CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating activities:
Income from continuing operations, net of tax	$ 6,128	$ 9,968
Income (loss) from discontinued operations, net of tax	0	(3)
Net income	6,128	9,965
Adjustments to reconcile net income (loss) to net cash from operating activities:
Provision (benefit) for credit losses	3,431	(2,325)
Depreciation and amortization, net	2,367	2,628
Deferred tax provision (benefit)	(371)	580
Net securities losses (gains)	9	(6)
Gain on sales of loans	(193)	(8)
Stock-based compensation expense	238	270
Other	20	8
Loans held for sale:
Originations and purchases	(6,894)	(7,011)
Proceeds from sales and paydowns	6,242	6,227
Changes in operating assets and liabilities:
Changes in interest receivable	(390)	59
Changes in other assets	(5,898)	(4,833)
Changes in interest payable	152	(111)
Changes in other liabilities	812	2,211
Net change from discontinued operations	(1)	(6)
Net cash from operating activities	5,652	7,648
Securities available for sale:
Purchases	(11,614)	(21,951)
Proceeds from paydowns and maturities	16,905	20,795
Proceeds from sales	2,570	1,735
Loans:
Net changes in loans originated as held for investment	(25,469)	(16,185)
Principal recoveries of loans previously charged off	1,631	1,901
Net purchases of premises and equipment	(644)	(504)
Net cash used in acquisition activities	(1,127)	(551)
Net cash used in other investing activities	(543)	(286)
Net cash used in investing activities	(18,291)	(15,046)
Financing activities:
Changes in deposits	6,771	597
Issuance of securitized debt obligations	8,230	2,991
Maturities and paydowns of securitized debt obligations	(6,572)	(2,638)
Issuance of senior and subordinated notes and long-term FHLB advances	21,271	996
Maturities and paydowns of senior and subordinated notes and long-term FHLB advances	(8,061)	(3,851)
Changes in other borrowings	(307)	139
Common stock:
Net proceeds from issuances	214	191
Dividends paid	(719)	(894)
Preferred stock:
Net proceeds from issuances	0	2,053
Dividends paid	(171)	(200)
Redemptions	0	(1,000)
Purchases of treasury stock	(4,791)	(4,953)
Proceeds from share-based payment activities	11	54
Net cash from (used in) financing activities	15,876	(6,515)
Changes in cash, cash equivalents and restricted cash for securitization investors	3,237	(13,913)
Cash, cash equivalents and restricted cash for securitization investors, beginning of the period	22,054	40,771
Cash, cash equivalents and restricted cash for securitization investors, end of the period	25,291	26,858
Non-cash items:
Net transfers from loans held for investment to loans held for sale	680	4,577
Interest paid	1,927	1,703
Income tax paid	$ 991	$ 1,672