CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Operating activities:
Income from continuing operations, net of tax	$ 1,842	$ 1,961
Income (loss) from discontinued operations, net of tax	4	(6)
Net income	1,846	1,955
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan, lease and other losses	3,792	3,119
Depreciation and amortization, net	1,131	1,207
Deferred tax benefit	(235)	(377)
Net (gain) loss on sales of securities available for sale	0	(2)
Impairment losses on securities available for sale	4	10
Gain on sales of loans held for sale	(19)	(57)
Stock plan compensation expense	111	90
Other	0	(10)
Loans held for sale:
Originations and purchases	(3,834)	(3,264)
Proceeds from sales and paydowns	4,123	3,133
Changes in operating assets and liabilities:
Changes in interest receivable	5	(48)
Changes in other assets	1,314	42
Changes in interest payable	49	2
Changes in other liabilities	(1,264)	754
Net change from discontinued operations	0	14
Net cash from operating activities	7,023	6,568
Securities available for sale:
Purchases	(6,479)	(6,887)
Proceeds from paydowns and maturities	3,604	3,737
Proceeds from sales	3,123	2,699
Securities held to maturity:
Purchases	(2,893)	(1,612)
Proceeds from paydowns and maturities	1,183	1,109
Loans:
Net changes in loans held for investment	(3,019)	(8,271)
Principal recoveries of loans previously charged off	965	757
Purchases of premises and equipment	(483)	(324)
Net cash from other investing activities	(296)	(126)
Net cash from investing activities	(4,295)	(8,918)
Financing activities:
Changes in deposits	2,964	3,331
Proceeds from Issuance of Secured Debt	2,991	1,920
Maturities and paydowns of securitized debt obligations	(3,483)	(2,044)
Issuance of senior and subordinated notes and long-term FHLB advances	11,865	14,950
Maturities and paydowns of senior and subordinated notes and long-term FHLB advances	(21,940)	(15,401)
Changes in other borrowings	(21)	18
Common stock:
Net proceeds from issuances	79	64
Dividends paid	(390)	(416)
Preferred stock:
Dividends paid	(133)	(102)
Purchases of treasury stock	(219)	(1,599)
Proceeds from share-based payment activities	81	3
Net cash from financing activities	(8,206)	724
Changes in cash, cash equivalents and restricted cash for securitization investors	(5,478)	(1,626)
Cash, cash equivalents and restricted cash for securitization investors, beginning of the period	12,493	9,040
Cash, cash equivalents and restricted cash for securitization investors, ending of the period	7,015	7,414
Non-cash item:
Net transfers from loans held for investment to loans held for sale	265	435
Interest paid	1,269	937
Income tax paid	$ 467	$ 1,072