CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 4,164	$ 4,708
Interest-bearing deposits and other short-term investments	17,582	35,801
Total cash and cash equivalents	21,746	40,509
Restricted cash for securitization investors	308	262
Securities available for sale (amortized cost of $94.9 billion and $97.6 billion and allowance for credit losses of $1 million as of both December 31, 2021 and 2020)	95,261	100,445
Loans held for investment:
Total loans held for investment	277,340	251,624
Allowance for credit losses	(11,430)	(15,564)
Net loans held for investment	265,910	236,060
Loans held for sale ($1.0 billion and $596 million carried at fair value as of December 31, 2021 and 2020, respectively)	5,888	2,710
Premises and equipment, net	4,210	4,287
Interest receivable	1,460	1,471
Goodwill	14,782	14,653
Other assets	22,816	21,205
Total assets	432,381	421,602
Liabilities:
Interest payable	281	352
Deposits:
Non-interest-bearing deposits	38,043	31,142
Interest-bearing deposits	272,937	274,300
Total deposits	310,980	305,442
Securitized debt obligations	14,994	12,414
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	820	668
Senior and subordinated notes	27,219	27,382
Other borrowings	53	75
Total other debt	28,092	28,125
Other liabilities	17,005	15,065
Total liabilities	371,352	361,398
Commitments, contingencies and guarantees (see Note 18)
Stockholders’ equity:
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 4,975,000 shares issued and outstanding as of December 31, 2021 and 2020, respectively)	0	0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 685,057,944 and 679,932,837 shares issued as of December 31, 2021 and 2020, respectively; 413,858,537 and 458,972,202 shares outstanding as of December 31, 2021 and 2020, respectively)	7	7
Additional paid-in capital, net	34,112	33,480
Retained earnings	51,006	40,088
Accumulated other comprehensive income	374	3,494
Treasury stock, at cost (par value $0.01 per share; 271,199,407 and 220,960,635 shares as of December 31, 2021 and 2020, respectively)	(24,470)	(16,865)
Total stockholders’ equity	61,029	60,204
Total liabilities and stockholders’ equity	432,381	421,602
Unsecuritized loans held for investment
Cash and cash equivalents:
Total cash and cash equivalents	16,910	12,976
Loans held for investment:
Total loans held for investment	252,468	225,698
Other assets	1,330	1,473
Total assets	84,202	83,061
Other debt:
Senior and subordinated notes	23,017	22,037
Other liabilities	156	820
Total liabilities	23,173	22,857
Stockholders’ equity:
Total stockholders’ equity	61,029	60,204
Total liabilities and stockholders’ equity	84,202	83,061
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	24,872	25,926
Total assets	26,458	26,619
Other debt:
Total liabilities	$ 15,256	$ 12,436