XML 137 R120.htm IDEA: XBRL DOCUMENT v3.22.0.1
Business Segments and Revenue from Contracts with Customers - Segment Results and Reconciliation (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Segment Reporting Information [Line Items]      
Net interest income (loss) $ 24,171 $ 22,913 $ 23,340
Non-interest income (loss) 6,264 5,610 5,253
Total net revenue (loss) 30,435 28,523 28,593
Provision (benefit) for credit losses (1,944) 10,264 6,236
Non-interest expense 16,570 15,056 15,483
Income (loss) from continuing operations before income taxes 15,809 3,203 6,874
Income tax provision 3,415 486 1,341
Income (loss) from continuing operations, net of tax 12,394 2,717 5,533
Total loans held for investment 277,340 251,624 265,809
Total Deposits 310,980 305,442 262,697
Uncollectible portion of billed finance charges and fees 629 1,100 1,400
Operating segments | Credit Card      
Segment Reporting Information [Line Items]      
Net interest income (loss) 14,074 13,776 14,461
Non-interest income (loss) 4,806 3,823 3,888
Total net revenue (loss) 18,880 17,599 18,349
Provision (benefit) for credit losses (902) 7,327 4,992
Non-interest expense 9,621 8,491 9,271
Income (loss) from continuing operations before income taxes 10,161 1,781 4,086
Income tax provision 2,403 420 959
Income (loss) from continuing operations, net of tax 7,758 1,361 3,127
Total loans held for investment 114,772 106,956 128,236
Total Deposits 0 0 0
Operating segments | Consumer Banking      
Segment Reporting Information [Line Items]      
Net interest income (loss) 8,448 7,238 6,732
Non-interest income (loss) 554 466 643
Total net revenue (loss) 9,002 7,704 7,375
Provision (benefit) for credit losses (521) 1,753 938
Non-interest expense 4,711 4,159 4,091
Income (loss) from continuing operations before income taxes 4,812 1,792 2,346
Income tax provision 1,136 425 547
Income (loss) from continuing operations, net of tax 3,676 1,367 1,799
Total loans held for investment 77,646 68,888 63,065
Total Deposits 256,407 249,815 213,099
Operating segments | Commercial Banking      
Segment Reporting Information [Line Items]      
Net interest income (loss) 2,153 2,048 1,983
Non-interest income (loss) 1,148 923 831
Total net revenue (loss) 3,301 2,971 2,814
Provision (benefit) for credit losses (519) 1,181 306
Non-interest expense 1,815 1,706 1,699
Income (loss) from continuing operations before income taxes 2,005 84 809
Income tax provision 473 19 188
Income (loss) from continuing operations, net of tax 1,532 65 621
Total loans held for investment 84,922 75,780 74,508
Total Deposits 44,809 39,590 32,134
Other      
Segment Reporting Information [Line Items]      
Net interest income (loss) (504) (149) 164
Non-interest income (loss) (244) 398 (109)
Total net revenue (loss) (748) 249 55
Provision (benefit) for credit losses (2) 3 0
Non-interest expense 423 700 422
Income (loss) from continuing operations before income taxes (1,169) (454) (367)
Income tax provision (597) (378) (353)
Income (loss) from continuing operations, net of tax (572) (76) (14)
Total loans held for investment 0 0 0
Total Deposits $ 9,764 $ 16,037 $ 17,464