CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating activities:
Income from continuing operations, net of tax	$ 12,394	$ 2,717	$ 5,533
Income (loss) from discontinued operations, net of tax	(4)	(3)	13
Net income (loss)	12,390	2,714	5,546
Adjustments to reconcile net income (loss) to net cash from operating activities:
Provision (benefit) for credit losses	(1,944)	10,264	6,236
Depreciation and amortization, net	3,481	3,501	3,339
Deferred tax provision (benefit)	605	(1,627)	(296)
Net securities losses (gains)	(2)	(25)	(26)
Gain on sales of loans	1	(6)	(50)
Stock-based compensation expense	331	203	239
Other (including (gains) and losses from equity investments)	46	(520)	0
Loans held for sale:
Originations and purchases	(9,141)	(10,055)	(9,798)
Proceeds from sales and paydowns	9,123	9,856	10,668
Changes in operating assets and liabilities:
Changes in interest receivable	17	287	(63)
Changes in other assets	(4,114)	979	662
Changes in interest payable	(71)	(87)	(19)
Changes in other liabilities	1,594	1,212	194
Net change from discontinued operations	(6)	3	7
Net cash from operating activities	12,310	16,699	16,639
Securities available for sale:
Purchases	(27,884)	(43,026)	(12,105)
Proceeds from paydowns and maturities	26,969	22,324	8,553
Total proceeds from sales	2,776	812	4,780
Securities held to maturity:
Purchases	0	0	(396)
Proceeds from paydowns and maturities	0	0	5,050
Loans:
Net changes in loans held for investment	(33,833)	4,136	(21,280)
Principal recoveries of loans previously charged off	2,506	2,452	2,557
Net purchases of premises and equipment	(698)	(710)	(887)
Net cash from acquisition activities	(669)	(7)	(8,393)
Net cash from other investing activities	(668)	(822)	(877)
Net cash from investing activities	(31,501)	(14,841)	(22,998)
Financing activities:
Changes in deposits	5,687	42,519	12,643
Issuance of securitized debt obligations	6,232	1,248	6,656
Maturities and paydowns of securitized debt obligations	(3,442)	(6,885)	(7,285)
Issuance of senior and subordinated notes and long-term FHLB advances	4,486	3,987	4,142
Maturities and paydowns of senior and subordinated notes and long-term FHLB advances	(3,851)	(8,156)	(5,595)
Changes in other borrowings	129	(6,674)	(2,104)
Common stock:
Net proceeds from issuances	253	241	199
Dividends paid	(1,148)	(460)	(753)
Preferred stock:
Net proceeds from issuances	2,052	1,330	1,462
Dividends paid	(274)	(280)	(282)
Redemptions	(2,100)	(1,375)	(1,000)
Purchases of treasury stock	(7,605)	(393)	(1,481)
Proceeds from share-based payment activities	55	62	17
Net cash from financing activities	474	25,164	6,619
Changes in cash, cash equivalents and restricted cash for securitization investors	(18,717)	27,022	260
Cash, cash equivalents and restricted cash for securitization investors, beginning of the period	40,771	13,749	13,489
Cash, cash equivalents and restricted cash for securitization investors, end of the period	22,054	40,771	13,749
Non-cash items:
Net transfers from (to) loans held for investment to (from) loans held for sale	4,843	2,192	1,589
Transfers from securities held to maturity to securities available for sale	0	0	33,187
Interest paid	2,158	3,580	4,790
Income tax paid	$ 2,527	$ 988	$ 626