XML 95 R78.htm IDEA: XBRL DOCUMENT v3.10.0.1
Allowance for Loan and Lease Losses - Components of Allowance for Loan and Lease Losses by Impairment Methodology (Detail) - USD ($)
$ in Millions
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Allowance for loan and lease losses by impairment methodology:        
Collectively evaluated $ 6,882 $ 7,044    
Asset-specific 338 421    
Total allowance for loan and lease losses 7,220 7,502    
Loans held for investment by impairment methodology:        
Collectively evaluated 243,920 241,323    
Asset-specific 1,844 2,375    
Loans held for investment $ 245,899 $ 254,473 $ 245,586  
Allowance as a percentage of period-end loans held for investment 2.94% 2.95%    
Credit Card Portfolio Segment        
Allowance for loan and lease losses by impairment methodology:        
Collectively evaluated $ 5,258 $ 5,356    
Asset-specific 277 292    
Total allowance for loan and lease losses 5,535 5,648 4,606 $ 3,654
Loans held for investment by impairment methodology:        
Collectively evaluated 115,505 113,948    
Asset-specific 855 812    
Loans held for investment $ 116,361 $ 114,762    
Allowance as a percentage of period-end loans held for investment 4.76% 4.92%    
Consumer Portfolio Segment        
Allowance for loan and lease losses by impairment methodology:        
Collectively evaluated $ 1,021 $ 1,158    
Asset-specific 27 53    
Total allowance for loan and lease losses 1,048 1,242 1,102 868
Loans held for investment by impairment methodology:        
Collectively evaluated 58,808 64,080    
Asset-specific 393 705    
Loans held for investment $ 59,205 $ 75,078    
Allowance as a percentage of period-end loans held for investment 1.77% 1.65%    
Commercial Banking        
Allowance for loan and lease losses by impairment methodology:        
Collectively evaluated $ 603 $ 529    
Asset-specific 34 76    
Total allowance for loan and lease losses 637 611 793 604
Loans held for investment by impairment methodology:        
Collectively evaluated 69,607 63,237    
Asset-specific 596 858    
Loans held for investment $ 70,333 $ 64,575    
Allowance as a percentage of period-end loans held for investment 0.91% 0.95%    
Other        
Allowance for loan and lease losses by impairment methodology:        
Collectively evaluated   $ 1    
Asset-specific   0    
Total allowance for loan and lease losses $ 0 1 $ 2 $ 4
Loans held for investment by impairment methodology:        
Collectively evaluated   58    
Asset-specific   0    
Loans held for investment   $ 58    
Allowance as a percentage of period-end loans held for investment   1.72%    
Financial Asset Acquired with Credit Deterioration [Member]        
Allowance for loan and lease losses by impairment methodology:        
Financing Receivable, Allowance for Credit Losses   $ 37    
Loans held for investment by impairment methodology:        
Loans held for investment 135 10,775    
Financial Asset Acquired with Credit Deterioration [Member] | Credit Card Portfolio Segment        
Allowance for loan and lease losses by impairment methodology:        
Financing Receivable, Allowance for Credit Losses   0    
Loans held for investment by impairment methodology:        
Loans held for investment 1 2    
Financial Asset Acquired with Credit Deterioration [Member] | Consumer Portfolio Segment        
Allowance for loan and lease losses by impairment methodology:        
Financing Receivable, Allowance for Credit Losses   31    
Loans held for investment by impairment methodology:        
Loans held for investment 4 10,293    
Financial Asset Acquired with Credit Deterioration [Member] | Commercial Banking        
Allowance for loan and lease losses by impairment methodology:        
Financing Receivable, Allowance for Credit Losses   6    
Loans held for investment by impairment methodology:        
Loans held for investment $ 130 480    
Financial Asset Acquired with Credit Deterioration [Member] | Other        
Allowance for loan and lease losses by impairment methodology:        
Financing Receivable, Allowance for Credit Losses   0    
Loans held for investment by impairment methodology:        
Loans held for investment   $ 0