CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2018	Dec. 31, 2017
Cash and cash equivalents:
Cash and due from banks	$ 4,768	$ 4,458
Interest-bearing deposits and other short-term investments	8,418	9,582
Total cash and cash equivalents	13,186	14,040
Restricted cash for securitization investors	303	312
Securities available for sale	46,150	37,655
Securities held to maturity	36,771	28,984
Debt Securities, Available-for-sale and Held-to-maturity	82,921	66,639
Loans held for investment:
Total loans held for investment	245,899	254,473
Allowance for loan and lease losses	(7,220)	(7,502)
Net loans held for investment	238,679	246,971
Loans held for sale, at lower of cost or fair value	1,192	971
Premises and equipment, net	4,191	4,033
Interest receivable	1,614	1,536
Goodwill	14,544	14,533
Other assets	15,908	16,658
Total assets	372,538	365,693
Liabilities:
Interest payable	458	413
Deposits:
Non-interest-bearing deposits	23,483	26,404
Interest-bearing deposits	226,281	217,298
Total deposits	249,764	243,702
Securitized debt obligations	18,307	20,010
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	352	576
Senior and subordinated notes	30,826	30,755
Other borrowings	9,420	8,940
Total other debt	40,598	40,271
Other liabilities	11,743	12,567
Total liabilities	320,870	316,963
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 4,475,000 shares issued and outstanding as of both December 31, 2018 and 2017)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 667,969,069 and 661,724,927 shares issued as of December 31, 2018 and 2017, respectively, 467,717,306 and 485,525,340 shares outstanding as of December 31, 2018 and 2017, respectively)	7	7
Additional paid-in capital, net	32,040	31,656
Retained earnings	35,875	30,700
Accumulated other comprehensive loss	(1,263)	(926)
Treasury stock, at cost (par value $.01 per share; 200,251,763 and 176,199,587 shares as of December 31, 2018 and 2017, respectively)	(14,991)	(12,707)
Total stockholders’ equity	51,668	48,730
Total liabilities and stockholders’ equity	372,538	365,693
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	34,197	35,667
Unsecuritized loans held for investment
Cash and cash equivalents:
Total cash and cash equivalents	10,286	8,196
Loans held for investment:
Total loans held for investment	211,702	218,806
Other assets	1,250	729
Total assets	73,088	65,092
Other debt:
Senior and subordinated notes	19,518	14,392
Other borrowings	1,671	1,633
Other liabilities	231	337
Total liabilities	21,420	16,362
Stockholders’ equity:
Total stockholders’ equity	51,668	48,730
Total liabilities and stockholders’ equity	$ 73,088	$ 65,092