Premises, Equipment & Lease Commitments (Tables)

12 Months Ended

Dec. 31, 2016

Property, Plant and Equipment and Lease Commitments [Abstract]

Schedule of Property, Plant and Equipment

Premises & Equipment	Useful Lives
Buildings and improvement	5-39 years
Furniture and equipment	3-10 years
Computer software	3-5 years
Leasehold improvements	Lesser of useful life or the remaining fixed non-cancelable lease term

Premises and equipment as of December 31, 2016 and 2015 were as follows:

Table8.1: Components of Premises and Equipment

	December 31,
(Dollars in millions)	2016			2015
Land	$	423		$	458
Buildings and improvements	2,958			2,674
Furniture and equipment	1,834			1,735
Computer software	1,681			1,618
In progress	591			514
Total premises and equipment, gross	7,487			6,999
Less: Accumulated depreciation and amortization	(3,812		)	(3,415		)
Total premises and equipment, net	$	3,675		$	3,584

Schedule of Future Minimum Rental Payments for Operating Leases

Future minimum rental commitments as of December 31, 2016, for all non-cancellable operating leases with initial or remaining terms of one year or more are as follows:

Table8.2: Lease Commitments

(Dollars in millions)	Estimated Future Minimum Rental Commitments
2017	$	317
2018	314
2019	284
2020	262
2021	236
Thereafter	1,173
Total	$	2,586