CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from banks	$ 3,241	$ 3,407
Interest-bearing deposits with banks	1,909	4,577
Federal Funds Sold and Securities Purchased under Agreements to Resell	85	39
Total cash and cash equivalents	5,235	8,023
Restricted cash for securitization investors	960	1,017
Securities available for sale, at fair value	40,092	39,061
Securities held to maturity, at carrying value	25,080	24,619
Loans held for investment:
Total loans held for investment	227,613	229,851
Allowance for Loan and Lease losses	(5,416)	(5,130)
Net loans held for investment	222,197	224,721
Loans held for sale, at lower of cost or fair value	1,251	904
Premises and equipment, net	3,542	3,584
Interest receivable	1,221	1,189
Goodwill	14,492	14,480
Other assets	16,276	16,450
Total assets	330,346	334,048
Liabilities:
Interest payable	217	299
Deposits:
Non-interest bearing deposits	25,182	25,847
Interest-bearing deposits	196,597	191,874
Total deposits	221,779	217,721
Securitized debt obligations	14,913	16,166
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	917	981
Senior and subordinated notes	21,736	21,837
Other borrowings	12,931	20,131
Total other debt	35,584	42,949
Other liabilities	10,146	9,629
Total liabilities	282,639	286,764
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 3,375,000 shares issued and outstanding as of both March 31, 2016 and December 31, 2015)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 650,153,064 and 648,317,395 shares issued as of March 31, 2016 and December 31,2015, respectively, and 514,479,243 and 527,259,920 shares outstanding as of March 31, 2016 and December 31,2015, respectively)	7	6
Additional paid-in capital, net	29,709	29,655
Retained earnings	27,808	27,045
Accumulated other comprehensive loss	(41)	(616)
Treasury stock, at cost (par value $.01 per share; 135,673,821 and 121,057,475 shares as of March 31, 2016 and December 31, 2015, respectively)	(9,776)	(8,806)
Total stockholders’ equity	47,707	47,284
Total liabilities and stockholders’ equity	330,346	334,048
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	195,705	196,068
Loans held in consolidated trusts
Loans held for investment:
Total loans held for investment	$ 31,908	$ 33,783