Commitments, Contingencies, Guarantees, and Others (Tables)

9 Months Ended

Sep. 30, 2020

Commitments and Contingencies Disclosure [Abstract]

Schedule of Letter of Credit and Other Loan Commitments

The following table presents the contractual amount and carrying value of our unfunded lending commitments as of September 30, 2020 and December 31, 2019. The carrying value represents our reserve and deferred revenue on legally binding commitments.

Table 13.1: Unfunded Lending Commitments

	Contractual Amount				Carrying Value
(Dollars in millions)	September 30, 2020		December 31, 2019		September 30, 2020		December 31, 2019
Credit card lines	$	350,356	$	363,446	N/A		N/A
Other loan commitments(1)	34,574		36,454		$	142	$	110
Standby letters of credit and commercial letters of credit(2)	1,335		1,574		34		27
Total unfunded lending commitments	$	386,265	$	401,474	$	176	$	137

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(1)Includes $1.6 billion of advised lines of credit as of both September 30, 2020 and December 31, 2019.

(2)These financial guarantees have expiration dates ranging from 2020 to 2023 as of September 30, 2020.