CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and due from banks	$ 2,701	$ 3,147
Interest-bearing deposits with banks	3,952	4,095
Federal Funds Sold and Securities Purchased under Agreements to Resell	184	0
Total cash and cash equivalents	6,837	7,242
Restricted cash for securitization investors	586	234
Securities available for sale, at fair value	39,431	39,508
Securities held to maturity, at carrying value	23,711	22,500
Loans held for investment:
Total loans held for investment	213,329	208,316
Allowance for Loan and Lease losses	(4,847)	(4,383)
Net loans held for investment	208,482	203,933
Loans held for sale, at lower of cost or fair value	566	626
Premises and equipment, net	3,629	3,685
Interest receivable	1,101	1,079
Goodwill	13,983	13,978
Other assets	15,374	15,382
Total assets	313,700	308,167
Liabilities:
Interest payable	198	254
Deposits:
Non-interest bearing deposits	25,055	25,081
Interest-bearing deposits	187,848	180,467
Total deposits	212,903	205,548
Securitized debt obligations	15,656	11,624
Other debt:
Federal funds purchased and securities loaned or sold under agreements to repurchase	1,021	880
Senior and subordinated notes	21,773	18,684
Other borrowings	4,328	17,269
Total other debt	27,122	36,833
Other liabilities	10,136	8,855
Total liabilities	$ 266,015	$ 263,114
Commitments, contingencies and guarantees (See Note 14)
Stockholders’ equity:
Preferred stock (par value $.01 per share; 50,000,000 shares authorized; 3,375,000 and 1,875,000 shares issued and outstanding as of September 30, 2015 and December 31, 2014, respectively)	$ 0	$ 0
Common stock (par value $.01 per share; 1,000,000,000 shares authorized; 647,867,552 and 643,557,048 shares issued as of September 30, 2015 and December 31, 2014, respectively, and 534,906,040 and 553,391,311 shares outstanding as of September 30, 2015 and December 31, 2014, respectively)	6	6
Additional paid-in capital, net	29,594	27,869
Retained earnings	26,407	23,973
Accumulated other comprehensive loss	(142)	(430)
Treasury stock at cost (par value $.01 per share; 112,961,512 and 90,165,737 shares as of September 30, 2015 and December 31, 2014, respectively)	(8,180)	(6,365)
Total stockholders’ equity	47,685	45,053
Total liabilities and stockholders’ equity	313,700	308,167
Unsecuritized loans held for investment
Loans held for investment:
Total loans held for investment	179,748	171,771
Restricted loans for securitization investors
Loans held for investment:
Total loans held for investment	$ 33,581	$ 36,545