The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 795 6,727 SH   DFND 1 0 0 6,727
ABBVIE INC COM 00287Y109 707 6,558 SH   DFND 1 0 0 6,558
AIR PRODS & CHEMS INC COM 009158106 448 1,747 SH   DFND 1 0 0 1,747
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 1,767 162,599 SH   DFND 1 0 0 162,599
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 841 16,963 SH   DFND 1 0 0 16,963
ALPHABET INC CAP STK CL A 02079K305 864 323 SH   DFND 1 0 0 323
ALPHABET INC CAP STK CL C 02079K107 658 247 SH   DFND 1 0 0 247
ALPS ETF TR DISRUPTIVE TECH 00162Q478 216 4,456 SH   DFND 1 0 0 4,456
AMAZON COM INC COM 023135106 2,494 759 SH   DFND 1 0 0 759
AMERICAN EXPRESS CO COM 025816109 989 5,905 SH   DFND 1 0 0 5,905
AMGEN INC COM 031162100 808 3,798 SH   DFND 1 0 0 3,798
ANALOG DEVICES INC COM 032654105 565 3,372 SH   DFND 1 0 0 3,372
ANNALY CAPITAL MANAGEMENT IN COM 035710409 122 14,432 SH   DFND 1 0 0 14,432
APPLE INC COM 037833100 6,344 44,833 SH   DFND 1 0 0 44,833
BANK NEW YORK MELLON CORP COM 064058100 453 8,742 SH   DFND 1 0 0 8,742
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 248 910 SH   DFND 1 0 0 910
BLACKSTONE INC COM 09260D107 626 5,385 SH   DFND 1 0 0 5,385
BRISTOL-MYERS SQUIBB CO COM 110122108 857 14,485 SH   DFND 1 0 0 14,485
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 332 6,200 SH   DFND 1 0 0 6,200
CATERPILLAR INC COM 149123101 670 3,488 SH   DFND 1 0 0 3,488
CISCO SYS INC COM 17275R102 1,573 28,902 SH   DFND 1 0 0 28,902
CONNECTONE BANCORP INC COM 20786W107 276 9,193 SH   DFND 1 0 0 9,193
CONOCOPHILLIPS COM 20825C104 537 7,929 SH   DFND 1 0 0 7,929
COSTCO WHSL CORP NEW COM 22160K105 728 1,620 SH   DFND 1 0 0 1,620
CSX CORP COM 126408103 214 7,212 SH   DFND 1 0 0 7,212
CVS HEALTH CORP COM 126650100 627 7,391 SH   DFND 1 0 0 7,391
DANAHER CORPORATION COM 235851102 1,068 3,509 SH   DFND 1 0 0 3,509
DARDEN RESTAURANTS INC COM 237194105 257 1,700 SH   DFND 1 0 0 1,700
DIAGEO PLC SPON ADR NEW 25243Q205 238 1,235 SH   DFND 1 0 0 1,235
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 6,657 250,554 SH   DFND 1 0 0 250,554
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 483 18,678 SH   DFND 1 0 0 18,678
DISNEY WALT CO COM 254687106 1,667 9,856 SH   DFND 1 0 0 9,856
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 192 20,057 SH   DFND 1 0 0 20,057
ENTERPRISE PRODS PARTNERS L COM 293792107 1,080 49,902 SH   DFND 1 0 0 49,902
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 414 6,800 SH   DFND 1 0 0 6,800
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 433 6,400 SH   DFND 1 0 0 6,400
EXXON MOBIL CORP COM 30231G102 510 8,666 SH   DFND 1 0 0 8,666
FACEBOOK INC CL A 30303M102 1,334 3,931 SH   DFND 1 0 0 3,931
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 612 8,183 SH   DFND 1 0 0 8,183
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 221 9,343 SH   DFND 1 0 0 9,343
FRANCO NEV CORP COM 351858105 214 1,650 SH   DFND 1 0 0 1,650
GENERAL ELECTRIC CO COM NEW 369604301 349 3,385 SH   DFND 1 0 0 3,385
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 23,015 620,362 SH   DFND 1 0 0 620,362
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 60,353 1,766,264 SH   DFND 1 0 0 1,766,264
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 6,691 77,777 SH   DFND 1 0 0 77,777
HOME DEPOT INC COM 437076102 2,120 6,458 SH   DFND 1 0 0 6,458
HONEYWELL INTL INC COM 438516106 525 2,474 SH   DFND 1 0 0 2,474
INTEL CORP COM 458140100 830 15,569 SH   DFND 1 0 0 15,569
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 452 8,950 SH   DFND 1 0 0 8,950
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 3,402 72,215 SH   DFND 1 0 0 72,215
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 1,341 31,676 SH   DFND 1 0 0 31,676
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 8,147 133,909 SH   DFND 1 0 0 133,909
INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 335 4,471 SH   DFND 1 0 0 4,471
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 842 3,530 SH   DFND 1 0 0 3,530
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 5,377 110,749 SH   DFND 1 0 0 110,749
INVESCO QQQ TR UNIT SER 1 46090E103 328 915 SH   DFND 1 0 0 915
ISHARES INC CORE MSCI EMKT 46434G103 2,952 47,800 SH   DFND 1 0 0 47,800
ISHARES INC MSCI EMERG MKT 46434G889 3,888 75,340 SH   DFND 1 0 0 75,340
ISHARES INC MSCI EMERG MRKT 464286533 15,591 248,779 SH   DFND 1 0 0 248,779
ISHARES TR 0-5 YR TIPS ETF 46429B747 381 3,606 SH   DFND 1 0 0 3,606
ISHARES TR BARCLAYS 7 10 YR 464287440 1,633 14,175 SH   DFND 1 0 0 14,175
ISHARES TR CORE 1 5 YR USD 46432F859 316 6,183 SH   DFND 1 0 0 6,183
ISHARES TR CORE DIV GRWTH 46434V621 208 4,135 SH   DFND 1 0 0 4,135
ISHARES TR CORE INTL AGGR 46435G672 5,495 99,867 SH   DFND 1 0 0 99,867
ISHARES TR CORE MSCI EAFE 46432F842 1,283 17,284 SH   DFND 1 0 0 17,284
ISHARES TR CORE MSCI TOTAL 46432F834 1,626 22,902 SH   DFND 1 0 0 22,902
ISHARES TR CORE S&P MCP ETF 464287507 227 862 SH   DFND 1 0 0 862
ISHARES TR CORE S&P500 ETF 464287200 10,023 23,264 SH   DFND 1 0 0 23,264
ISHARES TR CORE US AGGBD ET 464287226 5,410 47,114 SH   DFND 1 0 0 47,114
ISHARES TR ESG AWR MSCI USA 46435G425 553 5,613 SH   DFND 1 0 0 5,613
ISHARES TR ESG AWRE 1 5 YR 46435G243 249 9,578 SH   DFND 1 0 0 9,578
ISHARES TR EXPND TEC SC ETF 464287549 1,129 2,798 SH   DFND 1 0 0 2,798
ISHARES TR FLTG RATE NT ETF 46429B655 539 10,605 SH   DFND 1 0 0 10,605
ISHARES TR IBONDS DEC 46435U697 212 7,866 SH   DFND 1 0 0 7,866
ISHARES TR IBONDS DEC2021 46435G789 205 7,999 SH   DFND 1 0 0 7,999
ISHARES TR IBONDS DEC2022 46435G755 207 7,902 SH   DFND 1 0 0 7,902
ISHARES TR IBONDS DEC2023 46435G318 209 8,028 SH   DFND 1 0 0 8,028
ISHARES TR IBONDS DEC25 ETF 46434VBD1 217 8,088 SH   DFND 1 0 0 8,088
ISHARES TR IBOXX INV CP ETF 464287242 4,187 31,474 SH   DFND 1 0 0 31,474
ISHARES TR ISHARES BIOTECH 464287556 401 2,480 SH   DFND 1 0 0 2,480
ISHARES TR ISHS 1-5YR INVS 464288646 502 9,179 SH   DFND 1 0 0 9,179
ISHARES TR ISHS 5-10YR INVT 464288638 1,793 29,861 SH   DFND 1 0 0 29,861
ISHARES TR JPMORGAN USD EMG 464288281 11,979 108,838 SH   DFND 1 0 0 108,838
ISHARES TR MSCI ACWI EX US 464288240 3,696 66,704 SH   DFND 1 0 0 66,704
ISHARES TR MSCI EAFE MIN VL 46429B689 36,714 487,314 SH   DFND 1 0 0 487,314
ISHARES TR MSCI INTL MULTFT 46434V274 7,294 251,328 SH   DFND 1 0 0 251,328
ISHARES TR MSCI USA ESG SLC 464288802 468 4,880 SH   DFND 1 0 0 4,880
ISHARES TR MSCI USA MIN VOL 46429B697 79,585 1,082,790 SH   DFND 1 0 0 1,082,790
ISHARES TR MSCI USA MMENTM 46432F396 46,974 267,506 SH   DFND 1 0 0 267,506
ISHARES TR MSCI USA QLT FCT 46432F339 49,181 373,344 SH   DFND 1 0 0 373,344
ISHARES TR MSCI USA SMCP MN 46435G433 325 8,774 SH   DFND 1 0 0 8,774
ISHARES TR MSCI USA VALUE 46432F388 18,930 187,980 SH   DFND 1 0 0 187,980
ISHARES TR NATIONAL MUN ETF 464288414 2,444 21,036 SH   DFND 1 0 0 21,036
ISHARES TR PFD AND INCM SEC 464288687 961 24,758 SH   DFND 1 0 0 24,758
ISHARES TR RUS 1000 GRW ETF 464287614 256 934 SH   DFND 1 0 0 934
ISHARES TR RUS TP200 GR ETF 464289438 1,398 9,159 SH   DFND 1 0 0 9,159
ISHARES TR RUSSELL 2000 ETF 464287655 316 1,446 SH   DFND 1 0 0 1,446
ISHARES TR S&P 500 VAL ETF 464287408 483 3,321 SH   DFND 1 0 0 3,321
ISHARES TR SHORT TREAS BD 464288679 251 2,271 SH   DFND 1 0 0 2,271
ISHARES TR SP SMCP600VL ETF 464287879 722 7,172 SH   DFND 1 0 0 7,172
ISHARES TR TIPS BD ETF 464287176 25,834 202,320 SH   DFND 1 0 0 202,320
ISHARES TR U.S. MED DVC ETF 464288810 384 6,120 SH   DFND 1 0 0 6,120
ISHARES TR US TREAS BD ETF 46429B267 23,419 882,723 SH   DFND 1 0 0 882,723
ISHARES TR USD INV GRDE ETF 464288620 30,956 515,068 SH   DFND 1 0 0 515,068
JOHNSON & JOHNSON COM 478160104 602 3,725 SH   DFND 1 0 0 3,725
JPMORGAN CHASE & CO COM 46625H100 1,548 9,455 SH   DFND 1 0 0 9,455
KKR & CO INC COM 48251W104 584 9,590 SH   DFND 1 0 0 9,590
L3HARRIS TECHNOLOGIES INC COM 502431109 877 3,982 SH   DFND 1 0 0 3,982
LILLY ELI & CO COM 532457108 1,666 7,210 SH   DFND 1 0 0 7,210
LOCKHEED MARTIN CORP COM 539830109 640 1,855 SH   DFND 1 0 0 1,855
LOWES COS INC COM 548661107 459 2,261 SH   DFND 1 0 0 2,261
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 396 8,690 SH   DFND 1 0 0 8,690
MASTERCARD INCORPORATED CL A 57636Q104 225 649 SH   DFND 1 0 0 649
MCDONALDS CORP COM 580135101 2,008 8,328 SH   DFND 1 0 0 8,328
MEDTRONIC PLC SHS G5960L103 212 1,694 SH   DFND 1 0 0 1,694
MERCK & CO INC COM 58933Y105 210 2,801 SH   DFND 1 0 0 2,801
MICROSOFT CORP COM 594918104 5,497 19,498 SH   DFND 1 0 0 19,498
NIKE INC CL B 654106103 239 1,644 SH   DFND 1 0 0 1,644
NVIDIA CORPORATION COM 67066G104 517 2,497 SH   DFND 1 0 0 2,497
NXP SEMICONDUCTORS N V COM N6596X109 245 1,250 SH   DFND 1 0 0 1,250
ONE GAS INC COM 68235P108 924 14,581 SH   DFND 1 0 0 14,581
ONEOK INC NEW COM 682680103 2,709 46,714 SH   DFND 1 0 0 46,714
PACER FDS TR TRENDP US LAR CP 69374H105 276 7,307 SH   DFND 1 0 0 7,307
PAYCHEX INC COM 704326107 413 3,673 SH   DFND 1 0 0 3,673
PAYPAL HLDGS INC COM 70450Y103 254 975 SH   DFND 1 0 0 975
PEPSICO INC COM 713448108 867 5,762 SH   DFND 1 0 0 5,762
PFIZER INC COM 717081103 250 5,803 SH   DFND 1 0 0 5,803
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,667 15,078 SH   DFND 1 0 0 15,078
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,211 21,486 SH   DFND 1 0 0 21,486
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,951 38,024 SH   DFND 1 0 0 38,024
PINNACLE FINL PARTNERS INC COM 72346Q104 253 2,690 SH   DFND 1 0 0 2,690
PROCTER AND GAMBLE CO COM 742718109 738 5,276 SH   DFND 1 0 0 5,276
QUALCOMM INC COM 747525103 1,170 9,071 SH   DFND 1 0 0 9,071
RAYTHEON TECHNOLOGIES CORP COM 75513E101 492 5,720 SH   DFND 1 0 0 5,720
S&P GLOBAL INC COM 78409V104 365 860 SH   DFND 1 0 0 860
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 499 8,805 SH   DFND 1 0 0 8,805
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 7,726 146,656 SH   DFND 1 0 0 146,656
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,269 39,374 SH   DFND 1 0 0 39,374
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,273 38,791 SH   DFND 1 0 0 38,791
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 879 22,718 SH   DFND 1 0 0 22,718
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 477 8,793 SH   DFND 1 0 0 8,793
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 750 5,063 SH   DFND 1 0 0 5,063
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 216 2,812 SH   DFND 1 0 0 2,812
SEAGEN INC COM 81181C104 208 1,225 SH   DFND 1 0 0 1,225
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 387 4,826 SH   DFND 1 0 0 4,826
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 983 5,476 SH   DFND 1 0 0 5,476
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,518 35,490 SH   DFND 1 0 0 35,490
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,677 17,928 SH   DFND 1 0 0 17,928
SERVICENOW INC COM 81762P102 535 860 SH   DFND 1 0 0 860
SPDR GOLD TR GOLD SHS 78463V107 512 3,118 SH   DFND 1 0 0 3,118
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,006 83,010 SH   DFND 1 0 0 83,010
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,170 16,708 SH   DFND 1 0 0 16,708
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 242 503 SH   DFND 1 0 0 503
SPDR SER TR BLMBRG BRC CNVRT 78464A359 397 4,646 SH   DFND 1 0 0 4,646
SPDR SER TR BLOMBERG BRC INV 78468R200 12,366 403,318 SH   DFND 1 0 0 403,318
SPDR SER TR NUVEEN BLMBRG SR 78468R739 8,891 179,975 SH   DFND 1 0 0 179,975
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,261 72,708 SH   DFND 1 0 0 72,708
SPDR SER TR SSGA US SMAL ETF 78468R887 679 6,054 SH   DFND 1 0 0 6,054
STARBUCKS CORP COM 855244109 299 2,708 SH   DFND 1 0 0 2,708
THERMO FISHER SCIENTIFIC INC COM 883556102 564 987 SH   DFND 1 0 0 987
TITAN MED INC COM NEW 88830X819 152 100,000 SH   DFND 1 0 0 100,000
UNION PAC CORP COM 907818108 684 3,488 SH   DFND 1 0 0 3,488
UNITED PARCEL SERVICE INC CL B 911312106 566 3,108 SH   DFND 1 0 0 3,108
UNITEDHEALTH GROUP INC COM 91324P102 709 1,814 SH   DFND 1 0 0 1,814
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 268 3,271 SH   DFND 1 0 0 3,271
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 39,235 459,158 SH   DFND 1 0 0 459,158
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 35,379 621,121 SH   DFND 1 0 0 621,121
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 888 3,759 SH   DFND 1 0 0 3,759
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 465 3,331 SH   DFND 1 0 0 3,331
VANGUARD INDEX FDS MID CAP ETF 922908629 215 910 SH   DFND 1 0 0 910
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,422 8,403 SH   DFND 1 0 0 8,403
VANGUARD INDEX FDS SMALL CP ETF 922908751 385 1,762 SH   DFND 1 0 0 1,762
VANGUARD INDEX FDS TOTAL STK MKT 922908769 294 1,324 SH   DFND 1 0 0 1,324
VANGUARD INDEX FDS VALUE ETF 922908744 4,054 29,949 SH   DFND 1 0 0 29,949
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,236 24,722 SH   DFND 1 0 0 24,722
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 19,772 376,043 SH   DFND 1 0 0 376,043
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 17,004 310,469 SH   DFND 1 0 0 310,469
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 11,940 176,754 SH   DFND 1 0 0 176,754
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 21,234 224,915 SH   DFND 1 0 0 224,915
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 632 7,668 SH   DFND 1 0 0 7,668
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,546 16,572 SH   DFND 1 0 0 16,572
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 438 8,668 SH   DFND 1 0 0 8,668
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1,707 21,806 SH   DFND 1 0 0 21,806
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 509 4,929 SH   DFND 1 0 0 4,929
VERIZON COMMUNICATIONS INC COM 92343V104 871 16,122 SH   DFND 1 0 0 16,122
VISA INC COM CL A 92826C839 291 1,307 SH   DFND 1 0 0 1,307
WALMART INC COM 931142103 397 2,851 SH   DFND 1 0 0 2,851
WELLS FARGO CO NEW COM 949746101 470 10,124 SH   DFND 1 0 0 10,124
WILLIAMS COS INC COM 969457100 264 10,161 SH   DFND 1 0 0 10,161
WISDOMTREE TR EMG MKTS SMCAP 97717W281 212 3,966 SH   DFND 1 0 0 3,966
WISDOMTREE TR GLB US QTLY DIV 97717W844 542 13,398 SH   DFND 1 0 0 13,398
WISDOMTREE TR US QTLY DIV GRT 97717X669 251 4,264 SH   DFND 1 0 0 4,264