(2,785)	0
Net cash used in other investing activities	(652)	(490)
Net cash used in investing activities	(7,159)	(12,502)
Financing activities:
Changes in deposits	10,743	(2,913)
Issuance of securitized debt obligations	2,444	6,483
Maturities and paydowns of securitized debt obligations	(1,551)	(3,593)
Issuance of senior and subordinated notes and long-term FHLB advances	5,727	17,528
Maturities and paydowns of senior and subordinated notes and long-term FHLB advances	(4,886)	(2,357)
Changes in other borrowings	(53)	(391)
Common stock:
Net proceeds from issuances	164	138
Dividends paid	(466)	(487)
Preferred stock:
Dividends paid	(114)	(114)
Purchases of treasury stock	(403)	(4,472)
Proceeds from share-based payment activities	0	1
Net cash from financing activities	11,605	9,823
Changes in cash, cash equivalents and restricted cash for securitization investors	10,792	196
Cash, cash equivalents and restricted cash for securitization investors, beginning of the period	31,256	22,054
Cash, cash equivalents and restricted cash for securitization investors, end of the period	42,048	22,250
Non-cash items:
Net transfers from loans held for investment to loans held for sale	745	775
Interest paid	6,324	969
Income tax paid	$ 631	$ 473