XML 59 R49.htm IDEA: XBRL DOCUMENT v3.23.1
Loans - Trouble Debt Restructurings (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 505
Loans modified $ 787  
Average rate reduction 0.25%  
Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 188  
Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 240  
Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 7  
Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 202  
Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 17  
Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 133  
Credit Card    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 96
Loans modified $ 188  
Average rate reduction 0.14%  
Credit Card | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   100.00%
Average Rate Reduction   19.40%
Loans modified $ 188  
Average rate reduction 20.37%  
Credit Card | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Credit Card | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | Domestic Card    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 150  
Average rate reduction 0.11%  
Credit Card | Domestic Card | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 150  
Average rate reduction 19.02%  
Credit Card | Domestic Card | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Credit Card | Domestic Card | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | Domestic Card | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | Domestic Card | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | Domestic Card | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | International card businesses    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 38  
Average rate reduction 0.62%  
Credit Card | International card businesses | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 38  
Average rate reduction 25.74%  
Credit Card | International card businesses | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Credit Card | International card businesses | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | International card businesses | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | International card businesses | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Credit Card | International card businesses | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Consumer Banking    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 240
Loans modified $ 255  
Average rate reduction 0.33%  
Consumer Banking | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   55.00%
Average Rate Reduction   8.80%
Loans modified $ 0  
Consumer Banking | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   97.00%
Average Term Extension (Months)   4 months
Loans modified $ 45  
Average term extension (months) 5 months  
Consumer Banking | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 7  
Gross balance reduction 0  
Consumer Banking | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 202  
Average term extension (months) 6 months  
Average rate reduction 8.75%  
Consumer Banking | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Consumer Banking | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 1  
Consumer Banking | Auto    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 239
Loans modified $ 252  
Average rate reduction 0.33%  
Consumer Banking | Auto | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   55.00%
Average Rate Reduction   8.80%
Loans modified $ 0  
Consumer Banking | Auto | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   97.00%
Average Term Extension (Months)   4 months
Loans modified $ 42  
Average term extension (months) 4 months  
Consumer Banking | Auto | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 7  
Gross balance reduction 0  
Consumer Banking | Auto | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 202  
Average term extension (months) 6 months  
Average rate reduction 8.75%  
Consumer Banking | Auto | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Consumer Banking | Auto | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 1  
Consumer Banking | Retail banking    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 1
Loans modified $ 3  
Average rate reduction 0.18%  
Consumer Banking | Retail banking | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Consumer Banking | Retail banking | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   100.00%
Average Term Extension (Months)   6 months
Loans modified $ 3  
Average term extension (months) 14 months  
Consumer Banking | Retail banking | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Consumer Banking | Retail banking | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Consumer Banking | Retail banking | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Consumer Banking | Retail banking | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Commercial Banking    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 169
Loans modified $ 344  
Average rate reduction 0.37%  
Commercial Banking | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   6.00%
Average Rate Reduction   0.59%
Loans modified $ 0  
Commercial Banking | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   68.00%
Average Term Extension (Months)   11 months
Loans modified $ 195  
Average term extension (months) 8 months  
Commercial Banking | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Commercial Banking | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Commercial Banking | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 17  
Gross balance reduction $ 3  
Average term extension (months) 60 months  
Commercial Banking | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 132  
Commercial Banking | Commercial and multifamily real estate    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 131
Loans modified $ 129  
Average rate reduction 0.35%  
Commercial Banking | Commercial and multifamily real estate | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   7.00%
Average Rate Reduction   0.59%
Loans modified $ 0  
Commercial Banking | Commercial and multifamily real estate | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   62.00%
Average Term Extension (Months)   12 months
Loans modified $ 129  
Average term extension (months) 8 months  
Commercial Banking | Commercial and multifamily real estate | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Commercial Banking | Commercial and multifamily real estate | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Commercial Banking | Commercial and multifamily real estate | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Commercial Banking | Commercial and multifamily real estate | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Commercial Banking | Commercial and industrial    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 38
Loans modified $ 215  
Average rate reduction 0.38%  
Commercial Banking | Commercial and industrial | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Commercial Banking | Commercial and industrial | Term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   86.00%
Average Term Extension (Months)   10 months
Loans modified $ 66  
Average term extension (months) 7 months  
Commercial Banking | Commercial and industrial | Principal balance reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 0  
Commercial Banking | Commercial and industrial | Interest rate reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 0  
Commercial Banking | Commercial and industrial | Principal Balance reduction and term extension:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified 17  
Gross balance reduction $ 3  
Average term extension (months) 60 months  
Commercial Banking | Commercial and industrial | Other    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Loans modified $ 132  
Domestic credit card: | Credit Card    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 62
Domestic credit card: | Credit Card | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   100.00%
Average Rate Reduction   14.67%
International card businesses: | Credit Card    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total Loans Modified   $ 34
International card businesses: | Credit Card | Interest rate reduction:    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of TDR Activity   100.00%
Average Rate Reduction   28.00%