Commitments, Contingencies, Guarantees, and Others (Tables)

9 Months Ended

Sep. 30, 2021

Commitments and Contingencies Disclosure [Abstract]

Schedule of Letter of Credit and Other Loan Commitments

The following table presents the contractual amount and carrying value of our unfunded lending commitments as of September 30, 2021 and December 31, 2020. The carrying value represents our reserve and deferred revenue on legally binding commitments.

Table 13.1: Unfunded Lending Commitments

	Contractual Amount				Carrying Value
(Dollars in millions)	September 30, 2021		December 31, 2020		September 30, 2021		December 31, 2020
Credit card lines	$	366,744	$	349,594	N/A		N/A
Other loan commitments(1)	40,545		35,836		$	121	$	144
Standby letters of credit and commercial letters of credit(2)	1,380		1,302		28		32
Total unfunded lending commitments	$	408,669	$	386,732	$	149	$	176

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(1)Includes $2.1 billion and $1.8 billion of advised lines of credit as of September 30, 2021 and December 31, 2020, respectively.

(2)These financial guarantees have expiration dates that range from 2021 to 2023 as of September 30, 2021.