Commitments, Contingencies, Guarantees, and Others (Tables)

12 Months Ended

Dec. 31, 2021

Commitments and Contingencies Disclosure [Abstract]

Schedule of Letter of Credit and Other Loan Commitments

The following table presents the contractual amount and carrying value of our unfunded lending commitments as of December 31, 2021 and 2020. The carrying value represents our reserve and deferred revenue on legally binding commitments.

Table 18.1: Unfunded Lending Commitments

	Contractual Amount				Carrying Value
(Dollars in millions)	December 31, 2021		December 31, 2020		December 31, 2021		December 31, 2020
Credit card lines	$	368,508	$	349,594	N/A		N/A
Other loan commitments(1)	44,572		35,836		$	125	$	144
Standby letters of credit and commercial letters of credit(2)	1,419		1,302		24		32
Total unfunded lending commitments	$	414,499	$	386,732	$	149	$	176

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(1)Includes $3.9 billion and $1.8 billion of advised lines of credit as of December 31, 2021 and 2020, respectively.

(2)These financial guarantees have expiration dates that range from 2021 to 2023 as of December 31, 2021.