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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Millions, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Interest income:      
Loans, including loans held for sale $ 17,662us-gaap_InterestAndFeeIncomeLoansAndLeases $ 18,222us-gaap_InterestAndFeeIncomeLoansAndLeases $ 17,544us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities 1,628us-gaap_InterestAndDividendIncomeSecurities 1,575us-gaap_InterestAndDividendIncomeSecurities 1,329us-gaap_InterestAndDividendIncomeSecurities
Other 107us-gaap_OtherInterestAndDividendIncome 101us-gaap_OtherInterestAndDividendIncome 91us-gaap_OtherInterestAndDividendIncome
Total interest income 19,397us-gaap_InterestAndDividendIncomeOperating 19,898us-gaap_InterestAndDividendIncomeOperating 18,964us-gaap_InterestAndDividendIncomeOperating
Interest expense:      
Deposits 1,088us-gaap_InterestExpenseDeposits 1,241us-gaap_InterestExpenseDeposits 1,403us-gaap_InterestExpenseDeposits
Securitized debt obligations 145cof_InterestExpenseSecuredDebt 183cof_InterestExpenseSecuredDebt 271cof_InterestExpenseSecuredDebt
Senior and subordinated notes 299cof_InterestExpenseUnsecuredDebt 315cof_InterestExpenseUnsecuredDebt 345cof_InterestExpenseUnsecuredDebt
Other borrowings 47cof_InterestExpenseOtherBorrowings 53cof_InterestExpenseOtherBorrowings 356cof_InterestExpenseOtherBorrowings
Total interest expense 1,579us-gaap_InterestExpense 1,792us-gaap_InterestExpense 2,375us-gaap_InterestExpense
Net interest income 17,818us-gaap_InterestIncomeExpenseNet 18,106us-gaap_InterestIncomeExpenseNet 16,589us-gaap_InterestIncomeExpenseNet
Provision for credit losses 3,541us-gaap_ProvisionForLoanAndLeaseLosses 3,453us-gaap_ProvisionForLoanAndLeaseLosses 4,415us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for credit losses 14,277us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 14,653us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 12,174us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Non-interest income:      
Service charges and other customer-related fees 1,867cof_ServiceChargesandOtherCustomerRelatedFees 2,118cof_ServiceChargesandOtherCustomerRelatedFees 2,106cof_ServiceChargesandOtherCustomerRelatedFees
Interchange fees, net 2,021cof_InterchangeFeesNet 1,896cof_InterchangeFeesNet 1,647cof_InterchangeFeesNet
Total other-than-temporary impairment (23)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities (37)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities (38)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities
Less: Portion of other-than-temporary impairment recorded in AOCI (1)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities (4)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities (14)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
Net other-than-temporary impairment recognized in earnings (24)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities (41)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities (52)us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
Bargain purchase gain 0us-gaap_BusinessCombinationBargainPurchaseGainRecognizedAmount 0us-gaap_BusinessCombinationBargainPurchaseGainRecognizedAmount 594us-gaap_BusinessCombinationBargainPurchaseGainRecognizedAmount
Other 608us-gaap_NoninterestIncomeOther 305us-gaap_NoninterestIncomeOther 512us-gaap_NoninterestIncomeOther
Total non-interest income 4,472us-gaap_NoninterestIncome 4,278us-gaap_NoninterestIncome 4,807us-gaap_NoninterestIncome
Non-interest expense:      
Salaries and associate benefits 4,593us-gaap_LaborAndRelatedExpense 4,480us-gaap_LaborAndRelatedExpense 3,991us-gaap_LaborAndRelatedExpense
Occupancy and equipment 1,745us-gaap_OccupancyNet 1,541us-gaap_OccupancyNet 1,358us-gaap_OccupancyNet
Marketing 1,561us-gaap_MarketingExpense 1,373us-gaap_MarketingExpense 1,366us-gaap_MarketingExpense
Professional services 1,216us-gaap_ProfessionalAndContractServicesExpense 1,347us-gaap_ProfessionalAndContractServicesExpense 1,417us-gaap_ProfessionalAndContractServicesExpense
Communications and data processing 798us-gaap_CommunicationsAndInformationTechnology 897us-gaap_CommunicationsAndInformationTechnology 807us-gaap_CommunicationsAndInformationTechnology
Amortization of intangibles 532us-gaap_AmortizationOfIntangibleAssets 671us-gaap_AmortizationOfIntangibleAssets 609us-gaap_AmortizationOfIntangibleAssets
Other 1,735us-gaap_OtherNoninterestExpense 2,044us-gaap_OtherNoninterestExpense 2,249us-gaap_OtherNoninterestExpense
Total non-interest expense 12,180us-gaap_NoninterestExpense 12,353us-gaap_NoninterestExpense 11,797us-gaap_NoninterestExpense
Income from continuing operations before income taxes 6,569us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest 6,578us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest 5,184us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax provision 2,146us-gaap_IncomeTaxExpenseBenefit 2,224us-gaap_IncomeTaxExpenseBenefit 1,475us-gaap_IncomeTaxExpenseBenefit
Income from continuing operations, net of tax 4,423us-gaap_IncomeLossFromContinuingOperations 4,354us-gaap_IncomeLossFromContinuingOperations 3,709us-gaap_IncomeLossFromContinuingOperations
Income (loss) from discontinued operations, net of tax 5us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity (233)us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity (217)us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity
Net income 4,428us-gaap_NetIncomeLoss 4,121us-gaap_NetIncomeLoss 3,492us-gaap_NetIncomeLoss
Dividends and undistributed earnings allocated to participating securities (18)cof_ParticipatingSecuritiesDistributedandUndistributedEarningsLossexcludingPreferredStockDividendsBasic (17)cof_ParticipatingSecuritiesDistributedandUndistributedEarningsLossexcludingPreferredStockDividendsBasic (15)cof_ParticipatingSecuritiesDistributedandUndistributedEarningsLossexcludingPreferredStockDividendsBasic
Preferred stock dividends (67)us-gaap_PreferredStockDividendsIncomeStatementImpact (53)us-gaap_PreferredStockDividendsIncomeStatementImpact (15)us-gaap_PreferredStockDividendsIncomeStatementImpact
Net income available to common stockholders $ 4,343us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 4,051us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 3,462us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
Basic earnings per common share:      
Net income from continuing operations (in dollars per share) $ 7.70us-gaap_IncomeLossFromContinuingOperationsPerBasicShare $ 7.39us-gaap_IncomeLossFromContinuingOperationsPerBasicShare $ 6.56us-gaap_IncomeLossFromContinuingOperationsPerBasicShare
Loss from discontinued operations (in dollars per share) $ 0.01us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare $ (0.40)us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare $ (0.39)us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
Net income per basic common share (in dollars per share) $ 7.71us-gaap_EarningsPerShareBasic $ 6.99us-gaap_EarningsPerShareBasic $ 6.17us-gaap_EarningsPerShareBasic
Diluted earnings per common share:      
Net income from continuing operations (in dollars per share) $ 7.58us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare $ 7.28us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare $ 6.49us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare
Loss from discontinued operations (in dollars per share) $ 0.01us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare $ (0.39)us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare $ (0.38)us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
Net income per diluted common share (in dollars per share) $ 7.59us-gaap_EarningsPerShareDiluted $ 6.89us-gaap_EarningsPerShareDiluted $ 6.11us-gaap_EarningsPerShareDiluted
Dividends paid per common share (in dollars per share) $ 1.20us-gaap_CommonStockDividendsPerShareDeclared $ 0.95us-gaap_CommonStockDividendsPerShareDeclared $ 0.20us-gaap_CommonStockDividendsPerShareDeclared