CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 4,583	$ 4,129
Interest-bearing deposits and other short-term investments	51,235	9,278
Total cash and cash equivalents	55,818	13,407
Restricted cash for securitization investors	740	342
Securities available for sale (amortized cost of $84.7 billion and allowance for credit losses of $3 million as of June 30, 2020)	87,859	79,213
Loans held for investment:
Total loans held for investment	251,512	265,809
Allowance for credit losses	(16,832)	(7,208)
Net loans held for investment	234,680	258,601
Loans held for sale ($668 million and $251 million carried at fair value at June 30, 2020 and December 31, 2019, respectively)	711	400
Premises and equipment, net	4,324	4,378
Interest receivable	1,574	1,758
Goodwill	14,645	14,653
Other assets	20,945	17,613
Total assets	421,296	390,365
Liabilities:
Interest payable	380	439
Deposits:
Non-interest-bearing deposits	29,055	23,488
Interest-bearing deposits	275,183	239,209
Total deposits	304,238	262,697
Securitized debt obligations	15,761	17,808
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	573	314
Senior and subordinated notes	28,481	30,472
Other borrowings	85	7,103
Total other debt	29,139	37,889
Other liabilities	15,733	13,521
Total liabilities	365,251	332,354
Commitments, contingencies and guarantees (see Note 13)
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 5,350,000 and 4,975,000 shares issued and outstanding as of June 30, 2020 and December 31, 2019, respectively)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 677,226,807 and 672,969,391 shares issued as of June 30, 2020 and December 31, 2019, respectively; 456,335,486 and 456,562,399 shares outstanding as of June 30, 2020 and December 31, 2019, respectively)	7	7
Additional paid-in capital, net	33,556	32,980
Retained earnings	35,361	40,340
Accumulated other comprehensive income	3,981	1,156
Treasury stock, at cost (par value $.01 per share; 220,891,321 and 216,406,992 shares as of June 30, 2020 and December 31, 2019, respectively)	(16,860)	(16,472)
Total stockholders’ equity	56,045	58,011
Total liabilities and stockholders’ equity	421,296	390,365
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	29,202	33,817
Total assets	30,404	35,519
Other debt:
Total liabilities	15,890	18,201
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	$ 222,310	$ 231,992