CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Mar. 31, 2017	Dec. 31, 2016
Cash and cash equivalents:
Cash and due from banks	$ 3,489	$ 4,185
Interest-bearing deposits and other short-term investments	5,826	5,791
Total cash and cash equivalents	9,315	9,976
Restricted cash for securitization investors	486	2,517
Securities available for sale, at fair value	41,260	40,737
Securities held to maturity, at carrying value	26,170	25,712
Loans held for investment:
Total loans held for investment	240,588	245,586
Allowance for loan and lease losses	(6,984)	(6,503)
Net loans held for investment	233,604	239,083
Loans held for sale, at lower of cost or fair value	735	1,043
Premises and equipment, net	3,727	3,675
Interest receivable	1,368	1,351
Goodwill	14,521	14,519
Other assets	17,363	18,420
Total assets	348,549	357,033
Liabilities:
Interest payable	260	327
Deposits:
Non-interest-bearing deposits	26,364	25,502
Interest-bearing deposits	214,818	211,266
Total deposits	241,182	236,768
Securitized debt obligations	18,528	18,826
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	1,046	992
Senior and subordinated notes	26,405	23,431
Other borrowings	2,460	17,211
Total other debt	29,911	41,634
Other liabilities	10,628	11,964
Total liabilities	300,509	309,519
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 4,475,000 shares issued and outstanding as of both March 31, 2017 and December 31, 2016)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 658,714,887 and 653,736,607 shares issued as of March 31, 2017 and December 31, 2016, respectively, and 482,765,459 and 480,218,547 shares outstanding as of March 31, 2017 and December 31, 2016, respectively)	7	7
Additional paid-in capital, net	31,326	31,157
Retained earnings	30,326	29,766
Accumulated other comprehensive loss	(934)	(949)
Treasury stock, at cost (par value $.01 per share; 175,949,428 and 173,518,060 shares as of March 31, 2017 and December 31, 2016, respectively)	(12,685)	(12,467)
Total stockholders’ equity	48,040	47,514
Total liabilities and stockholders’ equity	348,549	357,033
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	211,038	213,824
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	$ 29,550	$ 31,762