CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Operating activities:
Income from continuing operations, net of tax	$ 960	$ 2,403
Net income	960	2,403
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	2,795	677
Depreciation and amortization, net	1,251	839
Deferred tax provision (benefit)	(169)	187
Net securities losses (gains)	0	(1)
Loss (gain) on sales of loans	(5)	(186)
Stock-based compensation expense	154	107
Other	14	16
Loans held for sale:
Originations and purchases	(1,237)	(1,923)
Proceeds from sales and paydowns	1,064	2,036
Changes in operating assets and liabilities:
Changes in interest receivable	(131)	(19)
Changes in other assets	398	(4,716)
Changes in interest payable	94	(20)
Changes in other liabilities	(2,196)	521
Net cash from operating activities	2,992	(79)
Securities available for sale:
Purchases	(5,843)	(3,828)
Proceeds from paydowns and maturities	1,990	4,898
Proceeds from sales	0	470
Loans:
Net changes in loans originated as held for investment	3,396	104
Principal recoveries of loans previously charged off	546	554
Net purchases of premises and equipment	(235)	(230)
Net cash used in acquisition activities	(2,539)	0
Net cash used in other investing activities	(309)	(195)
Net cash used in investing activities	(2,994)	1,773
Financing activities:
Changes in deposits	16,648	2,561
Issuance of securitized debt obligations	1,248	2,244
Maturities and paydowns of securitized debt obligations	(560)	(3,198)
Issuance of senior and subordinated notes and long-term FHLB advances	2,241	3,041
Maturities and paydowns of senior and subordinated notes and long-term FHLB advances	(3,047)	(2,357)
Changes in other borrowings	(350)	3,769
Common stock:
Net proceeds from issuances	76	68
Dividends paid	(234)	(251)
Preferred stock:
Dividends paid	(57)	(57)
Purchases of treasury stock	(246)	(2,484)
Proceeds from share-based payment activities	0	1
Net cash from (used in) financing activities	15,719	3,337
Changes in cash, cash equivalents and restricted cash for securitization investors	15,717	5,031
Cash, cash equivalents and restricted cash for securitization investors, beginning of the period	31,256	22,054
Cash, cash equivalents and restricted cash for securitization investors, end of the period	46,973	27,085
Non-cash items:
Net transfers from loans held for investment to loans held for sale	43	146
Interest paid	2,084	509
Income tax paid	$ 103	$ 80