0000927628-21-000244.txt : 20210722 0000927628-21-000244.hdr.sgml : 20210722 20210722160609 ACCESSION NUMBER: 0000927628-21-000244 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 16 CONFORMED PERIOD OF REPORT: 20210722 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20210722 DATE AS OF CHANGE: 20210722 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CAPITAL ONE FINANCIAL CORP CENTRAL INDEX KEY: 0000927628 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 541719854 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-13300 FILM NUMBER: 211107665 BUSINESS ADDRESS: STREET 1: 1680 CAPITAL ONE DRIVE STREET 2: SUITE 1400 CITY: MCLEAN STATE: VA ZIP: 22102 BUSINESS PHONE: 7037201000 MAIL ADDRESS: STREET 1: 1680 CAPITAL ONE DRIVE STREET 2: SUITE 1400 CITY: MCLEAN STATE: VA ZIP: 22102 FORMER COMPANY: FORMER CONFORMED NAME: OAKSTONE FINANCIAL CORP DATE OF NAME CHANGE: 19940728 8-K 1 cof-20210722.htm 8-K cof-20210722
false000092762800009276282021-07-222021-07-220000927628us-gaap:CommonStockMember2021-07-222021-07-220000927628us-gaap:SeriesGPreferredStockMember2021-07-222021-07-220000927628us-gaap:SeriesHPreferredStockMember2021-07-222021-07-220000927628cof:SeriesIPreferredStockMember2021-07-222021-07-220000927628cof:SeriesJPreferredStockMember2021-07-222021-07-220000927628cof:SeriesKPreferredStockMemberMember2021-07-222021-07-220000927628cof:SeriesLPreferredStockMemberMember2021-07-222021-07-220000927628cof:SeniorNotesDue2024Member2021-07-222021-07-220000927628cof:SeniorNotesDue2029Member2021-07-222021-07-22





UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
____________________________________
FORM 8-K
____________________________________
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

July 22, 2021
Date of Report (Date of earliest event reported)
____________________________________
CAPITAL ONE FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
____________________________________
Delaware001-1330054-1719854
(State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)
1680 Capital One Drive,
McLean,Virginia 22102
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (703) 720-1000
(Not applicable)
(Former name or former address, if changed since last report)
____________________________________
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of Each ClassTrading Symbol(s)Name of Each Exchange on Which Registered
Common Stock (par value $.01 per share)COF
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series GCOF PRG
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series HCOF PRH
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series ICOF PRI
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series JCOF PRJ
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series KCOF PRK
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series LCOF PRL
New York Stock Exchange
0.800% Senior Notes Due 2024COF24
New York Stock Exchange
1.650% Senior Notes Due 2029COF29
New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company     ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐





Item 2.02 Results of Operations and Financial Condition.

On July 22, 2021, Capital One Financial Corporation (the “Company”) issued a press release announcing its financial results for the second quarter ended June 30, 2021. Copies of the Company’s press release and financial supplement are attached and furnished herewith as Exhibits 99.1 and 99.2 to this Form 8-K and are incorporated herein by reference.

Note: Information in this report (including Exhibits 99.1 and 99.2) furnished pursuant to Item 2.02 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. 
1




Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.
Exhibit No.Description
99.1
99.2
104The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

Earnings Conference Call Webcast Information.

The Company will hold an earnings conference call on July 22, 2021 at 5:00 PM Eastern Time. The conference call will be accessible through live webcast. Interested investors and other individuals can access the webcast via the Company’s home page (www.capitalone.com). Under “About,” choose “Investors” to access the Investor Center and view and/or download the earnings press release, the financial supplement, including a reconciliation of non-GAAP financial measures, and the earnings release presentation. A replay of the webcast will be archived on the Company’s website through August 5, 2021 at 5:00 PM Eastern Time.

2




SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.
CAPITAL ONE FINANCIAL CORPORATION
Date: July 22, 2021
By:/s/ TIMOTHY P. GOLDEN
Timothy P. Golden
Controller and Principal Accounting Officer

3
 EX-99.1 2 ex991q22021earningsrelease.htm EX-99.1 Document

Exhibit 99.1
News Release

earningsslidesvfinal1b58a.jpg
Contacts:
Investor RelationsMedia Relations
Jeff NorrisDanielle DietzSie Soheili
jeff.norris@capitalone.comdanielle.dietz@capitalone.comsie.soheili@capitalone.com

FOR IMMEDIATE RELEASE: July 22, 2021
Capital One Reports Second Quarter 2021 Net Income of $3.5 billion,
or $7.62 per share
Excluding adjusting items, Second Quarter 2021 Net Income of $7.71 per share(1)
McLean, Va. (July 22, 2021) – Capital One Financial Corporation (NYSE: COF) today announced net income for the second quarter of 2021 of $3.5 billion, or $7.62 per diluted common share, compared with net income of $3.3 billion, or $7.03 per diluted common share in the first quarter of 2021, and with a net loss of $918 million, or $2.21 per diluted common share in the second quarter of 2020. Excluding adjusting items, net income for the second quarter of 2021 was $7.71 per diluted common share.(1)
“We are seeing increasing near-term opportunities to build our franchise as we emerge from the pandemic,” said Richard D. Fairbank, Founder, Chairman and Chief Executive Officer. “Our modern technology is powering our current performance and setting us up to capitalize on the accelerating digital revolution in banking.”
The quarter included the following adjusting item:
(Dollars in millions, except per share data)Pre-Tax
Impact		Diluted EPS
Impact
Legal reserve build$55 $0.09 
All comparisons below are for the second quarter of 2021 compared with the first quarter of 2021 unless otherwise noted.
Second Quarter 2021 Income Statement Summary:
•Total net revenue increased 4 percent to $7.4 billion.
•Total non-interest expense increased 6 percent to $4.0 billion:
◦24 percent increase in marketing.
◦3 percent increase in operating expenses.
(1)Amounts excluding adjusting items are non-GAAP measures that we believe help investors and users of our financial information understand the effect of adjusting items on our selected reported results and provide alternate measurements of our performance, both in the current period and across periods. See Table 15 in Exhibit 99.2 for a reconciliation of our selected reported results to these non-GAAP measures.

Capital One Second Quarter 2021 Earnings
Page 2

•Pre-provision earnings increased 1 percent to $3.4 billion.(2)
•Provision (benefit) for credit losses decreased $337 million to $(1.2) billion:
◦Net charge-offs of $541 million.
◦$1.7 billion loan reserve release.
•Net interest margin of 5.89 percent, a decrease of 10 basis points.
•Efficiency ratio of 53.78 percent.
◦Efficiency ratio excluding adjusting items of 53.04 percent.(1)
•Operating efficiency ratio of 45.38 percent.
◦Operating efficiency ratio excluding adjusting items of 44.63 percent.(1)
Second Quarter 2021 Balance Sheet Summary:
•Common equity Tier 1 capital ratio under Basel III Standardized Approach of 14.5 percent at June 30, 2021.
•Period-end loans held for investment in the quarter increased $6.5 billion, or 3 percent, to $249.6 billion.
◦Credit Card period-end loans increased $1.9 billion, or 2 percent, to $101.0 billion.
•Domestic Card period-end loans increased $4.2 billion, or 5 percent, to $95.3 billion.
◦Consumer Banking period-end loans increased $4.6 billion, or 6 percent, to $74.8 billion.
•Auto period-end loans increased $4.7 billion, or 7 percent, to $71.7 billion.
◦Commercial Banking period-end loans increased $19 million, or less than 1 percent, to $73.8 billion.
•Average loans held for investment in the quarter increased $2.5 billion, or 1 percent, to $246.5 billion.
◦Credit Card average loans decreased $860 million, or 1 percent, to $99.7 billion.
•Domestic Card average loans decreased $1.1 billion, or 1 percent, to $91.5 billion.
◦Consumer Banking average loans increased $3.5 billion, or 5 percent, to $72.7 billion.
•Auto average loans increased $3.4 billion, or 5 percent, to $69.5 billion.
◦Commercial Banking average loans decreased $85 million, or less than 1 percent, to $74.1 billion.
•Period-end total deposits decreased $4.0 billion, or 1 percent, to $306.3 billion, while average deposits increased $3.2 billion, or 1 percent, to $308.2 billion.
•Interest-bearing deposits rate paid decreased 4 basis points to 0.35 percent.
(1)Amounts excluding adjusting items are non-GAAP measures that we believe help investors and users of our financial information understand the effect of adjusting items on our selected reported results and provide alternate measurements of our performance, both in the current period and across periods. See Table 15 in Exhibit 99.2 for a reconciliation of our selected reported results to these non-GAAP measures.
(2)Pre-provision earnings is calculated based on the sum of net interest income and non-interest income, less non-interest expense for the period. Management believes that this financial metric is useful in enabling investors and others to assess the Company’s ability to generate income to cover credit losses through a credit cycle, which can vary significantly between periods.
Capital One Second Quarter 2021 Earnings
Page 3

Earnings Conference Call Webcast Information
The company will hold an earnings conference call on July 22, 2021 at 5:00 PM Eastern Time. The conference call will be accessible through live webcast. Interested investors and other individuals can access the webcast via the company’s home page (www.capitalone.com). Under “About,” choose “Investors” to access the Investor Center and view and/or download the earnings press release, the financial supplement, including a reconciliation of non-GAAP financial measures, and the earnings release presentation. The replay of the webcast will be archived on the company’s website through August 5, 2021 at 5:00 PM Eastern Time.
Forward-Looking Statements
Certain statements in this release may constitute forward-looking statements, which involve a number of risks and uncertainties. Capital One cautions readers that any forward-looking information is not a guarantee of future performance and that actual results could differ materially from those contained in the forward-looking information due to a number of factors, including those listed from time to time in reports that Capital One files with the Securities and Exchange Commission, including, but not limited to, the Annual Report on Form 10-K for the year ended December 31, 2020.
About Capital One
Capital One Financial Corporation (www.capitalone.com) is a financial holding company whose subsidiaries, which include Capital One, N.A., and Capital One Bank (USA), N.A., had $306.3 billion in deposits and $423.4 billion in total assets as of June 30, 2021. Headquartered in McLean, Virginia, Capital One offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. Capital One, N.A. has branches located primarily in New York, Louisiana, Texas, Maryland, Virginia, New Jersey and the District of Columbia. A Fortune 500 company, Capital One trades on the New York Stock Exchange under the symbol “COF” and is included in the S&P 100 index.
###

 EX-99.2 3 ex992q22021earningsrelease.htm EX-99.2 Document

Exhibit 99.2

Capital One Financial Corporation
Financial Supplement(1)(2)
Second Quarter 2021
Table of Contents
Capital One Financial Corporation Consolidated ResultsPage
Business Segment Results
Other
__________
(1)The information contained in this Financial Supplement is preliminary and based on data available at the time of the earnings presentation. Investors should refer to our Quarterly Report on Form 10-Q for the period ended June 30, 2021 once it is filed with the Securities and Exchange Commission.
(2)This Financial Supplement includes non-GAAP measures. We believe these non-GAAP measures are useful to investors and users of our financial information as they provide an alternate measurement of our performance and assist in assessing our capital adequacy and the level of return generated. These non-GAAP measures should not be viewed as a substitute for reported results determined in accordance with generally accepted accounting principles in the U.S. (“GAAP”), nor are they necessarily comparable to non-GAAP measures that may be presented by other companies.


CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 1: Financial Summary—Consolidated
2021 Q2 vs.Six Months Ended June 30,
(Dollars in millions, except per share data and as noted) 20212021202020202020202120202021 vs.
Q2Q1Q4Q3Q2Q1Q2202120202020
Income Statement
Net interest income$5,743 $5,822 $5,873 $5,555 $5,460 (1)%5 %$11,565 $11,485 1 %
Non-interest income1,631 1,291 1,464 1,826 1,096 26 49 2,922 2,320 26 
Total net revenue(1)
7,374 7,113 7,337 7,381 6,556 4 12 14,487 13,805 5 
Provision (benefit) for credit losses(1,160)(823)264 331 4,246 41 **(1,983)9,669 **
Non-interest expense:
Marketing620 501 563 283 273 24 127 1,121 764 47 
Operating expense3,346 3,239 3,446 3,265 3,497 3 (4)6,585 6,735 (2)
Total non-interest expense3,966 3,740 4,009 3,548 3,770 6 5 7,706 7,499 3 
Income (loss) from continuing operations before income taxes4,568 4,196 3,064 3,502 (1,460)9 **8,764 (3,363)**
Income tax provision (benefit)1,031 869 496 1,096 (543)19 **1,900 (1,106)**
Income (loss) from continuing operations, net of tax3,537 3,327 2,568 2,406 (917)6 **6,864 (2,257)**
Loss from discontinued operations, net of tax(1)(2)(2)— (1)(50)— (3)(1)**
Net income (loss)3,536 3,325 2,566 2,406 (918)6 **6,861 (2,258)**
Dividends and undistributed earnings allocated to participating securities(2)
(30)(28)(19)(20)(1)7 **(58)(4)**
Preferred stock dividends(60)(61)(68)(67)(90)(2)(33)(121)(145)(17)
Issuance cost for redeemed preferred stock(3)
— — (17)— — — — — (22)**
Net income (loss) available to common stockholders$3,446 $3,236 $2,462 $2,319 $(1,009)6 **$6,682 $(2,429)**
Common Share Statistics
Basic earnings per common share:(2)
Net income (loss) from continuing operations$7.65 $7.06 $5.36 $5.07 $(2.21)8 %**$14.70 $(5.31)**
Net income (loss) per basic common share$7.65 $7.06 $5.36 $5.07 $(2.21)8 **$14.70 $(5.31)**
Diluted earnings per common share:(2)
Net income (loss) from continuing operations$7.62 $7.03 $5.35 $5.06 $(2.21)8 **$14.65 $(5.31)**
Net income (loss) per diluted common share$7.62 $7.03 $5.35 $5.06 $(2.21)8 **$14.65 $(5.31)**
Weighted-average common shares outstanding (in millions):
Basic450.6 458.6 459.1 457.8 456.7 (2)(1)%454.6 457.1 (1)%
Diluted452.3 460.1 460.2 458.5 456.7 (2)(1)456.2 457.1 — 
Common shares outstanding (period-end, in millions)446.1 456.8 459.0 457.4 456.3 (2)(2)446.1 456.3 (2)
Dividends declared and paid per common share$0.40 $0.40 $0.10 $0.10 $0.40 — — $0.80 $0.80 — 
Tangible book value per common share (period-end)(4)
97.20 90.96 88.34 83.67 78.82 7 23 97.20 78.82 23 
1

2021 Q2 vs.Six Months Ended June 30,
(Dollars in millions)20212021202020202020202120202021 vs.
Q2Q1Q4Q3Q2Q1Q2202120202020
Balance Sheet (Period-End)
Loans held for investment$249,597 $243,131 $251,624 $248,223 $251,512 3 %(1)%$249,597 $251,512 (1)%
Interest-earning assets387,295 392,485 388,917 390,040 389,829 (1)(1)387,295 389,829 (1)
Total assets423,420 425,175 421,602 421,883 421,296 — 1 423,420 421,296 1 
Interest-bearing deposits271,314 276,325 274,300 276,092 275,183 (2)(1)271,314 275,183 (1)
Total deposits306,308 310,328 305,442 305,725 304,238 (1)1 306,308 304,238 1 
Borrowings36,343 38,450 40,539 42,795 44,900 (5)(19)36,343 44,900 (19)
Common equity58,136 56,341 55,356 53,093 50,835 3 14 58,136 50,835 14 
Total stockholders’ equity64,624 61,188 60,204 58,424 56,045 6 15 64,624 56,045 15 
Balance Sheet (Average Balances)
Loans held for investment$246,463 $243,937 $247,689 $249,511 $253,358 1 %(3)%$245,207 $258,124 (5)%
Interest-earning assets390,129 388,572 388,252 391,451 378,145 — 3 389,355 366,746 6 
Total assets424,099 421,808 420,011 422,854 411,075 1 3 422,959 400,845 6 
Interest-bearing deposits273,476 273,358 274,142 276,339 261,256 — 5 273,417 251,185 9 
Total deposits308,217 305,056 304,513 305,516 288,344 1 7 306,645 276,498 11 
Borrowings37,054 39,911 40,662 44,161 49,827 (7)(26)38,475 50,810 (24)
Common equity56,885 55,775 54,220 51,995 52,413 2 9 56,333 52,799 7 
Total stockholders’ equity62,376 60,623 59,389 57,223 57,623 3 8 61,504 58,096 6 
    
    
2

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 2: Selected Metrics—Consolidated
2021 Q2 vs.Six Months Ended June 30,
(Dollars in millions, except as noted) 20212021202020202020202120202021 vs.
Q2Q1Q4Q3Q2Q1Q2202120202020
Performance Metrics
Net interest income growth (period over period)(1)%(1)%6 %2 %(9)%****1 %— **
Non-interest income growth (period over period)26 (12)(20)67 (10)****26 (13)%**
Total net revenue growth (period over period)4 (3)(1)13 (10)****5 (3)**
Total net revenue margin(5)
7.56 7.32 7.56 7.54 6.93 24 bps63 bps7.44 7.53 (9)bps
Net interest margin(6)
5.89 5.99 6.05 5.68 5.78 (10)11 5.94 6.26 (32)
Return on average assets3.34 3.16 2.45 2.28 (0.89)18 4%3.25 (1.13)4%
Return on average tangible assets(7)
3.46 3.27 2.54 2.36 (0.93)19 4 3.36 (1.17)5 
Return on average common equity(8)
24.24 23.22 18.18 17.84 (7.69)102 32 23.73 (9.20)33 
Return on average tangible common equity(9)
32.75 31.61 25.02 24.98 (10.74)114 43 32.19 (12.81)45 
Non-interest expense as a percentage of average loans held for investment6.44 6.13 6.47 5.69 5.95 31 49 bps6.29 5.81 48 bps
Efficiency ratio(10)
53.78 52.58 54.64 48.07 57.50 120 (4)%53.19 54.32 (113)
Operating efficiency ratio(11)
45.38 45.54 46.97 44.24 53.34 (16)(8)45.45 48.79 (334)
Effective income tax rate for continuing operations 22.6 20.7 16.2 31.3 37.2 190 (15)21.7 32.9 (11)%
Employees (period-end, in thousands)52.0 51.7 52.0 52.5 53.1 1%(2)52.0 53.1 (2)
Credit Quality Metrics
Allowance for credit losses$12,346 $14,017 $15,564 $16,129 $16,832 (12)%(27)%$12,346 $16,832 (27)%
Allowance coverage ratio4.95 %5.77 %6.19 %6.50 %6.69 %(82)bps(174)bps4.95 %6.69 %(174)bps
Net charge-offs$541 $740 $856 $1,073 $1,505 (27)%(64)%$1,281 $3,296 (61)%
Net charge-off rate(12)
0.88 %1.21 %1.38 %1.72 %2.38 %(33)bps(150)bps1.04 %2.55 %(151)bps
30+ day performing delinquency rate(13)
1.75 1.82 2.41 1.97 2.09 (7)(34)1.75 2.09 (34)
30+ day delinquency rate(13)
1.89 1.98 2.61 2.22 2.30 (9)(41)1.89 2.30 (41)
Capital Ratios(14)
Common equity Tier 1 capital
14.5 %14.6 %13.7 %13.0 %12.4 %(10)bps210 bps14.5 %12.4 %210 bps
Tier 1 capital16.6 16.2 15.3 14.8 14.2 40 240 16.6 14.2 240 
Total capital18.8 18.6 17.7 17.3 16.7 20 210 18.8 16.7 210 
Tier 1 leverage12.4 11.7 11.2 10.6 10.3 70 210 12.4 10.3 210 
Tangible common equity (“TCE”)(15)
10.6 10.1 10.0 9.4 8.8 50 180 10.6 8.8 180 
 
3

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 3: Consolidated Statements of Income
2021 Q2 vs.Six Months Ended June 30,
20212021202020202020202120202021 vs.
(Dollars in millions, except per share data and as noted) Q2Q1Q4Q3Q2Q1Q2202120202020
Interest income:
Loans, including loans held for sale$5,753 $5,854 $5,954 $5,758 $5,820 (2)%(1)%$11,607 $12,362 (6)%
Investment securities370 391 422 443 482 (5)(23)761 1,012 (25)
Other16 16 15 14 16 — — 32 53 (40)
Total interest income6,139 6,261 6,391 6,215 6,318 (2)(3)12,400 13,427 (8)
Interest expense:
Deposits237 269 347 476 611 (12)(61)506 1,342 (62)
Securitized debt obligations28 32 34 43 56 (13)(50)60 155 (61)
Senior and subordinated notes122 129 128 132 180 (5)(32)251 419 (40)
Other borrowings9 9 9 9 11 — (18)18 26 (31)
Total interest expense396 439 518 660 858 (10)(54)835 1,942 (57)
Net interest income5,743 5,822 5,873 5,555 5,460 (1)5 11,565 11,485 1 
Provision (benefit) for credit losses(1,160)(823)264 331 4,246 41 **(1,983)9,669 **
Net interest income after provision for credit losses6,903 6,645 5,609 5,224 1,214 4 **13,548 1,816 **
Non-interest income:
Interchange fees, net1,016 817 818 775 672 24 51 1,833 1,424 29 
Service charges and other customer-related fees384 352 338 320 258 9 49 736 585 26 
Net securities gains— 4 — 25 — **—4 — **
Other231 118 308 706 166 96 39 349 311 12 
Total non-interest income1,631 1,291 1,464 1,826 1,096 26 49 2,922 2,320 26 
Non-interest expense:
Salaries and associate benefits1,781 1,847 1,755 1,719 1,704 (4)5 3,628 3,331 9 
Occupancy and equipment523 472 572 506 523 11 — 995 1,040 (4)
Marketing620 501 563 283 273 24 127 1,121 764 47 
Professional services341 292 394 327 304 17 12 633 591 7 
Communications and data processing315 302 295 310 308 4 2 617 610 1 
Amortization of intangibles5 6 8 14 16 (17)(69)11 38 (71)
Other381 320 422 389 642 19 (41)701 1,125 (38)
Total non-interest expense3,966 3,740 4,009 3,548 3,770 6 5 7,706 7,499 3 
Income (loss) from continuing operations before income taxes4,568 4,196 3,064 3,502 (1,460)9 **8,764 (3,363)**
Income tax provision (benefit)1,031 869 496 1,096 (543)19 **1,900 (1,106)**
Income (loss) from continuing operations, net of tax3,537 3,327 2,568 2,406 (917)6 **6,864 (2,257)**
Loss from discontinued operations, net of tax(1)(2)(2)— (1)(50)— (3)(1)**
Net income (loss)3,536 3,325 2,566 2,406 (918)6 **6,861 (2,258)**
Dividends and undistributed earnings allocated to participating securities(2)
(30)(28)(19)(20)(1)7 **(58)(4)**
Preferred stock dividends(60)(61)(68)(67)(90)(2)(33)(121)(145)(17)
Issuance cost for redeemed preferred stock(3)
— — (17)— — — — — (22)**
Net income (loss) available to common stockholders$3,446 $3,236 $2,462 $2,319 $(1,009)6 **$6,682 $(2,429)**
4

2021 Q2 vs.Six Months Ended June 30,
20212021202020202020202120202021 vs.
(Dollars in millions, except per share data and as noted)Q2Q1Q4Q3Q2Q1Q2202120202020
Basic earnings per common share:(2)
Net income (loss) from continuing operations$7.65 $7.06 $5.36 $5.07 $(2.21)8 %**$14.70 $(5.31)**
Net income (loss) per basic common share$7.65 $7.06 $5.36 $5.07 $(2.21)8 **$14.70 $(5.31)**
Diluted earnings per common share:(2)
Net income (loss) from continuing operations$7.62 $7.03 $5.35 $5.06 $(2.21)8 **$14.65 $(5.31)**
Net income (loss) per diluted common share$7.62 $7.03 $5.35 $5.06 $(2.21)8 **$14.65 $(5.31)**
Weighted-average common shares outstanding (in millions):
Basic common shares450.6 458.6 459.1 457.8 456.7 (2)(1)%454.6 457.1 (1)%
Diluted common shares452.3 460.1 460.2 458.5 456.7 (2)(1)456.2 457.1 — 
5

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 4: Consolidated Balance Sheets
2021 Q2 vs.
2021202120202020202020212020
(Dollars in millions)Q2Q1Q4Q3Q2Q1Q2
Assets:
Cash and cash equivalents:
Cash and due from banks$5,312 $4,670 $4,708 $4,267 $4,583 14 %16 %
Interest-bearing deposits and other short-term investments29,534 45,825 35,801 39,839 51,235 (36)(42)
Total cash and cash equivalents34,846 50,495 40,509 44,106 55,818 (31)(38)
Restricted cash for securitization investors242 1,779 262 895 740 (86)(67)
Securities available for sale101,766 99,165 100,445 99,853 87,859 3 16 
Loans held for investment:
Unsecuritized loans held for investment226,130 219,182 225,698 217,878 222,310 3 2 
Loans held in consolidated trusts23,467 23,949 25,926 30,345 29,202 (2)(20)
Total loans held for investment249,597 243,131 251,624 248,223 251,512 3 (1)
Allowance for credit losses(12,346)(14,017)(15,564)(16,129)(16,832)(12)(27)
Net loans held for investment237,251 229,114 236,060 232,094 234,680 4 1 
Loans held for sale6,522 2,896 2,710 3,433 711 125 **
Premises and equipment, net4,227 4,277 4,287 4,333 4,324 (1)(2)
Interest receivable1,372 1,380 1,471 1,551 1,574 (1)(13)
Goodwill14,654 14,654 14,653 14,648 14,645 — — 
Other assets22,540 21,415 21,205 20,970 20,945 5 8 
Total assets$423,420 $425,175 $421,602 $421,883 $421,296 — 1 
6

2021 Q2 vs.
2021202120202020202020212020
(Dollars in millions) Q2Q1Q4Q3Q2Q1Q2
Liabilities:
Interest payable$301 $288 $352 $332 $380 5 %(21)%
Deposits:
Non-interest-bearing deposits34,994 34,003 31,142 29,633 29,055 3 20 
Interest-bearing deposits271,314 276,325 274,300 276,092 275,183 (2)(1)
Total deposits306,308 310,328 305,442 305,725 304,238 (1)1 
Securitized debt obligations10,561 12,071 12,414 13,566 15,761 (13)(33)
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase845 842 668 702 573 — 47 
Senior and subordinated notes24,878 25,467 27,382 28,448 28,481 (2)(13)
Other borrowings59 70 75 79 85 (16)(31)
Total other debt25,782 26,379 28,125 29,229 29,139 (2)(12)
Other liabilities15,844 14,921 15,065 14,607 15,733 6 1 
Total liabilities358,796 363,987 361,398 363,459 365,251 (1)(2)
Stockholders’ equity:
Preferred stock0 0 0 0 0 — — 
Common stock7 7 7 7 7 — — 
Additional paid-in capital, net35,472 33,671 33,480 33,793 33,556 5 6 
Retained earnings46,461 43,167 40,088 37,653 35,361 8 31 
Accumulated other comprehensive income1,792 1,783 3,494 3,833 3,981 1 (55)
Treasury stock, at cost(19,108)(17,440)(16,865)(16,862)(16,860)10 13 
Total stockholders’ equity64,624 61,188 60,204 58,424 56,045 6 15 
Total liabilities and stockholders’ equity$423,420 $425,175 $421,602 $421,883 $421,296 — 1 

7

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 5: Notes to Financial Summary, Selected Metrics and Consolidated Financial Statements (Tables 1—4)

(1)Total net revenue was reduced by $175 million in Q2 2021, $180 million in Q1 2021, $177 million in Q4 2020, $235 million in Q3 2020 and $318 million in Q2 2020 for credit card finance charges and fees charged-off as uncollectible.
(2)Dividends and undistributed earnings allocated to participating securities and earnings per share are computed independently for each period. Accordingly, the sum of each quarterly amount may not agree to the year-to-date total. We also provide adjusted diluted earnings per share, which is a non-GAAP measure. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for additional information on our non-GAAP measures.
(3)On December 1, 2020, we redeemed all outstanding shares of our fixed rate 6.20% non-cumulative perpetual preferred stock Series F, which reduced our net income available to common shareholders by $17 million in Q4 2020. On March 2, 2020, we redeemed all outstanding shares of our fixed rate 6.00% non-cumulative perpetual preferred stock Series B, which increased our net loss available to common shareholders by $22 million in Q1 2020.
(4)Tangible book value per common share is a non-GAAP measure calculated based on tangible common equity divided by common shares outstanding. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for additional information on non-GAAP measures.
(5)Total net revenue margin is calculated based on annualized total net revenue for the period divided by average interest-earning assets for the period.
(6)Net interest margin is calculated based on annualized net interest income for the period divided by average interest-earning assets for the period.
(7)Return on average tangible assets is a non-GAAP measure calculated based on annualized income (loss) from continuing operations, net of tax, for the period divided by average tangible assets for the period. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for additional information on non-GAAP measures.
(8)Return on average common equity is calculated based on annualized net income (loss) available to common stockholders less annualized income (loss) from discontinued operations, net of tax, for the period, divided by average common equity. Our calculation of return on average common equity may not be comparable to similarly-titled measures reported by other companies.
(9)Return on average tangible common equity (“ROTCE”) is a non-GAAP measure calculated based on annualized net income (loss) available to common stockholders less annualized income (loss) from discontinued operations, net of tax, for the period, divided by average tangible common equity (“TCE”). Our calculation of return on average TCE may not be comparable to similarly-titled measures reported by other companies. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for additional information on non-GAAP measures.
(10)Efficiency ratio is calculated based on total non-interest expense for the period divided by total net revenue for the period. We also provide an adjusted efficiency ratio, which is a non-GAAP measure. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for additional information on our non-GAAP measures.
(11)Operating efficiency ratio is calculated based on operating expense for the period divided by total net revenue for the period. We also provide an adjusted operating efficiency ratio, which is a non-GAAP measure. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for additional information on our non-GAAP measures.
(12)Net charge-off rate is calculated based on annualized net charge-offs for the period divided by average loans held for investment for the period.
(13)Metrics include the impact of COVID-19 customer assistance programs where applicable.
(14)Capital ratios as of the end of Q2 2021 are preliminary and therefore subject to change. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for information on the calculation of each of these ratios.
(15)TCE ratio is a non-GAAP measure calculated based on TCE divided by tangible assets. See “Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures” for additional information on non-GAAP measures.
**    Not meaningful.
8

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 6: Average Balances, Net Interest Income and Net Interest Margin
2021 Q22021 Q12020 Q2
(Dollars in millions, except as noted)Average BalanceInterest Income/ ExpenseYield/RateAverage BalanceInterest Income/ ExpenseYield/RateAverage BalanceInterest Income/ ExpenseYield/Rate
Interest-earning assets:
Loans, including loans held for sale$249,280 $5,753 9.23 %$246,675 $5,854 9.49 %$254,402 $5,820 9.15 %
Investment securities100,071 370 1.48 98,296 391 1.59 81,095 482 2.38 
Cash equivalents and other40,778 16 0.16 43,601 16 0.15 42,648 16 0.15 
Total interest-earning assets$390,129 $6,139 6.29 $388,572 $6,261 6.45 $378,145 $6,318 6.68 
Interest-bearing liabilities:
Interest-bearing deposits$273,476 $237 0.35 $273,358 $269 0.39 $261,256 $611 0.94 
Securitized debt obligations10,890 28 1.03 12,240 32 1.05 16,432 56 1.37 
Senior and subordinated notes25,487 122 1.92 26,968 129 1.91 31,294 180 2.30 
Other borrowings and liabilities2,198 9 1.67 2,210 9 1.62 3,554 11 1.21 
Total interest-bearing liabilities$312,051 $396 0.50 $314,776 $439 0.56 $312,536 $858 1.10 
Net interest income/spread$5,743 5.79 $5,822 5.89 $5,460 5.58 
Impact of non-interest-bearing funding0.10 0.10 0.20 
Net interest margin5.89 %5.99 %5.78 %
                                                                                                                                                                                                                                    
Six Months Ended June 30,
20212020
(Dollars in millions, except as noted)Average BalanceInterest Income/ ExpenseYield/RateAverage BalanceInterest Income/ ExpenseYield/Rate
Interest-earning assets:
Loans, including loans held for sale$247,984 $11,607 9.36 %$259,017 $12,362 9.55 %
Investment securities99,189 761 1.53 79,654 1,012 2.54 
Cash equivalents and other42,182 32 0.15 28,075 53 0.38 
Total interest-earning assets$389,355 $12,400 6.37 $366,746 $13,427 7.32 
Interest-bearing liabilities:
Interest-bearing deposits$273,417 $506 0.37 $251,185 $1,342 1.07 
Securitized debt obligations11,561 60 1.04 17,243 155 1.80 
Senior and subordinated notes26,223 251 1.92 31,318 419 2.67 
Other borrowings and liabilities2,205 18 1.65 3,667 26 1.42 
Total interest-bearing liabilities$313,406 $835 0.53 $303,413 $1,942 1.28 
Net interest income/spread$11,565 5.84 $11,485 6.04 
Impact of non-interest-bearing funding0.10 0.22 
Net interest margin5.94 %6.26 %

9

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 7: Loan Information and Performance Statistics
2021 Q2 vs.Six Months Ended June 30,
2021202120202020202020212020202120202021 vs. 2020
(Dollars in millions, except as noted) Q2Q1Q4Q3Q2Q1Q2
Loans Held for Investment (Period-End)
Credit card:
   Domestic credit card(1)
$95,309 $91,099 $98,504 $95,541 $99,390 5 %(4)%$95,309 $99,390 (4)%
   International card businesses(2)
5,708 8,028 8,452 8,100 7,920 (29)(28)5,708 7,920 (28)
Total credit card101,017 99,127 106,956 103,641 107,310 2 (6)101,017 107,310 (6)
Consumer banking:
   Auto71,713 67,059 65,762 65,394 63,319 7 13 71,713 63,319 13 
   Retail banking3,046 3,143 3,126 3,294 3,393 (3)(10)3,046 3,393 (10)
Total consumer banking74,759 70,202 68,888 68,688 66,712 6 12 74,759 66,712 12 
Commercial banking:
   Commercial and multifamily real estate(3)
29,616 30,008 30,681 31,197 30,953 (1)(4)29,616 30,953 (4)
   Commercial and industrial44,205 43,794 45,099 44,697 46,537 1 (5)44,205 46,537 (5)
Total commercial banking73,821 73,802 75,780 75,894 77,490 — (5)73,821 77,490 (5)
Total loans held for investment249,597 243,131 251,624 248,223 251,512 3 (1)249,597 251,512 (1)
Loans Held for Investment (Average)
Credit card:
   Domestic credit card$91,535 $92,594 $95,453 $97,306 $100,996 (1)%(9)%$92,062 $107,354 (14)%
   International card businesses8,139 7,940 8,108 8,061 7,752 3 5 8,040 8,408 (4)
Total credit card99,674 100,534 103,561 105,367 108,748 (1)(8)100,102 115,762 (14)
Consumer banking:
   Auto69,543 66,185 65,590 64,476 61,798 5 13 67,873 61,401 11 
   Retail banking3,162 3,049 3,218 3,346 3,053 4 4 3,106 2,860 9 
Total consumer banking72,705 69,234 68,808 67,822 64,851 5 12 70,979 64,261 10 
Commercial banking:
   Commercial and multifamily real estate30,124 29,856 30,825 30,918 31,723 1 (5)29,991 31,402 (4)
   Commercial and industrial43,960 44,313 44,495 45,404 48,036 (1)(8)44,135 46,699 (5)
Total commercial banking74,084 74,169 75,320 76,322 79,759 — (7)74,126 78,101 (5)
Total average loans held for investment$246,463 $243,937 $247,689 $249,511 $253,358 1 (3)$245,207 $258,124 (5)
10

2021 Q2 vs.Six Months Ended June 30,
2021202120202020202020212020202120202021 vs. 2020
Q2Q1Q4Q3Q2Q1Q2
Net Charge-Off (Recovery) Rates
Credit card:
   Domestic credit card2.28 %2.54 %2.69 %3.64 %4.53 %(26)bps(225)bps2.41 %4.61 %(220)bps
   International card businesses2.41 2.30 1.86 2.89 3.47 11 (106)2.36 4.11 (175)
Total credit card2.29 2.52 2.63 3.58 4.46 (23)(217)2.41 4.57 (216)
Consumer banking:
   Auto(0.12)0.47 0.47 0.23 1.16 (59)(128)0.17 1.33 (116)
   Retail banking1.41 1.68 1.88 1.38 1.78 (27)(37)1.54 2.05 (51)
Total consumer banking(0.06)0.52 0.53 0.28 1.19 (58)(125)0.23 1.36 (113)
Commercial banking:
   Commercial and multifamily real estate0.04 0.06 0.02 0.41 0.09 (2)(5)0.05 0.04 1 
   Commercial and industrial(0.21)0.11 0.74 0.45 0.78 (32)(99)(0.05)0.87 (92)
Total commercial banking(0.11)0.09 0.45 0.43 0.51 (20)(62)(0.01)0.54 (55)
Total net charge-offs0.88 1.21 1.38 1.72 2.38 (33)(150)1.04 2.55 (151)
30+ Day Performing Delinquency Rates(4)
Credit card:
   Domestic credit card1.68 %2.24 %2.42 %2.21 %2.74 %(56)bps(106)bps1.68 %2.74 %(106)bps
   International card businesses2.89 2.51 2.61 2.15 2.71 38 18 2.89 2.71 18 
Total credit card1.75 2.26 2.44 2.20 2.74 (51)(99)1.75 2.74 (99)
Consumer banking:
   Auto3.26 3.12 4.78 3.76 3.28 14 (2)3.26 3.28 (2)
   Retail banking0.79 1.02 1.32 0.83 0.89 (23)(10)0.79 0.89 (10)
Total consumer banking3.16 3.03 4.62 3.62 3.16 13 — 3.16 3.16 — 
Nonperforming Loans and Nonperforming Assets Rates(5)(6)
Credit card:
   International card businesses0.20 %0.17 %0.24 %0.25 %0.29 %3 bps(9)bps0.20 %0.29 %(9)bps
Total credit card0.01 0.01 0.02 0.02 0.02 — (1)0.01 0.02 (1)
Consumer banking:
   Auto0.29 0.29 0.45 0.36 0.41 — (12)0.29 0.41 (12)
   Retail banking1.75 1.16 0.96 0.77 0.70 59 105 1.75 0.70 105 
Total consumer banking0.35 0.33 0.47 0.38 0.43 2 (8)0.35 0.43 (8)
Commercial banking:
   Commercial and multifamily real estate1.02 0.78 0.65 0.58 0.54 24 48 1.02 0.54 48 
   Commercial and industrial1.03 1.02 1.00 1.31 1.06 1 (3)1.03 1.06 (3)
Total commercial banking1.03 0.92 0.86 1.01 0.85 11 18 1.03 0.85 18 
Total nonperforming loans0.41 0.38 0.40 0.42 0.38 3 3 0.41 0.38 3 
Total nonperforming assets0.43 0.40 0.41 0.44 0.39 3 4 0.43 0.39 4 
11

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 8: Allowance for Credit Losses and Reserve for Unfunded Lending Commitments Activity
Three Months Ended June 30, 2021
Credit CardConsumer Banking
(Dollars in millions) Domestic CardInternational Card BusinessesTotal Credit CardAutoRetail BankingTotal Consumer BankingCommercial BankingTotal
Allowance for credit losses:
Balance as of March 31, 2021$9,572 $500 $10,072 $2,405 $93 $2,498 $1,447 $14,017 
Charge-offs(874)(93)(967)(245)(15)(260)(8)(1,235)
Recoveries352 44 396 267 4 271 27 694 
Net recoveries (charge-offs)(522)(49)(571)22 (11)11 19 (541)
Provision (benefit) for credit losses(561)(74)(635)(305)(1)(306)(196)(1,137)
Allowance build (release) for credit losses(1,083)(123)(1,206)(283)(12)(295)(177)(1,678)
Other changes(7)
— 7 7 — — — — 7 
Balance as of June 30, 20218,489 384 8,873 2,122 81 2,203 1,270 12,346 
Reserve for unfunded lending commitments:
Balance as of March 31, 2021— — — — — — 187 187 
Provision (benefit) for losses on unfunded lending commitments— — — — — — (23)(23)
Balance as of June 30, 2021— — — — — — 164 164 
Combined allowance and reserve as of June 30, 2021$8,489 $384 $8,873 $2,122 $81 $2,203 $1,434 $12,510 

Six Months Ended June 30, 2021
Credit CardConsumer Banking
(Dollars in millions) Domestic CardInternational Card BusinessesTotal Credit CardAutoRetail BankingTotal Consumer BankingCommercial BankingTotal
Allowance for credit losses:
Balance as of December 31, 2020$10,650 $541 $11,191 $2,615 $100 $2,715 $1,658 $15,564 
Charge-offs(1,778)(182)(1,960)(569)(33)(602)(27)(2,589)
Recoveries669 87 756 513 9 522 30 1,308 
Net recoveries (charge-offs)(1,109)(95)(1,204)(56)(24)(80)3 (1,281)
Provision (benefit) for credit losses(1,052)(75)(1,127)(437)5 (432)(391)(1,950)
Allowance build (release) for credit losses(2,161)(170)(2,331)(493)(19)(512)(388)(3,231)
Other changes(7)
— 13 13 — — — — 13 
Balance as of June 30, 20218,489 384 8,873 2,122 81 2,203 1,270 12,346 
Reserve for unfunded lending commitments:
Balance as of December 31, 2020— — — — — — 195 195 
Provision (benefit) for losses on unfunded lending commitments— — — — — — (31)(31)
Balance as of June 30, 2021— — — — — — 164 164 
Combined allowance and reserve as of June 30, 2021$8,489 $384 $8,873 $2,122 $81 $2,203 $1,434 $12,510 
12

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 9: Financial Summary—Business Segment Results
Three Months Ended June 30, 2021Six Months Ended June 30, 2021
(Dollars in millions)Credit CardConsumer Banking
Commercial Banking(8)
Other(8)
TotalCredit CardConsumer Banking
Commercial Banking(8)
Other(8)
Total
Net interest income (loss)$3,217 $2,101 $460 $(35)$5,743 $6,589 $4,131 $980 $(135)$11,565 
Non-interest income (loss)1,253 144 257 (23)1,631 2,282 285 497 (142)2,922 
Total net revenue (loss)4,470 2,245 717 (58)7,374 8,871 4,416 1,477 (277)14,487 
Provision (benefit) for credit losses(635)(306)(219)— (1,160)(1,127)(432)(422)(2)(1,983)
Non-interest expense2,263 1,123 417 163 3,966 4,398 2,240 836 232 7,706 
Income (loss) from continuing operations before income taxes2,842 1,428 519 (221)4,568 5,600 2,608 1,063 (507)8,764 
Income tax provision (benefit)672 337 123 (101)1,031 1,325 615 251 (291)1,900 
Income (loss) from continuing operations, net of tax$2,170 $1,091 $396 $(120)$3,537 $4,275 $1,993 $812 $(216)$6,864 
Three Months Ended March 31, 2021
(Dollars in millions) Credit CardConsumer Banking
Commercial Banking(8)
Other(8)
Total
Net interest income (loss)$3,372 $2,030 $520 $(100)$5,822 
Non-interest income (loss)1,029 141 240 (119)1,291 
Total net revenue (loss)4,401 2,171 760 (219)7,113 
Provision (benefit) for credit losses(492)(126)(203)(2)(823)
Non-interest expense2,135 1,117 419 69 3,740 
Income (loss) from continuing operations before income taxes2,758 1,180 544 (286)4,196 
Income tax provision (benefit)653 278 128 (190)869 
Income (loss) from continuing operations, net of tax$2,105 $902 $416 $(96)$3,327 
Three Months Ended June 30, 2020Six Months Ended June 30, 2020
(Dollars in millions) Credit CardConsumer Banking
Commercial Banking(8)
Other(8)
TotalCredit CardConsumer Banking
Commercial Banking(8)
Other(8)
Total
Net interest income (loss)$3,369 $1,665 $518 $(92)$5,460 $7,071 $3,322 $1,009 $83 $11,485 
Non-interest income (loss)845 97 180 (26)1,096 1,756 223 418 (77)2,320 
Total net revenue (loss)4,214 1,762 698 (118)6,556 8,827 3,545 1,427 6 13,805 
Provision (benefit) for credit losses2,944 876 427 (1)4,246 6,646 1,736 1,283 4 9,669 
Non-interest expense1,969 1,036 425 340 3,770 4,177 2,027 837 458 7,499 
Loss from continuing operations before income taxes(699)(150)(154)(457)(1,460)(1,996)(218)(693)(456)(3,363)
Income tax benefit(166)(36)(36)(305)(543)(472)(52)(164)(418)(1,106)
Loss from continuing operations, net of tax$(533)$(114)$(118)$(152)$(917)$(1,524)$(166)$(529)$(38)$(2,257)

13

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 10: Financial & Statistical Summary—Credit Card Business
2021 Q2 vs.Six Months Ended June 30,
20212021202020202020202120202021 vs.
(Dollars in millions, except as noted) Q2Q1Q4Q3Q2Q1Q2202120202020
Credit Card
Earnings:
Net interest income $3,217 $3,372 $3,413 $3,292 $3,369 (5)%(5)%$6,589 $7,071 (7)%
Non-interest income 1,253 1,029 1,054 1,013 845 22 48 2,282 1,756 30 
Total net revenue4,470 4,401 4,467 4,305 4,214 2 6 8,871 8,827 — 
Provision (benefit) for credit losses(635)(492)231 450 2,944 29 **(1,127)6,646 **
Non-interest expense2,263 2,135 2,311 2,003 1,969 6 15 4,398 4,177 5 
Income (loss) from continuing operations before income taxes2,842 2,758 1,925 1,852 (699)3 **5,600 (1,996)**
Income tax provision (benefit)672 653 454 438 (166)3 **1,325 (472)**
Income (loss) from continuing operations, net of tax$2,170 $2,105 $1,471 $1,414 $(533)3 **$4,275 $(1,524)**
Selected performance metrics:
Period-end loans held for investment(1)(2)
$101,017 $99,127 $106,956 $103,641 $107,310 2 (6)$101,017 $107,310 (6)
Average loans held for investment99,674 100,534 103,561 105,367 108,748 (1)(8)100,102 115,762 (14)
Average yield on loans outstanding(9)
14.04 %14.49 %14.24 %13.83 %13.72 %(45)bps32 bps14.26 %14.11 %15 bps
Total net revenue margin(10)
17.59 17.17 16.92 16.34 15.50 42 209 17.38 15.25 213 
Net charge-off rate2.29 2.52 2.63 3.58 4.46 (23)(217)2.41 4.57 (216)
30+ day performing delinquency rate1.75 2.26 2.44 2.20 2.74 (51)(99)1.75 2.74 (99)
30+ day delinquency rate1.75 2.27 2.45 2.21 2.75 (52)(100)1.75 2.75 (100)
Nonperforming loan rate(5)
0.01 0.01 0.02 0.02 0.02 — (1)0.01 0.02 (1)
Purchase volume(11)
$132,676 $108,333 $117,141 $107,102 $90,149 22%47%$241,009 $190,069 27%
14

2021 Q2 vs.Six Months Ended June 30,
20212021202020202020202120202021 vs.
(Dollars in millions, except as noted)Q2Q1Q4Q3Q2Q1Q2202120202020
Domestic Card
Earnings:
Net interest income $2,944 $3,095 $3,129 $2,995 $3,094 (5)%(5)%$6,039 $6,475 (7)%
Non-interest income 1,183 959 994 952 795 23 49 2,142 1,637 31 
Total net revenue4,127 4,054 4,123 3,947 3,889 2 6 8,181 8,112 1 
Provision (benefit) for credit losses(561)(491)231 378 2,906 14**(1,052)6,370 **
Non-interest expense2,034 1,923 2,063 1,802 1,776 6 15 3,957 3,760 5 
Income (loss) from continuing operations before income taxes2,654 2,622 1,829 1,767 (793)1 **5,276 (2,018)**
Income tax provision (benefit)626 619 433 419 (188)1 **1,245 (478)**
Income (loss) from continuing operations, net of tax$2,028 $2,003 $1,396 $1,348 $(605)1 **$4,031 $(1,540)**
Selected performance metrics:
Period-end loans held for investment(1)
$95,309 $91,099 $98,504 $95,541 $99,390 5 (4)$95,309 $99,390 (4)
Average loans held for investment91,535 92,594 95,453 97,306 100,996 (1)(9)92,062 107,354 (14)
Average yield on loans outstanding(9)
13.91 %14.34 %14.07 %13.57 %13.52 %(43)bps39 bps14.13 %13.93 %20 bps
Total net revenue margin(10)
17.66 17.15 16.91 16.22 15.40 51 226 17.40 15.11 229 
Net charge-off rate2.28 2.54 2.69 3.64 4.53 (26)(225)2.41 4.61 (220)
30+ day performing delinquency rate1.68 2.24 2.42 2.21 2.74 (56)(106)1.68 2.74 (106)
Purchase volume(11)
$122,456 $99,960 $107,572 $98,107 $82,860 23%48%$222,416 $175,108 27%
Refreshed FICO scores:(12)
Greater than 66072 %70 %69 %69 %67 %2 5 72 %67 %5 
660 or below28 30 31 31 33 (2)(5)28 33 (5)
Total100 %100 %100 %100 %100 %100 %100 %
15

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 11: Financial & Statistical Summary—Consumer Banking Business
2021 Q2 vs.Six Months Ended June 30,
20212021202020202020202120202021 vs.
(Dollars in millions, except as noted)Q2Q1Q4Q3Q2Q1Q2202120202020
Consumer Banking
Earnings:
Net interest income $2,101 $2,030 $2,012 $1,904 $1,665 3%26%$4,131 $3,322 24%
Non-interest income 144 141 136 107 97 2 48 285 223 28 
Total net revenue2,245 2,171 2,148 2,011 1,762 3 27 4,416 3,545 25 
Provision (benefit) for credit losses(306)(126)60 (43)876 143 **(432)1,736 **
Non-interest expense1,123 1,117 1,121 1,011 1,036 1 8 2,240 2,027 11 
Income (loss) from continuing operations before income taxes1,428 1,180 967 1,043 (150)21 **2,608 (218)**
Income tax provision (benefit)337 278 230 247 (36)21 **615 (52)**
Income (loss) from continuing operations, net of tax$1,091 $902 $737 $796 $(114)21 **$1,993 $(166)**
Selected performance metrics:
Period-end loans held for investment$74,759 $70,202 $68,888 $68,688 $66,712 6 12 $74,759 $66,712 12 
Average loans held for investment72,705 69,234 68,808 67,822 64,851 5 12 70,979 64,261 10 
Average yield on loans held for investment(9)
7.99 %8.16 %8.28 %8.36 %8.41 %(17)bps(42)bps8.07 %8.44 %(37)bps
Auto loan originations$12,959 $8,833 $7,371 $8,979 $8,292 47%56%$21,792 $15,931 37%
Period-end deposits251,155 254,001 249,815 249,684 246,804 (1)2 251,155 246,804 2 
Average deposits252,488 249,499 249,419 248,418 232,293 1 9 251,002 223,682 12 
Average deposits interest rate0.31 %0.36 %0.47 %0.66 %0.89 %(5)bps(58)bps0.33 %0.97 %(64)bps
Net charge-off (recovery) rate(0.06)0.52 0.53 0.28 1.19 (58)(125)0.23 1.36 (113)
30+ day performing delinquency rate3.16 3.03 4.62 3.62 3.16 13 — 3.16 3.16 — 
30+ day delinquency rate3.40 3.25 5.00 3.90 3.48 15 (8)3.40 3.48 (8)
Nonperforming loan rate(5)
0.35 0.33 0.47 0.38 0.43 2 (8)0.35 0.43 (8)
Nonperforming asset rate(6)
0.40 0.39 0.54 0.43 0.46 1 (6)0.40 0.46 (6)
Auto—At origination FICO scores:(13)
Greater than 66048 %47 %46 %46 %46 %1%2%48 %46 %2%
621 - 66020 20 20 20 20 — — 20 20 — 
620 or below32 33 34 34 34 (1)(2)32 34 (2)
Total100 %100 %100 %100 %100 %100 %100 %
16

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 12: Financial & Statistical Summary—Commercial Banking Business
2021 Q2 vs.Six Months Ended June 30,
20212021202020202020202120202021 vs.
(Dollars in millions, except as noted) Q2Q1Q4Q3Q2Q1Q2202120202020
Commercial Banking
Earnings:
Net interest income $460 $520 $522 $517 $518 (12)%(11)%$980 $1,009 (3)%
Non-interest income257 240 268 237 180 7 43 497 418 19 
Total net revenue(8)
717 760 790 754 698 (6)3 1,477 1,427 4 
Provision (benefit) for credit losses(219)(203)(28)(74)427 8 **(422)1,283 **
Non-interest expense417 419 445 424 425 — (2)836 837 — 
Income (loss) from continuing operations before income taxes519 544 373 404 (154)(5)**1,063 (693)**
Income tax provision (benefit)123 128 88 95 (36)(4)**251 (164)**
Income (loss) from continuing operations, net of tax$396 $416 $285 $309 $(118)(5)**$812 $(529)**
Selected performance metrics:
Period-end loans held for investment(3)
$73,821 $73,802 $75,780 $75,894 $77,490 — (5)$73,821 $77,490 (5)
Average loans held for investment74,084 74,169 75,320 76,322 79,759 — (7)74,126 78,101 (5)
Average yield on loans held for investment(8)(9)
2.72 %2.76 %2.83 %2.82 %3.00 %(4)bps(28)bps2.74 %3.43 %(69)bps
Period-end deposits$42,973 $41,552 $39,590 $36,783 $35,669 3%20%$42,973 $35,669 20%
Average deposits42,311 40,107 38,676 36,278 34,635 5 22 41,215 33,437 23 
Average deposits interest rate0.14 %0.18 %0.23 %0.25 %0.30 %(4)bps(16)bps0.16 %0.58 %(42)bps
Net charge-off (recovery) rate(0.11)0.09 0.45 0.43 0.51 (20)(62)(0.01)0.54 (55)
Nonperforming loan rate(5)
1.03 0.92 0.86 1.01 0.85 11 18 1.03 0.85 18 
Nonperforming asset rate(6)
1.03 0.92 0.86 1.01 0.85 11 18 1.03 0.85 18 
Risk category:(14)
Noncriticized$67,481 $66,299 $67,964 $68,533 $70,881 2%(5)%$67,481 $70,881 (5)%
Criticized performing5,581 6,821 7,166 6,593 5,949 (18)(6)5,581 5,949 (6)
Criticized nonperforming759 682 650 768 660 11 15 759 660 15 
Total commercial banking loans$73,821 $73,802 $75,780 $75,894 $77,490 — (5)$73,821 $77,490 (5)
Risk category as a percentage of period-end loans held for investment:(14)
Noncriticized91.4 %89.9 %89.6 %90.3 %91.4 %150 bps— 91.4 %91.4 %— 
Criticized performing7.6 9.2 9.5 8.7 7.7 (160)(10)bps7.6 7.7 (10)bps
Criticized nonperforming1.0 0.9 0.9 1.0 0.9 10 10 1.0 0.9 10 
Total commercial banking loans100.0 %100.0 %100.0 %100.0 %100.0 %100.0 %100.0 %
17

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 13: Financial & Statistical Summary—Other and Total
2021 Q2 vs.Six Months Ended June 30,
20212021202020202020202120202021 vs.
(Dollars in millions)Q2Q1Q4Q3Q2Q1Q2202120202020
Other
Earnings:
Net interest income (loss)$(35)$(100)$(74)$(158)$(92)(65)%(62)%$(135)$83 **
Non-interest income (loss)(23)(119)6 469 (26)(81)(12)(142)(77)84 %
Total net revenue (loss)(8)
(58)(219)(68)311 (118)(74)(51)(277)6 **
Provision (benefit) for credit losses— (2)1 (2)(1)****(2)4 **
Non-interest expense(15)
163 69 132 110 340 136 (52)232 458 (49)
Income (loss) from continuing operations before income taxes(221)(286)(201)203 (457)(23)(52)(507)(456)11 
Income tax provision (benefit)(101)(190)(276)316 (305)(47)(67)(291)(418)(30)
Income (loss) from continuing operations, net of tax$(120)$(96)$75 $(113)$(152)25 (21)$(216)$(38)**
Selected performance metrics:
Period-end deposits$12,180 $14,775 $16,037 $19,258 $21,765 (18)(44)$12,180 $21,765 (44)
Average deposits13,418 15,450 16,418 20,820 21,416 (13)(37)14,428 19,379 (26)
Total
Earnings:
Net interest income$5,743 $5,822 $5,873 $5,555 $5,460 (1)%5 %$11,565 $11,485 1 %
Non-interest income1,631 1,291 1,464 1,826 1,096 26 49 2,922 2,320 26 
Total net revenue7,374 7,113 7,337 7,381 6,556 4 12 14,487 13,805 5 
Provision (benefit) for credit losses(1,160)(823)264 331 4,246 41 **(1,983)9,669 **
Non-interest expense3,966 3,740 4,009 3,548 3,770 6 5 7,706 7,499 3 
Income (loss) from continuing operations before income taxes4,568 4,196 3,064 3,502 (1,460)9 **8,764 (3,363)**
Income tax provision (benefit)1,031 869 496 1,096 (543)19 **1,900 (1,106)**
Income (loss) from continuing operations, net of tax$3,537 $3,327 $2,568 $2,406 $(917)6 **$6,864 $(2,257)**
Selected performance metrics:
Period-end loans held for investment$249,597 $243,131 $251,624 $248,223 $251,512 3 (1)$249,597 $251,512 (1)
Average loans held for investment246,463 243,937 247,689 249,511 253,358 1 (3)245,207 258,124 (5)
Period-end deposits306,308 310,328 305,442 305,725 304,238 (1)1 306,308 304,238 1 
Average deposits308,217 305,056 304,513 305,516 288,344 1 7 306,645 276,498 11 
18

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 14: Notes to Loan, Allowance and Business Segment Disclosures (Tables 7—13)

(1)We reclassified $2.1 billion in partnership loans to held for sale as of September 30, 2020.
(2)We reclassified $2.6 billion in international partnership loans to held for sale as of June 30, 2021.
(3)We reclassified $1.5 billion in commercial loans to held for sale as of June 30, 2021.
(4)Metrics include the impact of COVID-19 customer assistance programs where applicable.
(5)Nonperforming loan rates are calculated based on nonperforming loans for each category divided by period-end total loans held for investment for each respective category.
(6)Nonperforming assets consist of nonperforming loans, repossessed assets and other foreclosed assets. The total nonperforming asset rate is calculated based on total nonperforming assets divided by the combined period-end total loans held for investment, repossessed assets and other foreclosed assets.
(7)Represents foreign currency translation adjustments.
(8)Some of our commercial investments generate tax-exempt income, tax credits or other tax benefits. Accordingly, we present our Commercial Banking revenue and yields on a taxable-equivalent basis, calculated using the federal statutory tax rate of 21% and state taxes where applicable, with offsetting reductions to the Other category.
(9)Average yield is calculated based on annualized interest income for the period divided by average loans during the period. Annualized interest income does not include any allocations, such as funds transfer pricing.
(10)Total net revenue margin is calculated based on total net revenue for the period divided by average loans outstanding during the period.
(11)Purchase volume consists of purchase transactions, net of returns, for the period, and excludes cash advance and balance transfer transactions.
(12)Percentages represent period-end loans held for investment in each credit score category. Domestic card credit scores generally represent FICO scores. These scores are obtained from one of the major credit bureaus at origination and are refreshed monthly thereafter. We approximate non-FICO credit scores to comparable FICO scores for consistency purposes. Balances for which no credit score is available or the credit score is invalid are included in the 660 or below category.
(13)Percentages represent period-end loans held for investment in each credit score category. Auto credit scores generally represent average FICO scores obtained from three credit bureaus at the time of application and are not refreshed thereafter. Balances for which no credit score is available or the credit score is invalid are included in the 620 or below category.
(14)Criticized exposures correspond to the “Special Mention,” “Substandard” and “Doubtful” asset categories defined by bank regulatory authorities.
(15)Includes charges incurred as a result of restructuring activities.
**    Not meaningful.
19

CAPITAL ONE FINANCIAL CORPORATION (COF)
Table 15: Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures(1)
Basel III Standardized Approach
(Dollars in millions, except as noted) June 30,
2021		March 31,
2021		December 31,
2020		September 30,
2020		June 30,
2020
Regulatory Capital Metrics
Common equity excluding AOCI$58,969 $57,607 $55,299 $52,839 $50,614 
Adjustments:
AOCI, net of tax(2)
(5)(13)(29)(122)(145)
Goodwill, net of related deferred tax liabilities(14,440)(14,444)(14,448)(14,448)(14,449)
Intangible assets, net of related deferred tax liabilities(76)(81)(86)(95)(135)
Other(16)(18)— — — 
Common equity Tier 1 capital$44,432 $43,051 $40,736 $38,174 $35,885 
Tier 1 capital$50,920 $47,898 $45,583 $43,505 $41,094 
Total capital(3)
57,932 54,780 52,788 50,955 48,508 
Risk-weighted assets307,372 295,209 297,903 293,852 290,222 
Adjusted average assets(4)
411,032 408,596 406,762 409,602 398,062 
Capital Ratios
Common equity Tier 1 capital(5)
14.5 %14.6 %13.7 %13.0 %12.4 %
Tier 1 capital(6)
16.6 16.2 15.3 14.8 14.2 
Total capital(7)
18.8 18.6 17.7 17.3 16.7 
Tier 1 leverage(4)
12.4 11.7 11.2 10.6 10.3 
Tangible common equity (“TCE”)(8)
10.6 10.1 10.0 9.4 8.8 


20

Reconciliation of Non-GAAP Measures

The following non-GAAP measures consist of our adjusted results that we believe help investors and users of our financial information understand the effect of adjusting items on our selected reported results. These adjusted results provide alternate measurements of our operating performance, both for the current period and trends across multiple periods. The following tables present reconciliations of these non-GAAP measures to the applicable amounts measured in accordance with GAAP.
20212020Six Months Ended June 30,
(Dollars in millions, except per share data and as noted)Q2Q1Q2Q120212020
Adjusted diluted EPS:
Net income (loss) available to common stockholders (GAAP)$3,446 $3,236 $(1,009)$(1,420)$6,682 $(2,429)
Legal reserve activity, including insurance recoveries55 — 265 45 55 310 
Cybersecurity Incident expenses, net of insurance— — 11 4 — 15 
Adjusted net income (loss) available to common stockholders before income tax impacts (non-GAAP)3,501 3,236 (733)(1,371)6,737 (2,104)
Income tax impacts(13)— (3)(12)(13)(15)
Adjusted net income (loss) available to common stockholders (non-GAAP)$3,488 $3,236 $(736)$(1,383)$6,724 $(2,119)
Diluted weighted-average common shares outstanding (in millions) (GAAP)452.3 460.1 456.7 457.6 456.2 457.1 
Diluted EPS (GAAP)$7.62 $7.03 $(2.21)$(3.10)$14.65 $(5.31)
Impact of adjustments noted above0.09 — 0.60 0.08 0.09 0.67 
Adjusted diluted EPS (non-GAAP)$7.71 $7.03 $(1.61)$(3.02)$14.74 $(4.64)
Adjusted efficiency ratio:
Non-interest expense (GAAP)$3,966 $3,740 $3,770 $3,729 $7,706 $7,499 
Legal reserve activity, including insurance recoveries(55)— (265)(45)(55)(310)
Cybersecurity Incident expenses, net of insurance— — (11)(4)— (15)
Adjusted non-interest expense (non-GAAP)$3,911 $3,740 $3,494 $3,680 $7,651 $7,174 
Total net revenue (GAAP)$7,374 $7,113 $6,556 $7,249 $14,487 $13,805 
Efficiency ratio (GAAP)53.78 %52.58 %57.50 %51.44 %53.19 %54.32 %
Impact of adjustments noted above(74)bps— bps(421)bps(67)bps(38)bps(235)bps
Adjusted efficiency ratio (non-GAAP)53.04 %52.58 %53.29 %50.77 %52.81 %51.97 %
Adjusted operating efficiency ratio:
Operating expense (GAAP)$3,346 $3,239 $3,497 $3,238 $6,585 $6,735 
Legal reserve activity, including insurance recoveries(55)— (265)(45)(55)(310)
Cybersecurity Incident expenses, net of insurance— — (11)(4)— (15)
Adjusted operating expense (non-GAAP)$3,291 $3,239 $3,221 $3,189 $6,530 $6,410 
Total net revenue (GAAP)$7,374 $7,113 $6,556 $7,249 $14,487 $13,805 
Operating efficiency ratio (GAAP)45.38 %45.54 %53.34 %44.67 %45.45 %48.79 %
Impact of adjustments noted above(75)bps— bps(421)bps(68)bps(38)bps(236)bps
Adjusted operating efficiency ratio (non-GAAP)44.63 %45.54 %49.13 %43.99 %45.07 %46.43 %
21

Reconciliation of Non-GAAP Measures

The following non-GAAP measures consist of TCE, tangible assets and metrics computed using these amounts, which include tangible book value per common share, return on average tangible assets, return on average TCE and TCE ratio. We consider these metrics to be key financial performance measures that management uses in assessing capital adequacy and the level of returns generated. While our non-GAAP measures are widely used by investors, analysts and bank regulatory agencies to assess the capital position of financial services companies, they may not be comparable to similarly-titled measures reported by other companies. The following tables present reconciliations of these non-GAAP measures to the applicable amounts measured in accordance with GAAP.
20212021202020202020
(Dollars in millions)Q2Q1Q4Q3Q2
Tangible Common Equity (Period-End)
Stockholders’ equity$64,624 $61,188 $60,204 $58,424 $56,045 
Goodwill and intangible assets(9)
(14,774)(14,789)(14,809)(14,825)(14,869)
Noncumulative perpetual preferred stock(6,488)(4,847)(4,847)(5,330)(5,209)
Tangible common equity$43,362 $41,552 $40,548 $38,269 $35,967 
Tangible Common Equity (Average)
Stockholders’ equity$62,376 $60,623 $59,389 $57,223 $57,623 
Goodwill and intangible assets(9)
(14,788)(14,807)(14,824)(14,867)(14,880)
Noncumulative perpetual preferred stock(5,491)(4,847)(5,168)(5,228)(5,209)
Tangible common equity$42,097 $40,969 $39,397 $37,128 $37,534 
Tangible Assets (Period-End)
Total assets$423,420 $425,175 $421,602 $421,883 $421,296 
Goodwill and intangible assets(9)
(14,774)(14,789)(14,809)(14,825)(14,869)
Tangible assets$408,646 $410,386 $406,793 $407,058 $406,427 
Tangible Assets (Average)
Total assets$424,099 $421,808 $420,011 $422,854 $411,075 
Goodwill and intangible assets(9)
(14,788)(14,807)(14,824)(14,867)(14,880)
Tangible assets$409,311 $407,001 $405,187 $407,987 $396,195 
__________
(1)Regulatory capital metrics and capital ratios as of June 30, 2021 are preliminary and therefore subject to change.
(2)Excludes certain components of AOCI as permitted under the Tailoring Rules.
(3)Total capital equals the sum of Tier 1 capital and Tier 2 capital.
(4)Adjusted average assets for the purpose of calculating our Tier 1 leverage ratio represents total average assets adjusted for amounts that are deducted from Tier 1 capital, predominately goodwill and intangible assets. Tier 1 leverage ratio is a regulatory capital measure calculated based on Tier 1 capital divided by adjusted average assets.
(5)Common equity Tier 1 capital ratio is a regulatory capital measure calculated based on common equity Tier 1 capital divided by risk-weighted assets.
(6)Tier 1 capital ratio is a regulatory capital measure calculated based on Tier 1 capital divided by risk-weighted assets.
(7)Total capital ratio is a regulatory capital measure calculated based on total capital divided by risk-weighted assets.
(8)TCE ratio is a non-GAAP measure calculated based on TCE divided by tangible assets.
(9)Includes impact of related deferred taxes.
22
 EX-101.SCH 4 cof-20210722.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0001001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink EX-101.DEF 5 cof-20210722_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 6 cof-20210722_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Document Type Document Type 0.800% Senior Notes Due 2024 Senior Notes Due 2024 [Member] 0.800% Senior Notes Due 2024 Amendment Flag Amendment Flag City Area Code City Area Code Entity Address, State or Province Entity Address, State or Province Soliciting Material Soliciting Material Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I Series I Preferred Stock [Member] Outstanding nonredeemable series I preferred stock or outstanding series I preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer. Document Period End Date Document Period End Date Entity Tax Identification Number Entity Tax Identification Number Common Stock (par value $.01 per share) Common Stock [Member] Pre-commencement Tender Offer Pre-commencement Tender Offer Entities [Table] Entities [Table] Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K Series K Preferred Stock Member [Member] Outstanding nonredeemable series K preferred stock or outstanding series K preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer. Class of Stock [Domain] Class of Stock [Domain] Class of Securities [Axis] Class of Securities [Axis] Class of Securities Document And Entity Information [Abstract] Document And Entity Information [Abstract] Document And Entity Information [Abstract] Class of Stock [Axis] Class of Stock [Axis] Entity File Number Entity File Number Entity Central Index Key Entity Central Index Key Trading Symbol Trading Symbol Class of Securities [Domain] Security Class [Domain] [Domain] for Security Class Entity Address, Postal Zip Code Entity Address, Postal Zip Code Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J Series J Preferred Stock [Member] Outstanding nonredeemable series J preferred stock or outstanding series J preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer. Local Phone Number Local Phone Number Written Communications Written Communications Title of 12(b) Security Title of 12(b) Security Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series G Series G Preferred Stock [Member] Security Exchange Name Security Exchange Name Entity Address, City or Town Entity Address, City or Town Pre-commencement Issuer Tender Offer Pre-commencement Issuer Tender Offer Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series H Series H Preferred Stock [Member] Entity Address, Address Line One Entity Address, Address Line One Document Fiscal Year Focus Document Fiscal Year Focus Entity Emerging Growth Company Entity Emerging Growth Company Document Fiscal Period Focus Document Fiscal Period Focus Entity Registrant Name Entity Registrant Name Entity Information [Line Items] Entity Information [Line Items] Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series L Series L Preferred Stock Member [Member] Series L Preferred Stock Member 1.650% Senior Notes Due 2029 Senior Notes Due 2029 [Member] 1.650% Senior Notes Due 2029 EX-101.PRE 7 cof-20210722_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 8 earningsslidesvfinal1b58a.jpg begin 644 earningsslidesvfinal1b58a.jpg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end XML 9 cof-20210722_htm.xml IDEA: XBRL DOCUMENT 0000927628 2021-07-22 2021-07-22 0000927628 us-gaap:CommonStockMember 2021-07-22 2021-07-22 0000927628 us-gaap:SeriesGPreferredStockMember 2021-07-22 2021-07-22 0000927628 us-gaap:SeriesHPreferredStockMember 2021-07-22 2021-07-22 0000927628 cof:SeriesIPreferredStockMember 2021-07-22 2021-07-22 0000927628 cof:SeriesJPreferredStockMember 2021-07-22 2021-07-22 0000927628 cof:SeriesKPreferredStockMemberMember 2021-07-22 2021-07-22 0000927628 cof:SeriesLPreferredStockMemberMember 2021-07-22 2021-07-22 0000927628 cof:SeniorNotesDue2024Member 2021-07-22 2021-07-22 0000927628 cof:SeniorNotesDue2029Member 2021-07-22 2021-07-22 false 0000927628 8-K 2021-07-22 CAPITAL ONE FINANCIAL CORP DE 001-13300 54-1719854 1680 Capital One Drive, McLean, VA 22102 703 720-1000 false false false false Common Stock (par value $.01 per share) COF NYSE Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series G COF PRG NYSE Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series H COF PRH NYSE Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I COF PRI NYSE Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J COF PRJ NYSE Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K COF PRK NYSE Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series L COF PRL NYSE 0.800% Senior Notes Due 2024 COF24 NYSE 1.650% Senior Notes Due 2029 COF29 NYSE false XML 10 R1.htm IDEA: XBRL DOCUMENT v3.21.2
Cover
Jul. 22, 2021
Entity Information [Line Items]  
Document Type 8-K
Document Period End Date Jul. 22, 2021
Entity Registrant Name CAPITAL ONE FINANCIAL CORP
Entity Incorporation, State or Country Code DE
Entity File Number 001-13300
Entity Tax Identification Number 54-1719854
Entity Address, Address Line One 1680 Capital One Drive,
Entity Address, City or Town McLean,
Entity Address, State or Province VA
Entity Address, Postal Zip Code 22102
City Area Code 703
Local Phone Number 720-1000
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Entity Emerging Growth Company false
Entity Central Index Key 0000927628
Amendment Flag false
Common Stock (par value $.01 per share)  
Entity Information [Line Items]  
Title of 12(b) Security Common Stock (par value $.01 per share)
Trading Symbol COF
Security Exchange Name NYSE
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series G  
Entity Information [Line Items]  
Title of 12(b) Security Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series G
Trading Symbol COF PRG
Security Exchange Name NYSE
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series H  
Entity Information [Line Items]  
Title of 12(b) Security Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series H
Trading Symbol COF PRH
Security Exchange Name NYSE
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I  
Entity Information [Line Items]  
Title of 12(b) Security Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I
Trading Symbol COF PRI
Security Exchange Name NYSE
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J  
Entity Information [Line Items]  
Title of 12(b) Security Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J
Trading Symbol COF PRJ
Security Exchange Name NYSE
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K  
Entity Information [Line Items]  
Title of 12(b) Security Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K
Trading Symbol COF PRK
Security Exchange Name NYSE
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series L  
Entity Information [Line Items]  
Title of 12(b) Security Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series L
Trading Symbol COF PRL
Security Exchange Name NYSE
0.800% Senior Notes Due 2024  
Entity Information [Line Items]  
Title of 12(b) Security 0.800% Senior Notes Due 2024
Trading Symbol COF24
Security Exchange Name NYSE
1.650% Senior Notes Due 2029  
Entity Information [Line Items]  
Title of 12(b) Security 1.650% Senior Notes Due 2029
Trading Symbol COF29
Security Exchange Name NYSE

EXCEL 11 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 12 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 13 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 14 FilingSummary.xml IDEA: XBRL DOCUMENT 3.21.2 html 10 96 1 false 9 0 false 0 false false R1.htm 0001001 - Document - Cover Sheet http://www.capitalone.com/role/Cover Cover Cover 1 false false All Reports Book All Reports cof-20210722.htm cof-20210722.xsd cof-20210722_def.xml cof-20210722_lab.xml cof-20210722_pre.xml ex991q22021earningsrelease.htm ex992q22021earningsrelease.htm http://xbrl.sec.gov/dei/2020-01-31 http://fasb.org/us-gaap/2020-01-31 true false JSON 16 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "cof-20210722.htm": { "axisCustom": 1, "axisStandard": 1, "contextCount": 10, "dts": { "definitionLink": { "local": [ "cof-20210722_def.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml", "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml" ] }, "inline": { "local": [ "cof-20210722.htm" ] }, "labelLink": { "local": [ "cof-20210722_lab.xml" ], "remote": [ "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml" ] }, "presentationLink": { "local": [ "cof-20210722_pre.xml" ] }, "referenceLink": { "remote": [ "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml" ] }, "schema": { "local": [ "cof-20210722.xsd" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd", "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd", "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd" ] } }, "elementCount": 40, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2020-01-31": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 96, "memberCustom": 6, "memberStandard": 3, "nsprefix": "cof", "nsuri": "http://www.capitalone.com/20210722", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "cof-20210722.htm", "contextRef": "id7a698a658e44e5285c529dc95f9a343_D20210722-20210722", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0001001 - Document - Cover", "role": "http://www.capitalone.com/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "cof-20210722.htm", "contextRef": "id7a698a658e44e5285c529dc95f9a343_D20210722-20210722", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 9, "tag": { "cof_ClassofSecuritiesAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Class of Securities", "label": "Class of Securities [Axis]", "terseLabel": "Class of Securities [Axis]" } } }, "localname": "ClassofSecuritiesAxis", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "stringItemType" }, "cof_DocumentAndEntityInformationAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Document And Entity Information [Abstract]", "label": "Document And Entity Information [Abstract]", "terseLabel": "Document And Entity Information [Abstract]" } } }, "localname": "DocumentAndEntityInformationAbstract", "nsuri": "http://www.capitalone.com/20210722", "xbrltype": "stringItemType" }, "cof_SecurityClassDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "[Domain] for Security Class", "label": "Security Class [Domain]", "terseLabel": "Class of Securities [Domain]" } } }, "localname": "SecurityClassDomain", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "cof_SeniorNotesDue2024Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "0.800% Senior Notes Due 2024", "label": "Senior Notes Due 2024 [Member]", "terseLabel": "0.800% Senior Notes Due 2024" } } }, "localname": "SeniorNotesDue2024Member", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "cof_SeniorNotesDue2029Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "1.650% Senior Notes Due 2029", "label": "Senior Notes Due 2029 [Member]", "terseLabel": "1.650% Senior Notes Due 2029" } } }, "localname": "SeniorNotesDue2029Member", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "cof_SeriesIPreferredStockMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Outstanding nonredeemable series I preferred stock or outstanding series I preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.", "label": "Series I Preferred Stock [Member]", "terseLabel": "Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I" } } }, "localname": "SeriesIPreferredStockMember", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "cof_SeriesJPreferredStockMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Outstanding nonredeemable series J preferred stock or outstanding series J preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.", "label": "Series J Preferred Stock [Member]", "terseLabel": "Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J" } } }, "localname": "SeriesJPreferredStockMember", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "cof_SeriesKPreferredStockMemberMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Outstanding nonredeemable series K preferred stock or outstanding series K preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.", "label": "Series K Preferred Stock Member [Member]", "terseLabel": "Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K" } } }, "localname": "SeriesKPreferredStockMemberMember", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "cof_SeriesLPreferredStockMemberMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Series L Preferred Stock Member", "label": "Series L Preferred Stock Member [Member]", "terseLabel": "Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series L" } } }, "localname": "SeriesLPreferredStockMemberMember", "nsuri": "http://www.capitalone.com/20210722", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus", "terseLabel": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus", "terseLabel": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_EntitiesTable": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Container to assemble all relevant information about each entity associated with the document instance", "label": "Entities [Table]", "terseLabel": "Entities [Table]" } } }, "localname": "EntitiesTable", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "stringItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInformationLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Entity Information [Line Items]", "terseLabel": "Entity Information [Line Items]" } } }, "localname": "EntityInformationLineItems", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "stringItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer", "terseLabel": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer", "terseLabel": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material", "terseLabel": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications", "terseLabel": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "booleanItemType" }, "us-gaap_ClassOfStockDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Class of Stock [Domain]", "terseLabel": "Class of Stock [Domain]" } } }, "localname": "ClassOfStockDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockMember": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Common Stock [Member]", "terseLabel": "Common Stock (par value $.01 per share)" } } }, "localname": "CommonStockMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "us-gaap_SeriesGPreferredStockMember": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Series G Preferred Stock [Member]", "terseLabel": "Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series G" } } }, "localname": "SeriesGPreferredStockMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "us-gaap_SeriesHPreferredStockMember": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Series H Preferred Stock [Member]", "terseLabel": "Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series H" } } }, "localname": "SeriesHPreferredStockMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "domainItemType" }, "us-gaap_StatementClassOfStockAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Class of Stock [Axis]", "terseLabel": "Class of Stock [Axis]" } } }, "localname": "StatementClassOfStockAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.capitalone.com/role/Cover" ], "xbrltype": "stringItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12" }, "r5": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425" } }, "version": "2.1" } ZIP 17 0000927628-21-000244-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000927628-21-000244-xbrl.zip M4$L#!!0 ( ,* ]E)YG/O7!AT (7K 0 8V]F+3(P,C$P-S(R+FAT M;>U=:U/;3++^OK]"ASUGEU1EC&8TDD9.7K98(+S.&]L$G+#P)357+) MKR0# MYM>?'LG&YA;N@8!3J<2VYJ;IIWN>[KE]_-=)+W&.=);':?^/!5QS%YQ_+7_\ M'X3^\^^M+\Y:*H<]W2^)C5M8MIX&$?44\;1 GS4$0I12YWA93?)R,," M8<8@+5,,"<\3R"@:T3I$I?2)=K6=M/CY;@P14E MR]2<:[KD@[C@2=K7-9GV; ;LAH1,DL2-)D+]N%3]]G&I*EFD:K3\4<5'3EZ,$OW'@HKS0<)' M]3[ >J/3^HVH'["TZL;)'>]Y%82X^^ MD*VC7:\Y5 ?K1WL;T4'[0'J[I)6T-W;=)OF<[':V>GL;G[O-WEZRV_O>:Z_M M';9.5W!S9Z_WQ6LENZ>IUR*M@[U.M]=::\5[.^ON7F\KWNU\[NWM?$[V#O;) MWIH\;G4^00G,_4+V1KL[,F@='!XWRW0KQ[NGZZ/61A/O[GSJ-4\/3W=[7_%N MKT&:.[NGS9W&D=KX%(N-;\%>9RO>VVBZ[;6OIZW3SP)SEH];[ZN[U= MVEJ#_!O?W+V#PW&>[U"7W]_K#!)(>[A[^A72-+UFK^GN]CXE[9TFM"V)H8TN MU'4,Y??:W]G)ETZC:&Z[\/_*CP",5A &/@JQI(B")4-,:HE41 7(C3%A@H5E MPY-E[87 M ."4%KM>@*'Y8R&/>X/$6M;RMVYF\3%K76HGN8(2ELX7454_K7/ FWR+E?UN8ITY98/TE>9YM?'7^?Z[F'EY\M/YT@?0 MO:F:?(-Q*BO6@-HLVT8A-T36X%Y\=M9,=4W2R9/)]TDE2^E*XL_Z[JS5OP6 MPN1&4VTPCH0'XA2^B!3V HK=0( EQ^IU"7,;.D;G&YNEGK5B]5TE/%!' MC7V0KT\Y)XQQ!6:-!"+$SV';GERL?[Y^L7I"8PE 9&R]"EQ ^Y>&TB_?SZ1>IAK$P4 M: \3#!0)_GJ&*:H)XT)Z'GEM(OWK*I&^1L%2PK5K(W81]FDH J%(J%U&E/"5 M4.XK&56G@OWR5@3K&Q7X1*I(*$D##NZ,=J. X3# GB]8^!L(UDJME&5JMK4< M9G$! IP5:#].LU9:Z'QMJ.$EZ&N4HX8_?A 0CGT#_$@*0XRK ZU-$&(E^"N4 M8_3;RW'I?*1F:28Q*KIU[+K_MW NJ6T0XDF\WZ\?#',0X0B>YP/>7_XHLB4HN_I\J8H7G>]2 M;CN!@*"$C,NBG@][/9Z-/LP4*0$<.H,2"RX2/H%@H\P%@+"S_ M6,#^P@50%>F@3@:%DZ=)K)R_N^6?#P.N5-S?K[L.+LN85K)4@NSGBG&&XKOI MT[ELD^?0]#2K3]IEP'(APWMQ,JK_LP.F.W=:^MC92GN\_\_W.>_GH&%9;*J$ M>7RJZQC>KOIZ7/5*".64ZC+N)4QL'W]K-3KK:\YV9Z6SOOWB6[N]OOIMJ]%I MK&\[*ZTU9_T_JW^NM#;6G=5VL]G8WFZT6\_X"NZM7F&'YUV 6)'VWSMKM=6: M0UR?1L_7[.!"J^F5K?YQBS_7OL/8,EN5L[4]O23HK23QJ;W5=)YPBG"R,*2: MS7[.F<&3LYG!WEX/RG%!9_SV1I.V-K[AYMHA:?:^XN;!M].]WO?#9F?E9/?T MVY':^$[5GU 628[$04KV>M#BM:_N;N>0[I[NNWN=;\?MSNYH;^W;J-6!DG>^ MGC37/AVTOK.3]EJ3_N#4-UQZ#$54>X@"448\4!YB01002>3272KUFX.LWS(^X53 MI ZX,781BH,])\T<["^J=TYJGA%6MWN%3E<[4P_,63^17=[?U\Z*+&SS<>31 MN[_#L_.0VX'MT>UPM10)^9!ORV## M]V\_(L%9& F"A&_M-7<-$LKXB&AC?!$) 41E8?GS,!DYA+POER]>7I'QPF%F M16MU:4L/TJQP%B?? 10)Z%SAZ".[E#,K'VOU[BV,1+]NW+GX3K_(%%Q!^:+?6JP^?&JV5UFIC\OMJ>VOSHAEH;ZUT?N:+_6K@W6[X75P_ MX3#26K18DY"=H<3AN9,/M+3Q5>7$?2_>* MV 4UCWB/'ZP*:C2('KU8PFIAP!Z]6(_67'JGT-KY.%IP%D:;1,K(X,3&RBY# MXY(LT\%C*P"[2:W=IV:6-JYM)R@*/PT^U9GCW8-=O[>SZ>P?=>)?L'D,>O]V!SZ>-XV;G^P&4<](D M7_U=LGYQS7#<.CC$>P=)K[WQ^6#O8 6&K$/??FX>K)RT=IHPC*V?[JTE![O? MV?&7SLK9FF',,,9N)!#WB4%4>PI%FGF(V4LVMK:=]=X@24<@W?-FQ&FEM7=/ M"NO*LWFE9GE%J4SG^?B_+] /#?)-YGDT2S5%9QB1HF/&&$1H@J[*'*]$$B% MRX@?>"X-^,(R#ICKK%9[G9UV7SMK67RDWS^ 4YQ;_'"'I%>JQZVL0KD?_BUJ MQRI\;&>=]+@_UXV;=.-T5C=XR$(L0XQ4% !=H5PC%LH <2FHTH(;0X&N-.47 MS?L/T84KP)IH\[JQ>N?XQAC,)5=J9YN0,BX/-I@C^D9$KT\W0[M!B*E22$1$ M(^IS@8!Y2Q3P $8!S&7$U,+R]]B&3&/^6B!]*69=0KJ:67@*IOFJ%/4:/=Q, M06.3O7@P#R_>4@NG;K#=,N517Z*0>!C&%9^CR(01TA$U()30,R%96"8@ ?)& M/. QJ*RW.\C KL<#X)GZ1,MA 3P3?@9_2>M!-P0/JEY&*]S8ZDPRM>!R> M:0[B4[KN+#ZA&;9T?@6J^FT-[X-6?/H_/!)B37R-0@[,A4KM(\XCAFBHB<>- MI"X/%I9#U[MH.]^-%>[I1/,E!1WW#I63\'RR-.T%O=S5RT[.T/*;+GD9 M#WG!^>7901GM>H;N7.UJ>>@476T!GJ7 Q.R\A$A/'*&3]-ABQ3ZTB'(8^LLQ M<6+'O3B'0;#0?048*E* 46^8%+ROTV&>C)R<%W%N1F7.<894 '+X9'K#/IA9 M!C6$<@"?_='DF4D3J-SFL^&!V,X5Y,YBKK6SH?LZ Z+8Z$/>835?LE(CM:JY M[^K7=O^84"'+".N$5ILG2TS'?1N>KR-":OY=Q+ "?94XW_JQ'?^=YO:#Y/#D MP1:1IHG@T*T%"'=V -O)X@(D:6=EAOWQ%$7^]D:QXQ\A#&%!$'B(VF4@E N# MA(]]%&B/ALQG@<:A9?!12.F'ZYRT9U#ABN)<_G^:8)IM>_TYI2K MZ?U@D9&N=GW$N!G*D6=6M5RKEVW5F[-C-M1RY[4&:Y)=)2DJQMS%MTQ$Y^F$C+0#..).8N MC&.:H B#7^:%D0J-;[ KV>^D92!=)&?$>^-8AJE"9%&\NYW.56GG6O=0K6OD M^5!G;UKW1C\\C54@582X# VBS/A(4 \C%82^&TJ?&1R];MVS9RTORMOIWCCM MW<,-S[WM]'8AF!D67?FY.@-/>7#55N+27(W]7NBFZSW8E[AG)G3#^^R9"5@M MB.BC[T():XP^?JD$,@;D_GM;?K]9Y6K3N+WXP )SG&:,P>KL=&/X9>O,--T\Q_RRIR:OGFW]&4&Z MS]'OLUY]9>!'F(A247Y+QC.^H>&@0> [WCO8@S9].VVM'=+63@.WUQK'99MW MUKW6P0KDW;VX'*+7/-@[:'6^]Z#>P[U.TVUW]O'NP3?://CWP2[YYN]V)&FN MM:HVSBRSDT)*WS"-B&0,48XIXJ$7H##$./0BD 8C"\O5@?5.>6*GLSC@F7/$ MDZ%V_K?F8F=@SS/L\LS.Q[R*;2Z_',-C\U=9OSF ;P'@Z:HZ''"A-0N0,#98 M+ *!F&<")#6/ HD)"11XVJOM3T^_H*Z"YK4S3>Z,V_JLTW=/ ^>+/JN&4>[R M>M*)N9Z,@;_M^0R_&O'3O8<$''O)%$$RHA)1*@WBS,=($)^X6'A"ZA 8!Z!D M-\T.QT9[TM\_/\_E[;".^]Q1,F<=#X#PN8TO$>=&!MI#0#X\1!F7B''!4,BH M#8QQET?2[O$>I'E<\&SD;%M^D;^O^/.6'L 7NY/++OQR\!)UBZ[3L-BS!_S$ M??BQS& 9]Z?X!!S^+3N9WDK[:'78&R:\7-BXJ;.!+H8\<^" M])S4/"GJIZ3& THC*?41+WN9]R3FH> M &'W7*3&,SYCOD#&GO,/O)P@'O$(27L,@PDEV)N7$*EIO%E2\T#UF).:N^K& ME-3(B.F($[#L1BL@_&&(HBB($%&,>(*ZD:OXA-0\,D!?-:FY%Z3GI.9)43\E M-=#CGN*^0=3>)$!#[,.($ 'JL0ND)A1N& 5S4G,3;[_'#JQYS4W%4WIJ0F %_5 M&.HA[GHN^*S<(.93C!@UDG#@-2H2$U+SR !]U:3F7I">DYHG1?V4U "T(R9( M@)AT[7G>&CY%1B*AL#0>.+E1Z,])S4V\'6-EHD![F& J*/SU#%/VP"TNI.>1 M.:EY9 B365+#%!!P:1B@URZ$9)@@P9B' H-=+\ !]^V6PV62 OFI2<:Y5*.F4OGI.8&B%/"M2NT81'V M*=@+H4BH74:4\)50[GQ-S6-#V)N2FG7VTM#S X9"*0R0&WL&.%818D8% M--):8^\E\)HO;Y;7/%!#YKSFKNJQ/JL>FG'-C>\CZC+X1P4"U,-GB"N,0Z)< M[JLS:O/(&'W5U.9>J)Y3FR<%?F,6^ $ T\6A0)XG-+";@"+A87!_:61,Z!,9 M,F_.;F[1<8D(0^T+S_5*QO'8\'S5?.->@)[SC5_" M-X!E1]1G7H!1&!(,]MG82]H,< \@B=H$1&/,YF3C!HB#KZ[]("#@GQ@:6G>> M&%<'&CHPQ$KP.=EX9 C3J12104< !O4&$*-, 806V6QI/R$ !%2$ 85P+ M_&O(1O1FR<8#@3LG&W=%[91LD, #E&J!F+);**B(P,LS"GF13XR, A_S:HWM M8\/S59.->P%Z3C:>%/,S*VRU8<)$(?)4Y")JX!_NVS.Y@LB0D$=A%.HG)!N3 M4RFA$/WS2V(?EO(E->-^]V,=#/,B-J/GN3"DT5?V"%CMB)$CR\M#H*V'SG%7 MEQ>97[C9(\X=:*$&3.S;F9#]+#TNNO8DV8&][8/GCM(&JE!V1J2ZC,#U)X>A M7KB) '[%D>2'!)#%4 S <@-%[9R^\J8ZC)0*1*\HZ=R9M52@] M*]0>33O--U-L[9;WNGCG[W7QGNM>E_6KN_RZPW[O>JO.*SG'NKK>]+JWQ\KGJF\ MNBY)77?4M+?(SXZ:GC6#M6=5_S,\W>%([U]^T#7%_GT.NL:L%KG7/[[OD=3S M8N]6[)CS31*,X5<-SK.4#?L+%T!E;109%$Z>)K%R)LHP<>!WC0+%]":87$YR_4GY,_^:\LNQS;PP*1F MAGI":'B!M0QCI/CODH7U@Z M;_-!P\9O'$+W7?MRUYK^VQ_S__+R7N3J M$:G==SX/DY%#R'L;@<3OG54^B MX^W9?G^N+;)!6W>0LVD'5WAE,W ^K$[(- MW_"'=^ %Y4,8D[DS*&^\!I77' @![_=A!)?E?8K0Z].A/1O+P5("6RS !WK= M^>^09Z!Q3L4@/@^A+9Y;M; &;1E8[V8\NL^TH+S#^&+%LT0B'PX&277%AUV0 MQHN" [U15:IAUH]S^PV<.UV1$NM"=6-AFPP#(R[3P0=BJ4;I,YU=%FF?V"+C MOASWU+@@\/: 1)5+VNSU(K\WE,H2ZQ8>L;P%N&QPN_XTMYC>$MZ-?N4@6=B" M)$J95;>_.HO3JZVO%O*[&4C,),.TR<:#76 MC3.(0UDPOE4 /N.K[+;N.Q22VO##,7!DP+,X@!(J.&HGB;F(DRIS61PO)C74 M+ES'?MV8_60#]FT'B*<)Z-X2+OAZ*C&G!?>A!<\XS$?VYH3I +9=@$FVEK\: MY2_[0WG@>6B^J=\Y,67X@^C&]-^N6N(V"[YE;XOK/OB&L>">[E-OW\ M&2/>HSMCS*]1_W8-^CTN28IN=<'.&'].*ZW=8=[OG-OX*%.$S]D':SJ763RP M(]U=KA&:<;#QM0[V,X/@9E-4]H!E2(\K_OMVSD^Q\3-3;_GX]]J5JW@*[= M+-VKK>JG]XXJ'9US+J2#+.FT7MS7L1=G?_VXQ'_%LJSG5@[R,FSC'/\/P3_Y M"?YG&.4TF/!F$8]=^C( _QPOWP&76Z;0(L>ZA([)TEX585@=9IF%Q585:0#_ M?A(G>C^>L"VJ=0"-DG([__FWW3AVD4]<&U^_JPOWZ\-!5[MEZV-]LH'5<3C, M6;41E!TM),\+9R9:_[,7%53O3R*1S',,[=M-$E7.NDTZ0TTZ0MA/2"Y%8 MAQ>.7W==9[/IK'-[=V7?L4VL.17NSN<1E5*F=^CV(UY FT$)I;E5=&E\9%.$/CXYJLXLAI7]=DVGM7<[Z5=R6/(V,K(AT6[R>A,=E-T_PL:M:8M&OR MN$AGVS%Y[*R6]K!L_%$,8H,/2_"S2H_[2YS8>'WY;.KXL)V[GL2 M%N20'/I9QDE<11!3X_33/MI86=FKM)C/>S9JU<0Z3LR"?YT*[[N8%"C6=8L@H^++II!F^KKB(8+RI>^K/P)*GYX>,'-KVP1I[@JGI2 MBUCX^(VM4>(_>JDTJF'R@-AN='N?)WCA/L_5$=#5ESYFRTOZRM7ZD>]U:%EQ-O M?Y;P2]P#GW54]BTXU_H64S)/W;>_4_>M0HH,.,W8@][,P/&-!^#/KDQ76[>- MB:7.[A";NKP"?MPGR'9 ';,K/GI%[U_N62R)5(_BO M6_22Y?\'4$L#!!0 ( ,* ]E+WC,F/W0, /$1 0 8V]F+3(P,C$P M-S(R+GAS9-5876_;-A1]SZ_0]#Q:DJ5DEA"[R))U\.9F0Y*B?2LHZLHF(I$: M2<7.OQ])6?5'+,=N [@%@D0BS[F\A_?PFL[ENT59.$\@).5LZ 8]WW6 $9Y1 M-AVZ'Q_>HX'[;G1V=OD+0I]_OYLX-YS4)3#E7 O "C)G3M7,^92!?'1RP4OG M$Q>/] DC-+*D:UX]"SJ=*:?O]X/M69& 'T0787".HA!R%/4'(8JC*$(^]E-" M<'[A1^&OTX2$(8G#($7!8*"Q@VR TC!,49Y%<13G$*=I9(,N9"+)#$KL:&%, M)@LY=&=*58GGS>?SWCSL<3'U^KX?>)\_3.XMU%UB"\H>-]"+5!0M/O3,=(HE MM'#"\PTTP155N. ,>H27GM'K_];OMW 3C.X)3YE4F)&OX1EGK"YW$S(E//5< M@:=!2*- 4+*^3J:^\M87.?>:2=?!2@F:U@K>0([K0E-J]E^-"YI3R+0- M"C"%W@"L32LLIJ!N<0FRP@0.VHG1F>.8"M&RXD(Y[ 4YQS*UR=8233&N#-5' M?H#"P'6:NDXXPE#]Y&=!7#X+L(IF'3N]CQKBR4M:*8]38%BLA+2\WU)9FMIWC?:CVD^RTN'W7)=^"_WNE^#G/RKG0!"0':O.'G\ &4* MHOFMKS*I5 (3?3M1HM;>,CV,\6FKI4G48]\T5 M-B,ZO/[B=JCU_O[68[67>.KBW0.IA=[WZP)+>6-)W6IV0$^?_]:QB(\\1O&/ M4PECEK^.;W =E%/KL3;A^=(U.L^K!95=2CK ;Z A4TE&=6+F7S;C UJ _:AM MOC.,SOX'4$L#!!0 ( ,* ]E+F2"E]CPH #53 4 8V]F+3(P,C$P M-S(R7V1E9BYX;6S=7%MSVS8:?<^OT+JOBPAW IDZG:R3=+U-FTSB3KO[HL'5 MYD0B/20=V_]^/U!2?!&=NB+B&>DABD1!^,YW#@@<@(!__.EJ,9]\"4U;UM7A M 7F.#R:AGEY^?S*-O/G=7,ZI1BSZ;KTP:KX MU4;Y2]:7)EKK:?_MUZ)M.500JB73/W]]]\F=A85!9=5VIG(W 2"\[[[^\#8: M,5U^"47;\D7;__Y=[4S7R_.7*4P>+)$^H74QE"XA0A$CSZ]:?_#RV62R9,XT MKJGGX6.(D]7;WS\>;R(MJV[JR\5T569JYG- W-?079^'PX.V7)S/P_K:61/B M@^C7*2=0(L'Y(=4V'8WI#( T[L(&!%=#E1IX1HQ#M8_'_+4NY$,T%_,N(^+- MNK/BK1>FS$GP1M49T/85H458V-#DA'JGWELXUR#O(TQ5.G->=F9>5^&YJQ?3 M'N!1_>4QP%P=4>I-<4%I#V#YNUN!0>&R*E.G\0X^KGZ<0FP#(5QUH?+!'TQ* M?WA0:H,+&67A(I.<&*JD%R10KZ7BO&!ZMJPB@5G#F=?N3HWSU*/57\/,C0WS M_NK,AW+VINK*[OJXBG6S,*L-H@WN^6G]90I10$F*TYO$)$:8K/K"'[Z-8$GR=GFMA\ZW9>O,_$-H MRMJ_A6OMC%HKF(?13=G"(BZQ0YI:C!QEU$L3+*$J0UH/ KB;U4WC>=6L\UO= M0EO>8\D89->WJW-3NQ01,CF8U(T/S>$!SJ'W"92=020!'H8CC@6#S(Q 2BN* M"+,$J_[?0/>SM<0IYMZH^K<)W!22Y!!RV:[>5/XU.%_X)FI,@T6I!T2<&X*2 M%472L$)I1H4@.J.B=X+OC;3;4[JI,1VC\3+'C^&T;+O&5-UO9A%FW/D(;4RE MSB.D68=&1@N%O*?"-%/3%7QQ[ZGC*6RQ6R%3!?>!:MP*@(6"->.(\,!W3*>2>B="9FG"4^ &)/ MY,Y!\:;VQ7CM7WG?A+9=_9?2)3/-84*'+45"$L+DT_W M 0![HOE8:C?U5MGT/H*W[YN3^K*:%=03S8E"L7 R0J*M&4,11ZL\BYX&6EN MM6_"[Y?66]*ZJ;3.IG3O(=XW'YKZ2UFY,-/$NJ*('-E(T_R?%$@SK^"%11/ M2'#+<\M]#\-^:3Z&X($%EE%+97> ?:C;SLS_5Y[WUA$&%.8P(4@RF"AR+SRR M@6F$G5?*$ )6([ON=Q#LE^K;DSN@^:A5M=3GO&J"Z8%X1HS6)"+J)7A)RM+X M(CD*P46JI15>R@PJWXZY\[IN3>" DJ/6SM(#ZOF'L[I:SPPDBX[S(DT%3(%X M\-"5R* 1B=)*:V,4.,?0?#_NSBLZBL@!54XC?O8X1^18M("@89>@LS=ZZE1I8!2NNY9X5E'J;V&31^ M&,'.:YV)W '-1RV,W8-UW+87H;D-SGG/L0)WX*CGT" A51/AQ0/B:$S@-MC\ MRF_@V#?]QQ$]T I&+9%]"NX"AIIK\.\G93FY/X8"8H]:ZUBWKS94[,]5IZ!^/1V&,L!HC2SRX M!2ZASU F(H>EP\K ;"!+YSP4>^>E'4WHP(:2#&M:;Q:A.84F]W-37W9G,&2< MF^IZ)ATS@D:+"*: BP:"5&$+P!4EM980F-YE6]0:A+#S>N>B=T#V4'U"8$2AIN#&@MG+\=SQ3M"= M%W5["@?$'+70U2=7AO;$6'!X. A&'/?@ @S,WA3'R!CM$1']ZP M#II1S%LG<9[FOMR*N*$-NI/EL8H7;EZWP1\>=,U%N+E85UVXZM[,^]G6X4$; M3M.;;65W=9P=S4W;UG'E&R"-5U=E.PL1JV M,*#3%E1**+)IPS'%7AI# ^;< MWY5_XS3&@Y5GE/D;AYL&9-].HSHG5QFW9"= :[?7 WO==V"/@C.[=Z[J&Q(. MA,C9Z3YTTNM&ODS$U_E9>P(QI2X$2P,[%1SZI! L4E%AQ*PL0L%50?5C[L,G M$_'.\;>GUO#OD)5=NZJLF]_J+K2O+P+PSW_M?<2,8"6CUI1UBAEJD10PI M2<9(WZ)-_'3UWM/O<=CK#>^,)3 M9)0%BZVQ1"8]BI+,B@"-BTHZ? "VISR:UO:\KP(MS6V8=^WZRGV7^Y>(=M,. MY24ZXRFF-;#;>%:-_#&(AIU1GB:P">EIG51FS>KO0OAWZ P&D"FLF6(:NCK" M1#IB)Z![BAA1+KAE-&(I!Z:WN],$'O!A3]X"_@[/WT/Y>K%(YW T&I>ZK/8K;C,[M:Z,.#0QI M/W\ U4+3!'\;FDCFPS*)L(/1D3O*D6)I PK1EN(8J5?^NXSZ#V/:^0:0B^_O M8?]Z:/\>A$:4)UY8:*6"<,29AI0Y8RA0HZG3WBCZ'9O"(*8]:0KC^<[H Y>S MDP3K>!"6440SH2TBQ#*8\<"TQ[+"(^":6(PTA+ F-)+ A2!F 6T='(3/36ZD?K^HU >Z!N+AHS'CZ_ ??N M&^ *\ I6V8BB2P\^&68 3ADD@J9$"J:,?=PZ]U\$V@.-<]'XX%GT'Z?WR'D' M'U\^6UU.+^F/)[Y\]G]02P,$% @ PH#V4O.NT,95$@ V[( !0 !C M;V8M,C R,3 W,C)?;&%B+GAM;.U=6V_<.)9^SZ_@>G8P,T S%D7JPJ"303:7 M[G2GDR!)HV>WL2CP:@LIE[R2G-C_?BE5E5,774A))>MA\N"4R]3A.9]T[A3Y MXS]OKY;@J\KR)%T]/4./O3.@5B*5R>KBZ=GOGU_#^.R?SQX]^O$_(/S7?WU\ M"UZFXN9*K0KP(E.L4!)\2XI+\(=4^1>@L_0*_)%F7Y*O#,)GU44OTNN[++FX M+(#O^>CPK]D3Y2$28A1 @I6&Q(\QI(00Z#&/"\%TZ!'\P\43@;&@&'&(XMB, MC64,.<8<:DDHH5I1SDE%=)FLOCPI?W"6*V"$6^75KT_/+HOB^LGY^;=OWQ[? M\FSY.,TNSGW/P^?;T6>;X;='X[_A:C2BE)Y7?[T?FB=U PU9=/ZOW]Y^$I?J MBL%DE1=L)/;QJGI.?EB/.5NBCO[ >5):G\5+"L>,NX6AKN*VK%W;5Z M>I8G5]=+M?WN,E.ZGNPRR_:HEES2DDL4EES^I6FR\P'LC\1O<F68PR^L'ZM5*3O7LWD\UF/73%5,EBZ_4^ MFXL6(M+2"Q6#4#OG[;35K3K"9\Y M2%(T:&2F\O0F$]]]V=6RSD$9WU1ZL_A\Q:Y4?LTV%QCN2K>_9OC9O:LOF?OQ M_#O[#E@M3X; <@["IV*/@67IU-/L4-)4-$KZ73ERPV0E9J[$XXOTZ[FYQ(CK M>^4'6'Z 'MKX]K\BG@D2&2C?&V3S$T1O<>QY_T5K-D%%;_ ,%Q&U,1. M+ULA;=?1L8 ZL;[6@@/^7//YOR.@)#BZ2X>YXI]B*5:H%CCYBP(X+*DP(2:L(- MBHC)5$(OPB14(>+$5O-V"<]-\4K>0,D<*+FS5[P]L+KUKB\$)U8[2^F=U*Y. MU %:MT=N,J6K$V)7YVK_[JYRKU9%24A*^S#UGZ-3$,+D(E<(@) MAY$O/4B,")#%.(!2"Q7% ?50R&U5L&VBN:GDFE>P8?8'4+%K( 5;ANVUM!7? M;JT="[43:W%_P)P4VP:- 8K>2GXRQ;<1 MM[(/P^34J;X#'$Y*W2SU %6N(3J9 C<+M*NV+:/Z%.ZR1.5O/AC 5)8I^:E( MQ9=-"45A)+CB"))(&*TU*2SDE"I(8Q0)Z7N:!\J^=M)0Z5/Z6Y/F-RNIF*M35=9J56OI]EI+HU?KZ M)*]D2*2JZ!CK6QC4#\B.53/M?!Y:RZ;-5T]8.>T48;]XVCWC"&E/I$>U4@*Y_;MW@RS\S_;5N::2V#8!"6? M[BW=?2"[P\C!\)S8$S@CTZO?6RO]"(W??;J3=X!KQ:IK!=@7=NYO*W?J,Q!Z2)IKD,8<$!QIRS"7$H0Z0P''@>\BM0M0PT]S4>U/Q M,-R"?7;!FE_7"E$3P+8EHA%@FZ9&Y(Y8CQ)1!QJ#:T1-]"5PEZKK MS3SO%B_3J*EWM1N%>2$*)8@F91Q@D.HH@CXQ9\&D8QQ[#A"%L8Q8: M9YB;.5@SN,EH_G[-,O"5+6\4^,_''@+7*@-YF5+^P\XJ-./:;@U&0>O4_9Y= MH#I3/VO5[Q1];SUD);9F.:_XWER[5GNU+/+M-X?ZWSS))'K?*>-6W[L'NH^_?@FNWZQ\'K1-K?#^@G)Q^-PX#/'X+\ MN[[>8G3//"!1^>>RV+.@D3#NG5.((Q/R$QY*DP%$& 8BBL(@I@''S"GNWU*> MFYIOF0-_5NQ95BF/ ;.,X_O ,$7<;H. >YQ^*.W0N/R>WK1Q^*$81W'WT8"^ M:?B;E4BSLEY:QNY5K_=%>K,JLKMJ$5#D*8W-_80>+E=I:Y]!'FL?BB@F/A$A M#GG@EHRWSC=+5;T#>SSO+$78<.ZXRLH&=]L4O[5M4?:=BO;K=;H-^C$-FN+T%%[>:1D)Q+ MQ_E7RX[ST;A_=YR%VU/1V7=NHS%Q]]E"G.,>M,U%/6O3Y?U_KRNR+],KEJP6 MC+/8I*@$(NQQ2)@BD/- 09_%D4\089X7.Q6GCZ:8F^.J."P?X4W9=)9I:]*-4AX5I9M'N@>L%;%4?U+B)JO2 M[.>W2;X@2 E$N0\Y*K>X82*"L3(_% ]\K7BD&;/*@QMGF*]^W[,)_BP9=0AW MZJ'L#A(' S29@H^-C7WX-QBCB4*^&JS&B71: 6B);NJOFRRB:65[-XII'^AN MU[:+>)ZOY#;CUVEV5=W^YSPO,B:*!9&:(DP1]'R,(:'*AS'%#(9""\Y]DZH+ MJ[Z;[81SLWKWZ\@,T^"^9G7/MM'R#>,.FFX%?+=1'!O.$]O(!T/2WH2.C>A$ M%G4$9)T,K0M,+7;7BLQD9MA%J%VK['1=O_2R*KZ6<^R&M55T$%#I:84Y1%)* M8YW#&,8!5] C(:614@3[5@N>.V>:FUD^S*@<8JUN5.TRSE&PFCCQ;(?).>WL MA&#,[+-YLDF3T$Z9#W/1[@OZ-FI?)TNU6<&+*8\"&DL8*9]#0H( 4AH(R!45 M2$54QBITZ\I^)SXWW=]XN)+!GNN@=X"S;:OV@V.:'JH-$CU:I<@8A,8/EU5]1!(6WT= ,\T2FN/3 _5;9!^L/X>TIU8 MB1O$.M;DIH'NZOPY8V6;\=/=%4^7"Y_%?J@]'RJ&C!H'%$%&0@_BF 1*1Y&* MD6>KQGN4YZ:^&^; FCM[I=V'JUM9>X-P8B6UE-])-6ME':"2^_0F4\5:,795 ML'Y GX5"5:'SKHJ;-\U Q+!DF""C>UZY.PS!D+* F1_2IU2+*")6<6X#_;FI M86U?P:FQV@1D=WEQ(#PG5M M=^NU%R.!XK+69A X$Q4&MZ@ G69@'[&Q%I]J!6S<[JY^=-^%S[_4[Y\E=8@8D1#%7):'()7U 6,% M LRQT.:CY>N-'?/,S0P\^&+G7UR7ZM;?/IMH:I2;V#$,FU#+6"@8X$)%B&D&&.H A#I%',I/"L*UN'Q.?F=2K^0,6@

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č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