Regulatory and Capital Adequacy (Tables)

12 Months Ended

Dec. 31, 2022

Schedule of Comparison of Capital Ratios

The following table provides a comparison of our regulatory capital amounts and ratios under the Basel III standardized approach subject to the applicable transition provisions, the regulatory minimum capital adequacy ratios and the applicable well-capitalized standard for each ratio as of December 31, 2022 and 2021.

Table 11.1: Capital Ratios Under Basel III(1)


	December 31, 2022					December 31, 2021
(Dollars in millions)	Capital Amount		Capital Ratio	Minimum Capital Adequacy	Well- Capitalized	Capital Amount		Capital Ratio	Minimum Capital Adequacy	Well- Capitalized
Capital One Financial Corp:
Common equity Tier 1 capital(2)	$	44,731	12.5%	4.5%	N/A	$	43,501	13.1%	4.5%	N/A
Tier 1 capital(3)	49,576		13.9	6.0	6.0%	48,346		14.5	6.0	6.0%
Total capital(4)	56,714		15.8	8.0	10.0	56,089		16.9	8.0	10.0
Tier 1 leverage(5)	49,576		11.1	4.0	N/A	48,346		11.6	4.0	N/A
Supplementary leverage(6)	49,576		9.5	3.0	N/A	48,346		9.9	3.0	N/A
CONA:
Common equity Tier 1 capital(2)	46,630		13.1	4.5	6.5	26,699		11.1	4.5	6.5
Tier 1 capital(3)	46,630		13.1	6.0	8.0	26,699		11.1	6.0	8.0
Total capital(4)	51,165		14.4	8.0	10.0	29,449		12.2	8.0	10.0
Tier 1 leverage(5)	46,630		10.5	4.0	5.0	26,699		7.4	4.0	5.0
Supplementary leverage(6)	46,630		9.0	3.0	N/A	26,699		6.6	3.0	N/A

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(1)Capital requirements that are not applicable are denoted by “N/A.”

(2)Common equity Tier 1 capital ratio is a regulatory capital measure calculated based on common equity Tier 1 capital divided by risk-weighted assets.

(3)Tier 1 capital ratio is a regulatory capital measure calculated based on Tier 1 capital divided by risk-weighted assets.

(4)Total capital ratio is a regulatory capital measure calculated based on total capital divided by risk-weighted assets.

(5)Tier 1 leverage ratio is a regulatory capital measure calculated based on Tier 1 capital divided by adjusted average assets.

(6)Supplementary leverage ratio is a regulatory capital measure calculated based on Tier 1 capital divided by total leverage exposure.