CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 4,267	$ 4,129
Interest-bearing deposits and other short-term investments	39,839	9,278
Total cash and cash equivalents	44,106	13,407
Restricted cash for securitization investors	895	342
Securities available for sale (amortized cost of $96.7 billion and allowance for credit losses of $3 million as of September 30, 2020)	99,853	79,213
Loans held for investment:
Total loans held for investment	248,223	265,809
Allowance for credit losses	(16,129)	(7,208)
Net loans held for investment	232,094	258,601
Loans held for sale ($1.3 billion and $251 million carried at fair value at September 30, 2020 and December 31, 2019, respectively)	3,433	400
Premises and equipment, net	4,333	4,378
Interest receivable	1,551	1,758
Goodwill	14,648	14,653
Other assets	20,970	17,613
Total assets	421,883	390,365
Liabilities:
Interest payable	332	439
Deposits:
Non-interest-bearing deposits	29,633	23,488
Interest-bearing deposits	276,092	239,209
Total deposits	305,725	262,697
Securitized debt obligations	13,566	17,808
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	702	314
Senior and subordinated notes	28,448	30,472
Other borrowings	79	7,103
Total other debt	29,229	37,889
Other liabilities	14,607	13,521
Total liabilities	363,459	332,354
Commitments, contingencies and guarantees (see Note 13)
Stockholders’ equity:
Preferred stock (par value $0.01 per share; 50,000,000 shares authorized; 5,475,000 and 4,975,000 shares issued and outstanding as of September 30, 2020 and December 31, 2019, respectively)	0	0
Common stock (par value $0.01 per share; 1,000,000,000 shares authorized; 678,318,329 and 672,969,391 shares issued as of September 30, 2020 and December 31, 2019, respectively; 457,397,091 and 456,562,399 shares outstanding as of September 30, 2020 and December 31, 2019, respectively)	7	7
Additional paid-in capital, net	33,793	32,980
Retained earnings	37,653	40,340
Accumulated other comprehensive income	3,833	1,156
Treasury stock, at cost (par value $0.01 per share; 220,921,238 and 216,406,992 shares as of September 30, 2020 and December 31, 2019, respectively)	(16,862)	(16,472)
Total stockholders’ equity	58,424	58,011
Total liabilities and stockholders’ equity	421,883	390,365
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	30,345	33,817
Total assets	31,514	35,519
Other debt:
Total liabilities	13,649	18,201
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	$ 217,878	$ 231,992