Exhibit n(2)

FORM OF

SCHEDULE I, DATED_______, TO MULTIPLE CLASS OF SHARES PLAN FOR VIP FUNDS, DATED DECEMBER 16, 1999

Variable Insurance Products Fund

FUND/CLASS	SALES CHARGE	DISTRIBUTION FEE (as a percentage of average net assets)	SHAREHOLDER SERVICE FEE (as a percentage of average net assets)
Equity-Income Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Growth Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
High Income Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Money Market Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Overseas Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Value Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25

Variable Insurance Products Fund II

FUND/CLASS	SALES CHARGE	DISTRIBUTION FEE (as a percentage of average net assets)	SHAREHOLDER SERVICE FEE (as a percentage of average net assets)
Asset Manager Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Asset Manager: Growth Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Contrafund Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Index 500 Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Investment Grade Bond Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25

Variable Insurance Products Fund III

FUND/CLASS	SALES CHARGE	DISTRIBUTION FEE (as a percentage of average net assets)	SHAREHOLDER SERVICE FEE (as a percentage of average net assets)
Aggressive Growth Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Balanced Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Dynamic Capital Appreciation Portfolio:
Initial Class	none	none	none
Service Class	none	0.10	0.10
Service Class 2	none	0.25	0.25
Growth & Income Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Growth Opportunities Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Mid Cap Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Value Strategies Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25

Variable Insurance Products Fund IV

FUND/CLASS SALES CHARGE DISTRIBUTION FEE (as a percentage of average net assets) SHAREHOLDER SERVICE FEE (as a percentage of
average net assets)

Consumer Industries Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Cyclical Industries Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Financial Services Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
HealthCare Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Natural Resources Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Technology Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25
Telecommunications & Utilities Growth Portfolio:
Initial Class	none	none	none
Service Class	none	0.00	0.10
Service Class 2	none	0.00	0.25