CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 1,382	$ 2,012
Interest bearing deposits with banks	26,687	39,188
Federal funds sold	251	606
Total cash and cash equivalents	28,320	41,806
Investment securities:
Securities available-for-sale at fair value	44,421	33,504
Securities held-to-maturity (fair value of $2,268in 2013 and $3,927 in 2012)	2,250	3,887
Restricted investment securities - at cost	3,977	4,204
Loans receivable	245,775	306,751
Less: Allowance for loan losses	(8,919)	(10,297)
Net loans receivable	236,856	296,454
Other real estate owned	34,945	33,871
Premises and equipment, net	8,458	9,679
Accrued interest receivable	1,064	1,323
Mortgage servicing rights	381	441
Bank owned life insurance	8,561	8,465
Income taxes receivable	3,770	3,770
Other assets	3,936	2,417
TOTAL ASSETS	376,939	439,821
LIABILITIES:
Deposits	285,475	341,219
Other liabilities	15,305	12,863
Junior subordinated debentures	17,000	17,000
Advances from Federal Home Loan Bank of Atlanta	53,500	53,500
Other borrowed funds	0	1,088
Total liabilities	371,280	425,670
STOCKHOLDERS' EQUITY:
Common stock, $.01 par value; authorized 100,000,000 shares, issued and outstanding 7,425,869 shares in 2013 and 7,424,572 in 2012	75	75
Additional paid in capital	12,302	12,300
Accumulated deficit	(19,555)	(12,556)
Accumulated other comprehensive (loss) income	(1,438)	180
Total stockholders' equity	5,659	14,151
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	376,939	439,821
Series A Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	11,481	11,356
Series B Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	$ 2,794	$ 2,796