Business Segments (Tables)

12 Months Ended

Dec. 31, 2015

Segment Reporting [Abstract]

Schedule of Segment Results and Reconciliation

The following tables present our business segment results for the years ended December 31, 2015, 2014 and 2013, selected balance sheet data as of 2015, 2014 and 2013, and a reconciliation of our total business segment results to our reported consolidated income from continuing operations, assets and deposits. 

Table 20.1: Segment Results and Reconciliation

	Year Ended December 31, 2015
(Dollars in millions)	Credit Card		Consumer Banking		Commercial Banking		Other			Consolidated Total
Net interest income	$	11,161	$	5,755	$	1,865	$	53		$	18,834
Non-interest income	3,421		710		487		(39		)	4,579
Total net revenue	14,582		6,465		2,352		14			23,413
Provision (benefit) for credit losses	3,417		819		302		(2		)	4,536
Non-interest expense:
Amortization of intangibles:
PCCR intangible amortization	316		0		0		0			316
Core deposit intangible amortization	0		79		15		0			94
Total PCCR and core deposit intangible amortization	316		79		15		0			410
Other non-interest expense	7,186		3,947		1,141		312			12,586
Total non-interest expense	7,502		4,026		1,156		312			12,996
Income (loss) from continuing operations before income taxes	3,663		1,620		894		(296		)	5,881
Income tax provision (benefit)	1,309		586		324		(350		)	1,869
Income from continuing operations, net of tax	$	2,354	$	1,034	$	570	$	54		$	4,012
Loans held for investment	$	96,125	$	70,372	$	63,266	$	88		$	229,851
Deposits	0		172,702		34,257		10,762			217,721

	Year Ended December 31, 2014
(Dollars in millions)	Credit Card		Consumer Banking		Commercial Banking			Other			Consolidated Total
Net interest income	$	10,310	$	5,748	$	1,751		$	9		$	17,818
Non-interest income	3,311		684		450			27			4,472
Total net revenue	13,621		6,432		2,201			36			22,290
Provision (benefit) for credit losses	2,750		703		93			(5		)	3,541
Non-interest expense:
Amortization of intangibles:
PCCR intangible amortization	369		0		0			0			369
Core deposit intangible amortization	0		108		21			0			129
Total PCCR and core deposit intangible amortization	369		108		21			0			498
Other non-interest expense	6,694		3,761		1,062			165			11,682
Total non-interest expense	7,063		3,869		1,083			165			12,180
Income (loss) from continuing operations before income taxes	3,808		1,860		1,025			(124		)	6,569
Income tax provision (benefit)	1,329		665		366			(214		)	2,146
Income from continuing operations, net of tax	$	2,479	$	1,195	$	659		$	90		$	4,423
Loans held for investment	$	85,876	$	71,439	$	50,890		$	111		$	208,316
Deposits	0		168,078		31,954			5,516			205,548
	Year Ended December 31, 2013
(Dollars in millions)	Credit Card		Consumer Banking		Commercial Banking			Other			Consolidated Total
Net interest income (expense)	$	10,967	$	5,905	$	1,674		$	(440	)	$	18,106
Non-interest income	3,320		749		395			(186		)	4,278
Total net revenue (loss)	14,287		6,654		2,069			(626		)	22,384
Provision (benefit) for credit losses	2,824		656		(24		)	(3		)	3,453
Non-interest expense:
Amortization of intangibles:
PCCR intangible amortization	434		0		0			0			434
Core deposit intangible amortization	0		138		27			0			165
Total PCCR and core deposit intangible amortization	434		138		27			0			599
Other non-interest expense	7,005		3,607		931			211			11,754
Total non-interest expense	7,439		3,745		958			211			12,353
Income (loss) from continuing operations before income taxes	4,024		2,253		1,135			(834		)	6,578
Income tax provision (benefit)	1,409		802		404			(391		)	2,224
Income (loss) from continuing operations, net of tax	$	2,615	$	1,451	$	731		$	(443	)	$	4,354
Loans held for investment	$	81,305	$	70,762	$	45,011		$	121		$	197,199
Deposits	0		167,652		30,567			6,304			204,523