CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and due from banks	$ 3,407	$ 3,147
Interest-bearing deposits with banks	4,577	4,095
Federal Funds Sold and Securities Purchased under Agreements to Resell	39	0
Total cash and cash equivalents	8,023	7,242
Restricted cash for securitization investors	1,017	234
Securities available for sale, at fair value	39,061	39,508
Securities held to maturity, at carrying value	24,619	22,500
Loans held for investment:
Total loans held for investment	229,851	208,316
Allowance for Loan and Lease losses	(5,130)	(4,383)
Net loans held for investment	224,721	203,933
Loans held for sale, at lower of cost or fair value	904	626
Premises and equipment, net	3,584	3,685
Interest receivable	1,189	1,079
Goodwill	14,480	13,978
Other assets	16,450	15,382
Total assets	334,048	308,167
Liabilities:
Interest payable	299	254
Deposits:
Non-interest bearing deposits	25,847	25,081
Interest-bearing deposits	191,874	180,467
Total deposits	217,721	205,548
Securitized debt obligations	16,166	11,624
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	981	880
Senior and subordinated notes	21,837	18,684
Other borrowings	20,131	17,269
Total other debt	42,949	36,833
Other liabilities	9,629	8,855
Total liabilities	286,764	263,114
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 3,375,000 and 1,875,000 shares issued and outstanding as of December 31, 2015 and 2014, respectively)	0	0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 648,317,395 and 643,557,048 shares issued as of December 31, 2015 and 2014, respectively, and 527,259,920 and 553,391,311 shares outstanding as of December 31, 2015 and 2014, respectively)	6	6
Additional paid-in capital, net	29,655	27,869
Retained earnings	27,045	23,973
Accumulated other comprehensive loss	(616)	(430)
Treasury stock at cost (par value $.01 per share; 121,057,475 and 90,165,737 shares as of December 31, 2015 and 2014, respectively)	(8,806)	(6,365)
Total stockholders’ equity	47,284	45,053
Total liabilities and stockholders’ equity	334,048	308,167
Unsecuritized loans held for investment
Cash and cash equivalents:
Total cash and cash equivalents	7,245	8,262
Securities available for sale, at fair value	905	961
Loans held for investment:
Total loans held for investment	196,068	171,771
Other assets	739	618
Total assets	58,086	56,328
Other debt:
Senior and subordinated notes	8,657	8,907
Other borrowings	1,591	1,573
Other liabilities	554	795
Total liabilities	10,802	11,275
Stockholders’ equity:
Total stockholders’ equity	47,284	45,053
Total liabilities and stockholders’ equity	58,086	56,328
Restricted loans for securitization investors
Loans held for investment:
Total loans held for investment	$ 33,783	$ 36,545