The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 741 6,186 SH   DFND 1 0 0 6,186
ABBVIE INC COM 00287Y109 805 7,435 SH   DFND 1 0 0 7,435
AIR PRODS & CHEMS INC COM 009158106 446 1,584 SH   DFND 1 0 0 1,584
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 943 162,599 SH   DFND 1 0 0 162,599
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 678 16,963 SH   DFND 1 0 0 16,963
ALPHABET INC CAP STK CL A 02079K305 427 207 SH   DFND 1 0 0 207
ALPHABET INC CAP STK CL C 02079K107 478 231 SH   DFND 1 0 0 231
AMAZON COM INC COM 023135106 2,071 669 SH   DFND 1 0 0 669
AMERICAN EXPRESS CO COM 025816109 835 5,905 SH   DFND 1 0 0 5,905
AMGEN INC COM 031162100 935 3,760 SH   DFND 1 0 0 3,760
ANALOG DEVICES INC COM 032654105 546 3,521 SH   DFND 1 0 0 3,521
ANNALY CAPITAL MANAGEMENT IN COM 035710409 224 26,049 SH   DFND 1 0 0 26,049
APPLE INC COM 037833100 5,418 44,353 SH   DFND 1 0 0 44,353
AT&T INC COM 00206R102 356 11,767 SH   DFND 1 0 0 11,767
BANK NEW YORK MELLON CORP COM 064058100 413 8,742 SH   DFND 1 0 0 8,742
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 234 917 SH   DFND 1 0 0 917
BLACKSTONE GROUP INC COM 09260D107 395 5,303 SH   DFND 1 0 0 5,303
BRISTOL-MYERS SQUIBB CO COM 110122108 916 14,510 SH   DFND 1 0 0 14,510
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 431 9,685 SH   DFND 1 0 0 9,685
CATERPILLAR INC COM 149123101 726 3,131 SH   DFND 1 0 0 3,131
CHEVRON CORP NEW COM 166764100 228 2,180 SH   DFND 1 0 0 2,180
CISCO SYS INC COM 17275R102 1,358 26,262 SH   DFND 1 0 0 26,262
CONNECTONE BANCORP INC COM 20786W107 233 9,193 SH   DFND 1 0 0 9,193
CONOCOPHILLIPS COM 20825C104 541 10,209 SH   DFND 1 0 0 10,209
COSTCO WHSL CORP NEW COM 22160K105 498 1,412 SH   DFND 1 0 0 1,412
CROWN CASTLE INTL CORP NEW COM 22822V101 205 1,190 SH   DFND 1 0 0 1,190
CSX CORP COM 126408103 241 2,504 SH   DFND 1 0 0 2,504
CVS HEALTH CORP COM 126650100 579 7,691 SH   DFND 1 0 0 7,691
DANAHER CORPORATION COM 235851102 838 3,722 SH   DFND 1 0 0 3,722
DARDEN RESTAURANTS INC COM 237194105 241 1,700 SH   DFND 1 0 0 1,700
DIAGEO PLC SPON ADR NEW 25243Q205 203 1,235 SH   DFND 1 0 0 1,235
DISNEY WALT CO COM 254687106 1,869 10,130 SH   DFND 1 0 0 10,130
DUKE ENERGY CORP NEW COM NEW 26441C204 216 2,237 SH   DFND 1 0 0 2,237
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 154 20,057 SH   DFND 1 0 0 20,057
ENTERPRISE PRODS PARTNERS L COM 293792107 1,099 49,902 SH   DFND 1 0 0 49,902
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 417 7,600 SH   DFND 1 0 0 7,600
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 535 8,015 SH   DFND 1 0 0 8,015
EXXON MOBIL CORP COM 30231G102 574 10,281 SH   DFND 1 0 0 10,281
FACEBOOK INC CL A 30303M102 1,045 3,549 SH   DFND 1 0 0 3,549
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 615 8,689 SH   DFND 1 0 0 8,689
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 269 4,484 SH   DFND 1 0 0 4,484
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 213 9,343 SH   DFND 1 0 0 9,343
FRANCO NEV CORP COM 351858105 207 1,650 SH   DFND 1 0 0 1,650
GENERAL ELECTRIC CO COM 369604103 148 11,240 SH   DFND 1 0 0 11,240
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 26,239 664,452 SH   DFND 1 0 0 664,452
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 61,277 1,854,622 SH   DFND 1 0 0 1,854,622
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 6,454 81,575 SH   DFND 1 0 0 81,575
HOME DEPOT INC COM 437076102 1,969 6,451 SH   DFND 1 0 0 6,451
HONEYWELL INTL INC COM 438516106 542 2,495 SH   DFND 1 0 0 2,495
INTEL CORP COM 458140100 850 13,280 SH   DFND 1 0 0 13,280
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 842 16,683 SH   DFND 1 0 0 16,683
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 3,514 76,578 SH   DFND 1 0 0 76,578
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 644 15,023 SH   DFND 1 0 0 15,023
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,395 75,575 SH   DFND 1 0 0 75,575
INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 378 5,121 SH   DFND 1 0 0 5,121
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 926 4,015 SH   DFND 1 0 0 4,015
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 5,041 113,713 SH   DFND 1 0 0 113,713
INVESCO QQQ TR UNIT SER 1 46090E103 324 1,015 SH   DFND 1 0 0 1,015
ISHARES INC CORE MSCI EMKT 46434G103 3,046 47,325 SH   DFND 1 0 0 47,325
ISHARES INC MSCI EMERG MKT 46434G889 3,063 58,870 SH   DFND 1 0 0 58,870
ISHARES INC MSCI EMERG MRKT 464286533 15,997 253,276 SH   DFND 1 0 0 253,276
ISHARES TR 0-5 YR TIPS ETF 46429B747 291 2,754 SH   DFND 1 0 0 2,754
ISHARES TR BARCLAYS 7 10 YR 464287440 1,105 9,788 SH   DFND 1 0 0 9,788
ISHARES TR CORE DIV GRWTH 46434V621 238 4,936 SH   DFND 1 0 0 4,936
ISHARES TR CORE INTL AGGR 46435G672 3,605 65,713 SH   DFND 1 0 0 65,713
ISHARES TR CORE MSCI EAFE 46432F842 1,212 16,823 SH   DFND 1 0 0 16,823
ISHARES TR CORE MSCI TOTAL 46432F834 1,610 22,902 SH   DFND 1 0 0 22,902
ISHARES TR CORE S&P MCP ETF 464287507 321 1,235 SH   DFND 1 0 0 1,235
ISHARES TR CORE S&P500 ETF 464287200 7,822 19,661 SH   DFND 1 0 0 19,661
ISHARES TR CORE US AGGBD ET 464287226 5,194 45,625 SH   DFND 1 0 0 45,625
ISHARES TR ESG AWR MSCI USA 46435G425 432 4,753 SH   DFND 1 0 0 4,753
ISHARES TR ESG AWRE 1 5 YR 46435G243 217 8,362 SH   DFND 1 0 0 8,362
ISHARES TR EXPND TEC SC ETF 464287549 1,209 3,350 SH   DFND 1 0 0 3,350
ISHARES TR FLTG RATE NT ETF 46429B655 1,150 22,646 SH   DFND 1 0 0 22,646
ISHARES TR IBONDS DEC 46435U697 212 7,866 SH   DFND 1 0 0 7,866
ISHARES TR IBONDS DEC2021 46435G789 206 7,999 SH   DFND 1 0 0 7,999
ISHARES TR IBONDS DEC2022 46435G755 208 7,902 SH   DFND 1 0 0 7,902
ISHARES TR IBONDS DEC2023 46435G318 210 8,028 SH   DFND 1 0 0 8,028
ISHARES TR IBONDS DEC25 ETF 46434VBD1 264 9,843 SH   DFND 1 0 0 9,843
ISHARES TR IBOXX INV CP ETF 464287242 4,425 34,024 SH   DFND 1 0 0 34,024
ISHARES TR ISHS 1-5YR INVS 464288646 502 9,179 SH   DFND 1 0 0 9,179
ISHARES TR ISHS 5-10YR INVT 464288638 1,848 31,198 SH   DFND 1 0 0 31,198
ISHARES TR JPMORGAN USD EMG 464288281 11,465 105,303 SH   DFND 1 0 0 105,303
ISHARES TR MSCI ACWI EX US 464288240 485 8,781 SH   DFND 1 0 0 8,781
ISHARES TR MSCI EAFE ETF 464287465 221 2,914 SH   DFND 1 0 0 2,914
ISHARES TR MSCI EAFE MIN VL 46429B689 37,015 507,121 SH   DFND 1 0 0 507,121
ISHARES TR MSCI INTL MULTFT 46434V274 7,033 244,968 SH   DFND 1 0 0 244,968
ISHARES TR MSCI USA ESG SLC 464288802 423 4,816 SH   DFND 1 0 0 4,816
ISHARES TR MSCI USA MIN VOL 46429B697 39,357 568,826 SH   DFND 1 0 0 568,826
ISHARES TR MSCI USA MMENTM 46432F396 58,405 363,077 SH   DFND 1 0 0 363,077
ISHARES TR MSCI USA QLT FCT 46432F339 47,284 388,272 SH   DFND 1 0 0 388,272
ISHARES TR MSCI USA SMCP MN 46435G433 802 21,760 SH   DFND 1 0 0 21,760
ISHARES TR MSCI USA VALUE 46432F388 50,718 495,002 SH   DFND 1 0 0 495,002
ISHARES TR NASDAQ BIOTECH 464287556 373 2,480 SH   DFND 1 0 0 2,480
ISHARES TR NATIONAL MUN ETF 464288414 2,574 22,177 SH   DFND 1 0 0 22,177
ISHARES TR PFD AND INCM SEC 464288687 880 22,905 SH   DFND 1 0 0 22,905
ISHARES TR RUS 1000 ETF 464287622 204 913 SH   DFND 1 0 0 913
ISHARES TR RUS 1000 GRW ETF 464287614 239 984 SH   DFND 1 0 0 984
ISHARES TR RUS TP200 GR ETF 464289438 1,287 9,563 SH   DFND 1 0 0 9,563
ISHARES TR RUSSELL 2000 ETF 464287655 468 2,116 SH   DFND 1 0 0 2,116
ISHARES TR S&P 500 VAL ETF 464287408 603 4,270 SH   DFND 1 0 0 4,270
ISHARES TR SP SMCP600VL ETF 464287879 936 9,291 SH   DFND 1 0 0 9,291
ISHARES TR TIPS BD ETF 464287176 19,483 155,244 SH   DFND 1 0 0 155,244
ISHARES TR U.S. MED DVC ETF 464288810 337 1,020 SH   DFND 1 0 0 1,020
ISHARES TR US AER DEF ETF 464288760 206 1,980 SH   DFND 1 0 0 1,980
ISHARES TR US TREAS BD ETF 46429B267 11,270 430,332 SH   DFND 1 0 0 430,332
ISHARES TR USD INV GRDE ETF 464288620 30,943 524,105 SH   DFND 1 0 0 524,105
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 464 9,143 SH   DFND 1 0 0 9,143
JOHNSON & JOHNSON COM 478160104 665 4,048 SH   DFND 1 0 0 4,048
JPMORGAN CHASE & CO COM 46625H100 1,457 9,570 SH   DFND 1 0 0 9,570
KKR & CO INC COM 48251W104 468 9,590 SH   DFND 1 0 0 9,590
L3HARRIS TECHNOLOGIES INC COM 502431109 838 4,135 SH   DFND 1 0 0 4,135
LILLY ELI & CO COM 532457108 1,347 7,210 SH   DFND 1 0 0 7,210
LOCKHEED MARTIN CORP COM 539830109 755 2,044 SH   DFND 1 0 0 2,044
LOWES COS INC COM 548661107 473 2,485 SH   DFND 1 0 0 2,485
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 385 8,890 SH   DFND 1 0 0 8,890
MCDONALDS CORP COM 580135101 1,896 8,457 SH   DFND 1 0 0 8,457
MICROSOFT CORP COM 594918104 4,655 19,744 SH   DFND 1 0 0 19,744
NIKE INC CL B 654106103 288 2,166 SH   DFND 1 0 0 2,166
NVIDIA CORPORATION COM 67066G104 264 495 SH   DFND 1 0 0 495
NXP SEMICONDUCTORS N V COM N6596X109 252 1,250 SH   DFND 1 0 0 1,250
ONE GAS INC COM 68235P108 1,090 14,178 SH   DFND 1 0 0 14,178
ONEOK INC NEW COM 682680103 2,468 48,714 SH   DFND 1 0 0 48,714
PACER FDS TR TRENDP US LAR CP 69374H105 254 7,307 SH   DFND 1 0 0 7,307
PAYCHEX INC COM 704326107 373 3,805 SH   DFND 1 0 0 3,805
PEPSICO INC COM 713448108 837 5,915 SH   DFND 1 0 0 5,915
PHILLIPS 66 COM 718546104 284 3,480 SH   DFND 1 0 0 3,480
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,742 15,914 SH   DFND 1 0 0 15,914
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 377 3,704 SH   DFND 1 0 0 3,704
PIMCO ETF TR INTER MUN BD ACT 72201R866 467 8,317 SH   DFND 1 0 0 8,317
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 734 14,289 SH   DFND 1 0 0 14,289
PINNACLE FINL PARTNERS INC COM 72346Q104 238 2,690 SH   DFND 1 0 0 2,690
PROCTER AND GAMBLE CO COM 742718109 789 5,828 SH   DFND 1 0 0 5,828
QUALCOMM INC COM 747525103 1,237 9,331 SH   DFND 1 0 0 9,331
RAYTHEON TECHNOLOGIES CORP COM 75513E101 346 4,478 SH   DFND 1 0 0 4,478
S&P GLOBAL INC COM 78409V104 306 867 SH   DFND 1 0 0 867
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 460 8,160 SH   DFND 1 0 0 8,160
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 8,513 168,034 SH   DFND 1 0 0 168,034
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 682 22,189 SH   DFND 1 0 0 22,189
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,272 39,627 SH   DFND 1 0 0 39,627
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,051 28,060 SH   DFND 1 0 0 28,060
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 914 16,934 SH   DFND 1 0 0 16,934
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,212 9,342 SH   DFND 1 0 0 9,342
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 259 3,480 SH   DFND 1 0 0 3,480
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 354 4,826 SH   DFND 1 0 0 4,826
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,000 5,949 SH   DFND 1 0 0 5,949
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,633 39,686 SH   DFND 1 0 0 39,686
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,667 27,608 SH   DFND 1 0 0 27,608
SERVICENOW INC COM 81762P102 435 870 SH   DFND 1 0 0 870
SPDR GOLD TR GOLD SHS 78463V107 624 3,899 SH   DFND 1 0 0 3,899
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,201 62,242 SH   DFND 1 0 0 62,242
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,630 16,729 SH   DFND 1 0 0 16,729
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 239 503 SH   DFND 1 0 0 503
SPDR SER TR BLMBRG BRC CNVRT 78464A359 412 4,939 SH   DFND 1 0 0 4,939
SPDR SER TR BLOMBERG BRC INV 78468R200 20,026 653,584 SH   DFND 1 0 0 653,584
SPDR SER TR NUVEEN BLMBRG SR 78468R739 9,087 183,362 SH   DFND 1 0 0 183,362
SPDR SER TR PORTFLI TIPS ETF 78464A656 733 23,980 SH   DFND 1 0 0 23,980
SPDR SER TR SSGA US SMAL ETF 78468R887 877 7,867 SH   DFND 1 0 0 7,867
STARBUCKS CORP COM 855244109 360 3,298 SH   DFND 1 0 0 3,298
THERMO FISHER SCIENTIFIC INC COM 883556102 542 1,187 SH   DFND 1 0 0 1,187
TITAN MED INC COM NEW 88830X819 170 100,000 SH   DFND 1 0 0 100,000
UNION PAC CORP COM 907818108 699 3,171 SH   DFND 1 0 0 3,171
UNITED PARCEL SERVICE INC CL B 911312106 566 3,332 SH   DFND 1 0 0 3,332
UNITEDHEALTH GROUP INC COM 91324P102 624 1,677 SH   DFND 1 0 0 1,677
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 269 3,271 SH   DFND 1 0 0 3,271
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 35,128 414,642 SH   DFND 1 0 0 414,642
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 34,737 608,140 SH   DFND 1 0 0 608,140
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 839 3,909 SH   DFND 1 0 0 3,909
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 449 3,331 SH   DFND 1 0 0 3,331
VANGUARD INDEX FDS MID CAP ETF 922908629 201 910 SH   DFND 1 0 0 910
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,754 10,590 SH   DFND 1 0 0 10,590
VANGUARD INDEX FDS TOTAL STK MKT 922908769 302 1,460 SH   DFND 1 0 0 1,460
VANGUARD INDEX FDS VALUE ETF 922908744 5,434 41,332 SH   DFND 1 0 0 41,332
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 857 16,459 SH   DFND 1 0 0 16,459
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21,668 420,405 SH   DFND 1 0 0 420,405
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 12,753 233,393 SH   DFND 1 0 0 233,393
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 25,022 268,963 SH   DFND 1 0 0 268,963
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 7,980 118,698 SH   DFND 1 0 0 118,698
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 740 8,970 SH   DFND 1 0 0 8,970
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,084 20,971 SH   DFND 1 0 0 20,971
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1,347 17,386 SH   DFND 1 0 0 17,386
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 506 5,003 SH   DFND 1 0 0 5,003
VERIZON COMMUNICATIONS INC COM 92343V104 994 17,087 SH   DFND 1 0 0 17,087
VISA INC COM CL A 92826C839 370 1,749 SH   DFND 1 0 0 1,749
WALMART INC COM 931142103 399 2,934 SH   DFND 1 0 0 2,934
WELLS FARGO CO NEW COM 949746101 237 6,063 SH   DFND 1 0 0 6,063
WISDOMTREE TR EMG MKTS SMCAP 97717W281 311 6,059 SH   DFND 1 0 0 6,059
WISDOMTREE TR GLB US QTLY DIV 97717W844 520 6,699 SH   DFND 1 0 0 6,699
WISDOMTREE TR US QTLY DIV GRT 97717X669 244 4,264 SH   DFND 1 0 0 4,264