CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 4,670	$ 4,708
Interest-bearing deposits and other short-term investments	45,825	35,801
Total cash and cash equivalents	50,495	40,509
Restricted cash for securitization investors	1,779	262
Securities available for sale (amortized cost of $97.8 billion and $97.6 billion and allowance for credit losses of $2 million and $1 million as of March 31, 2021 and December 31, 2020, respectively)	99,165	100,445
Loans held for investment:
Income (loss) from continuing operations before income taxes	243,131	251,624
Allowance for credit losses	(14,017)	(15,564)
Net loans held for investment	229,114	236,060
Loans held for sale ($908 million and $596 million carried at fair value as of March 31, 2021 and December 31, 2020, respectively)	2,896	2,710
Premises and equipment, net	4,277	4,287
Interest receivable	1,380	1,471
Goodwill	14,654	14,653
Other assets	21,415	21,205
Total assets	425,175	421,602
Liabilities:
Interest payable	288	352
Deposits:
Non-interest-bearing deposits	34,003	31,142
Interest-bearing deposits	276,325	274,300
Total deposits	310,328	305,442
Securitized debt obligations	12,071	12,414
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	842	668
Senior and subordinated notes	25,467	27,382
Other borrowings	70	75
Total other debt	26,379	28,125
Other liabilities	14,921	15,065
Total liabilities	363,987	361,398
Commitments, contingencies and guarantees (see Note 13)
Stockholders’ equity:
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 4,975,000 shares issued and outstanding as of both March 31, 2021 and December 31, 2020)	0	0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 682,761,557 and 679,932,837 shares issued as of March 31, 2021 and December 31, 2020, respectively; 456,800,844 and 458,972,202 shares outstanding as of March 31, 2021 and December 31, 2020, respectively)	7	7
Additional paid-in capital, net	33,671	33,480
Retained earnings	43,167	40,088
Accumulated other comprehensive income	1,783	3,494
Treasury stock, at cost (par value $0.01 per share; 225,960,713 and 220,960,635 shares as of March 31, 2021 and December 31, 2020, respectively)	(17,440)	(16,865)
Total stockholders’ equity	61,188	60,204
Total liabilities and stockholders’ equity	425,175	421,602
Unsecuritized loans held for investment
Loans held for investment:
Income (loss) from continuing operations before income taxes	219,182	225,698
Loans held in consolidated trusts
Loans held for investment:
Income (loss) from continuing operations before income taxes	23,949	25,926
Total assets	26,463	26,619
Other debt:
Total liabilities	$ 12,166	$ 12,436