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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Cash and cash equivalents:    
Cash and due from banks $ 3,716 $ 4,164
Interest-bearing deposits and other short-term investments 21,176 17,582
Total cash and cash equivalents 24,892 21,746
Restricted cash for securitization investors 399 308
Securities available for sale (amortized cost of $86.1 billion and $94.9 billion and allowance for credit losses of $4 million and $1 million as of September 30, 2022 and December 31, 2021, respectively) 75,303 95,261
Loans held for investment:    
Total loans held for investment 303,943 277,340
Allowance for credit losses (12,209) (11,430)
Net loans held for investment 291,734 265,910
Loans held for sale ($1.7 billion and $1.0 billion carried at fair value as of September 30, 2022 and December 31, 2021, respectively) 1,729 5,888
Premises and equipment, net 4,265 4,210
Interest receivable 1,853 1,460
Goodwill 14,771 14,782
Other assets 29,286 22,816
Total assets 444,232 432,381
Liabilities:    
Interest payable 433 281
Deposits [Abstract]    
Non-interest-bearing deposits 34,391 38,043
Interest-bearing deposits 282,802 272,937
Total deposits 317,193 310,980
Securitized debt obligations 15,926 14,994
Other debt:    
Federal funds purchased and securities loaned or sold under agreements to repurchase 528 820
Senior and subordinated notes 30,615 27,219
Other borrowings 7,538 53
Total other debt 38,681 28,092
Other liabilities 21,138 17,005
Total liabilities 393,371 371,352
Commitments, contingencies and guarantees (see Note 13)
Stockholders’ equity:    
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 4,975,000 shares issued and outstanding as of both September 30, 2022 and December 31, 2021) 0 0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 689,412,995 and 685,057,944 shares issued as of September 30, 2022 and December 31, 2021, respectively; 381,976,333 and 413,858,537 shares outstanding as of September 30, 2022 and December 31, 2021, respectively) 7 7
Additional paid-in capital, net 34,579 34,112
Retained earnings 56,240 51,006
Accumulated other comprehensive income (loss) (10,704) 374
Treasury stock, at cost (par value $0.01 per share; 307,436,662 and 271,199,407 shares as of September 30, 2022 and December 31, 2021, respectively) (29,261) (24,470)
Total stockholders’ equity 50,861 61,029
Total liabilities and stockholders’ equity 444,232 432,381
Unsecuritized loans held for investment    
Loans held for investment:    
Total loans held for investment 277,576 252,468
Loans held in consolidated trusts    
Loans held for investment:    
Total loans held for investment 26,367 24,872
Total assets 28,560 26,458
Other debt:    
Total liabilities $ 16,892 $ 15,256