CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from banks	$ 4,185	$ 3,407
Interest-bearing deposits and other short-term investments	5,791	4,616
Total cash and cash equivalents	9,976	8,023
Restricted cash for securitization investors	2,517	1,017
Securities available for sale, at fair value	40,737	39,061
Securities held to maturity, at carrying value	25,712	24,619
Loans held for investment:
Total loans held for investment	245,586	229,851
Allowance for Loan and Lease losses	(6,503)	(5,130)
Net loans held for investment	239,083	224,721
Loans held for sale, at lower of cost or fair value	1,043	904
Premises and equipment, net	3,675	3,584
Interest receivable	1,351	1,189
Goodwill	14,519	14,480
Other assets	18,420	16,450
Total assets	357,033	334,048
Liabilities:
Interest payable	327	299
Deposits:
Non-interest-bearing deposits	25,502	25,847
Interest-bearing deposits	211,266	191,874
Total deposits	236,768	217,721
Securitized debt obligations	18,826	16,166
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	992	981
Senior and subordinated notes	23,431	21,837
Other borrowings	17,211	20,131
Total other debt	41,634	42,949
Other liabilities	11,964	9,629
Total liabilities	309,519	286,764
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 4,475,000 and 3,375,000 shares issued and outstanding as of December 31, 2016 and 2015, respectively)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 653,736,607 and 648,317,395 shares issued as of December 31, 2016 and 2015, respectively, 480,218,547 and 527,259,920 shares outstanding as of December 31, 2016 and 2015, respectively)	7	6
Additional paid-in capital, net	31,157	29,655
Retained earnings	29,766	27,045
Accumulated other comprehensive loss	(949)	(616)
Treasury stock, at cost (par value $.01 per share; 173,518,060 and 121,057,475 shares as of December 31, 2016 and 2015, respectively)	(12,467)	(8,806)
Total stockholders’ equity	47,514	47,284
Total liabilities and stockholders’ equity	357,033	334,048
Unsecuritized loans held for investment
Cash and cash equivalents:
Total cash and cash equivalents	7,296	7,245
Securities available for sale, at fair value	901	905
Loans held for investment:
Total loans held for investment	213,824	196,068
Other assets	672	739
Total assets	57,758	58,086
Other debt:
Senior and subordinated notes	8,304	8,657
Other borrowings	1,610	1,591
Other liabilities	330	554
Total liabilities	10,244	10,802
Stockholders’ equity:
Total stockholders’ equity	47,514	47,284
Total liabilities and stockholders’ equity	57,758	58,086
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	$ 31,762	$ 33,783