CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 5,444	$ 4,708
Interest-bearing deposits and other short-term investments	21,180	35,801
Total cash and cash equivalents	26,624	40,509
Restricted cash for securitization investors	234	262
Securities available for sale (amortized cost of $97.0 billion and $97.6 billion and allowance for credit losses of $1 million as of both September 30, 2021 and December 31, 2020)	98,149	100,445
Loans held for investment:
Total loans held for investment	261,390	251,624
Allowance for credit losses	(11,573)	(15,564)
Net loans held for investment	249,817	236,060
Loans held for sale ($1.7 billion and $596 million carried at fair value as of September 30, 2021 and December 31, 2020, respectively)	6,300	2,710
Premises and equipment, net	4,204	4,287
Interest receivable	1,418	1,471
Goodwill	14,652	14,653
Other assets	23,979	21,205
Total assets	425,377	421,602
Liabilities:
Interest payable	241	352
Deposits:
Non-interest-bearing deposits	36,804	31,142
Interest-bearing deposits	269,134	274,300
Total deposits	305,938	305,442
Securitized debt obligations	12,635	12,414
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	825	668
Senior and subordinated notes	23,983	27,382
Other borrowings	58	75
Total other debt	24,866	28,125
Other liabilities	18,153	15,065
Total liabilities	361,833	361,398
Commitments, contingencies and guarantees (see Note 13)
Stockholders’ equity:
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 6,075,000 and 4,975,000 shares issued and outstanding as of September 30, 2021 and December 31, 2020, respectively)	0	0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 684,515,909 and 679,932,837 shares issued as of September 30, 2021 and December 31, 2020, respectively; 430,375,948 and 458,972,202 shares outstanding as of September 30, 2021 and December 31, 2020, respectively)	7	7
Additional paid-in capital, net	35,051	33,480
Retained earnings	48,944	40,088
Accumulated other comprehensive income	1,360	3,494
Treasury stock, at cost (par value $0.01 per share; 254,139,961 and 220,960,635 shares as of September 30, 2021 and December 31, 2020, respectively)	(21,818)	(16,865)
Total stockholders’ equity	63,544	60,204
Total liabilities and stockholders’ equity	425,377	421,602
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	238,475	225,698
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	22,915	25,926
Total assets	24,450	26,619
Other debt:
Total liabilities	$ 12,812	$ 12,436