CONSOLIDATED BALANCE SHEETS (unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 1,455	$ 2,012
Interest bearing deposits with banks	46,477	39,188
Federal funds sold	299	606
Cash and cash equivalents	48,231	41,806
Investment securities:
Securities available-for-sale at fair value	36,022	33,504
Securities held-to-maturity (fair value of $3,246 in 2013 and $3,927 in 2012)	3,213	3,887
Restricted investment securities - at cost	3,977	4,204
Loans held for sale	39,086	0
Loans receivable	258,626	306,751
Less: Allowance for loan losses	(9,040)	(10,297)
Net loans receivable	249,586	296,454
Other real estate owned	30,098	33,871
Premises and equipment, net	8,612	9,679
Premises and equipment held for sale, net	986	0
Accrued interest receivable	1,394	1,323
Mortgage servicing rights	426	441
Bank owned life insurance	8,505	8,465
Income taxes receivable	3,770	3,770
Other assets	1,773	2,417
TOTAL ASSETS	435,679	439,821
LIABILITIES:
Deposits	296,376	341,219
Deposits held for sale	41,760	0
Other liabilities	14,354	12,863
Junior subordinated debentures	17,000	17,000
Advances from Federal Home Loan Bank of Atlanta	53,500	53,500
Other borrowed funds	0	1,088
Total liabilities	422,990	425,670
STOCKHOLDERS' EQUITY:
Common stock, $.01 par value; authorized 100,000,000 shares, issued and outstanding 7,425,869 shares in 2013 and 7,424,572 in 2012	75	75
Additional paid in capital	12,302	12,300
Accumulated deficit	(13,547)	(12,556)
Accumulated other comprehensive (loss) income	(333)	180
Total stockholders' equity	12,689	14,151
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	435,679	439,821
Series A Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	11,398	11,356
Series B Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	$ 2,794	$ 2,796