CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Jun. 30, 2021	Dec. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 5,312	$ 4,708
Interest-bearing deposits and other short-term investments	29,534	35,801
Total cash and cash equivalents	34,846	40,509
Restricted cash for securitization investors	242	262
Securities available for sale (amortized cost of $100.3 billion and $97.6 billion and allowance for credit losses of $1 million as of both June 30, 2021 and December 31, 2020)	101,766	100,445
Loans held for investment:
Total loans held for investment	249,597	251,624
Allowance for credit losses	(12,346)	(15,564)
Net loans held for investment	237,251	236,060
Loans held for sale ($371 million and $596 million carried at fair value as of June 30, 2021 and December 31, 2020, respectively)	6,522	2,710
Premises and equipment, net	4,227	4,287
Interest receivable	1,372	1,471
Goodwill	14,654	14,653
Other assets	22,540	21,205
Total assets	423,420	421,602
Liabilities:
Interest payable	301	352
Deposits:
Non-interest-bearing deposits	34,994	31,142
Interest-bearing deposits	271,314	274,300
Total deposits	306,308	305,442
Securitized debt obligations	10,561	12,414
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	845	668
Senior and subordinated notes	24,878	27,382
Other borrowings	59	75
Total other debt	25,782	28,125
Other liabilities	15,844	15,065
Total liabilities	358,796	361,398
Commitments, contingencies and guarantees (see Note 13)
Stockholders’ equity:
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 6,650,000 and 4,975,000 shares issued and outstanding as of June 30, 2021 and December 31, 2020, respectively)	0	0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 683,559,818 and 679,932,837 shares issued as of June 30, 2021 and December 31, 2020, respectively; 446,113,769 and 458,972,202 shares outstanding as of June 30, 2021 and December 31, 2020, respectively)	7	7
Additional paid-in capital, net	35,472	33,480
Retained earnings	46,461	40,088
Accumulated other comprehensive income	1,792	3,494
Treasury stock, at cost (par value $0.01 per share; 237,446,049 and 220,960,635 shares as of June 30, 2021 and December 31, 2020, respectively)	(19,108)	(16,865)
Total stockholders’ equity	64,624	60,204
Total liabilities and stockholders’ equity	423,420	421,602
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	226,130	225,698
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	23,467	25,926
Total assets	24,746	26,619
Other debt:
Total liabilities	$ 10,681	$ 12,436