CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2017	Dec. 31, 2016
Cash and cash equivalents:
Cash and due from banks	$ 4,154	$ 4,185
Interest-bearing deposits and other short-term investments	4,330	5,791
Total cash and cash equivalents	8,484	9,976
Restricted cash for securitization investors	304	2,517
Securities available for sale, at fair value	39,742	40,737
Securities held to maturity, at carrying value	28,650	25,712
Loans held for investment:
Total loans held for investment	252,422	245,586
Allowance for loan and lease losses	(7,418)	(6,503)
Net loans held for investment	245,004	239,083
Loans held for sale, at lower of cost or fair value	1,566	1,043
Premises and equipment, net	3,955	3,675
Interest receivable	1,426	1,351
Goodwill	14,532	14,519
Other assets	17,739	18,420
Total assets	361,402	357,033
Liabilities:
Interest payable	301	327
Deposits:
Non-interest-bearing deposits	26,106	25,502
Interest-bearing deposits	212,956	211,266
Total deposits	239,062	236,768
Securitized debt obligations	17,087	18,826
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	767	992
Senior and subordinated notes	28,420	23,431
Other borrowings	13,184	17,211
Total other debt	42,371	41,634
Other liabilities	12,427	11,964
Total liabilities	311,248	309,519
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 4,475,000 shares issued and outstanding as of both September 30, 2017 and December 31, 2016)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 660,583,843 and 653,736,607 shares issued as of September 30, 2017 and December 31, 2016, respectively, 484,419,510 and 480,218,547 shares outstanding as of September 30, 2017 and December 31, 2016, respectively)	7	7
Additional paid-in capital, net	31,526	31,157
Retained earnings	31,946	29,766
Accumulated other comprehensive loss	(622)	(949)
Treasury stock, at cost (par value $.01 per share; 176,164,333 and 173,518,060 shares as of September 30, 2017 and December 31, 2016, respectively)	(12,703)	(12,467)
Total stockholders’ equity	50,154	47,514
Total liabilities and stockholders’ equity	361,402	357,033
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	217,659	213,824
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	$ 34,763	$ 31,762