CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income:
Loans, including loans held for sale	$ 6,367	$ 5,854
Investment securities	402	391
Other	15	16
Total interest income	6,784	6,261
Interest expense:
Deposits	218	269
Securitized debt obligations	29	32
Senior and subordinated notes	131	129
Other borrowings	9	9
Total interest expense	387	439
Net interest income	6,397	5,822
Amounts expected to become due from (to) partners which reduced (increased) provision for credit losses	677	(823)
Net interest income after provision for credit losses	5,720	6,645
Non-interest income:
Interchange fees, net	1,033	817
Service charges and other customer-related fees	400	352
Other	343	122
Total non-interest income	1,776	1,291
Non-interest expense:
Salaries and associate benefits	2,026	1,847
Occupancy and equipment	513	472
Marketing	918	501
Professional services	397	292
Communications and data processing	339	302
Amortization of Intangible Assets	14	6
Other	344	320
Total non-interest expense	4,551	3,740
Income from continuing operations before income taxes	2,945	4,196
Income tax provision	542	869
Income from continuing operations, net of tax	2,403	3,327
Income (loss) from discontinued operations, net of tax	0	(2)
Net income	2,403	3,325
Dividends and undistributed earnings allocated to participating securities	(28)	(28)
Preferred stock dividends	(57)	(61)
Net income available to common stockholders	$ 2,318	$ 3,236
Basic earnings per common share:
Net income from continuing operations	$ 5.65	$ 7.06
Net income per basic common share	5.65	7.06
Diluted earnings per common share:
Net income from continuing operations	5.62	7.03
Net income per diluted common share	$ 5.62	$ 7.03