LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Credit Quality Indicators [Line Items]
Number of segments for loan portfolio	6
Loan-to-value ratio, maximum (in hundredths)	80.00%
Term of loan secured by raw land	3 years
Loan-to-value ratio for land loans (in hundredths)	75.00%
Maximum loan originated amount	$ 350,000
1-4 family residential dwelling loan term one	15 years
1-4 Family residential dwelling loan term two	20 years
1-4 family residential dwelling loan term three	30 years
First rate adjustments on loans	1 year
Second rate adjustments on loans	3 years
Third rate adjustments on loans	5 years
Percentage of loans guaranteed by Small Business Administration (in hundredths)	75.00%
Amount of loan granted under Small Business Administration	5,000,000
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	306,751,000	330,262,000
Less: Allowance for loan losses	(10,297,000)	(12,412,000)
Composition of loan receivable portfolio net	296,454,000	317,850,000
Credit Quality Indicators [Abstract]
Total Loans Receivable	306,751,000	330,262,000
Minimum [Member]
Credit Quality Indicators [Line Items]
Term of loans	20 years
Maximum [Member]
Credit Quality Indicators [Line Items]
Term of loans	40 years
Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	306,751,000	330,262,000
Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	306,751,000	330,262,000
Construction & Land Development [Member]
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	57,731,000	62,998,000
Credit Quality Indicators [Abstract]
Total Loans Receivable	57,731,000	62,998,000
Construction & Land Development [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	57,731,000	62,998,000
Construction & Land Development [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	57,731,000	62,998,000
1-4 Family Residential [Member]
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	90,406,000	110,621,000
Credit Quality Indicators [Abstract]
Total Loans Receivable	90,406,000	110,621,000
1-4 Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	90,406,000	110,621,000
1-4 Family Residential [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	90,406,000	110,621,000
Multi-Family Residential [Member]
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	5,306,000	4,458,000
Credit Quality Indicators [Abstract]
Total Loans Receivable	5,306,000	4,458,000
Multi-Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	5,306,000	4,458,000
Multi-Family Residential [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	5,306,000	4,458,000
Commercial Real Estate [Member]
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	143,263,000	141,438,000
Credit Quality Indicators [Abstract]
Total Loans Receivable	143,263,000	141,438,000
Commercial Real Estate [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	143,263,000	141,438,000
Commercial Real Estate [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	143,263,000	141,438,000
Commercial Business [Member]
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	7,879,000	7,849,000
Credit Quality Indicators [Abstract]
Total Loans Receivable	7,879,000	7,849,000
Commercial Business [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	7,879,000	7,849,000
Commercial Business [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	7,879,000	7,849,000
Consumer [Member]
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	2,166,000	2,898,000
Credit Quality Indicators [Abstract]
Total Loans Receivable	2,166,000	2,898,000
Consumer [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	2,166,000	2,898,000
Consumer [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	2,166,000	2,898,000
Total Real Estate Loans [Member]
Composition of loan portfolio [Abstract]
Composition of loan receivable portfolio gross	296,706,000	319,515,000
Pass [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	223,331,000	246,485,000
Pass [Member] | Construction & Land Development [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	17,592,000	28,194,000
Pass [Member] | 1-4 Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	75,875,000	86,467,000
Pass [Member] | Multi-Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	5,306,000	4,458,000
Pass [Member] | Commercial Real Estate [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	117,948,000	118,723,000
Pass [Member] | Commercial Business [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	4,449,000	6,359,000
Pass [Member] | Consumer [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	2,161,000	2,734,000
Special Mention [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	41,062,000	27,058,000
Special Mention [Member] | Construction & Land Development [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	18,614,000	7,462,000
Special Mention [Member] | 1-4 Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	874,000	11,331,000
Special Mention [Member] | Multi-Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	0	0
Special Mention [Member] | Commercial Real Estate [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	18,742,000	7,455,000
Special Mention [Member] | Commercial Business [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	2,827,000	804,000
Special Mention [Member] | Consumer [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	5,000	6,000
Substandard [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	42,358,000	56,719,000
Substandard [Member] | Construction & Land Development [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	21,525,000	27,342,000
Substandard [Member] | 1-4 Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	13,657,000	12,823,000
Substandard [Member] | Multi-Family Residential [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	0	0
Substandard [Member] | Commercial Real Estate [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	6,573,000	15,710,000
Substandard [Member] | Commercial Business [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	603,000	686,000
Substandard [Member] | Consumer [Member] | Internally Assigned Grade [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	0	158,000
Current [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	278,321,000	278,735,000
Current [Member] | Construction & Land Development [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	46,197,000	36,437,000
Current [Member] | 1-4 Family Residential [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	79,426,000	94,759,000
Current [Member] | Multi-Family Residential [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	5,306,000	4,458,000
Current [Member] | Commercial Real Estate [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	137,831,000	132,508,000
Current [Member] | Commercial Business [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	7,395,000	7,681,000
Current [Member] | Consumer [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	2,166,000	2,892,000
Past Due [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	28,430,000	51,527,000
Past Due [Member] | Construction & Land Development [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	11,534,000	26,561,000
Past Due [Member] | 1-4 Family Residential [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	10,980,000	15,862,000
Past Due [Member] | Multi-Family Residential [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	0	0
Past Due [Member] | Commercial Real Estate [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	5,432,000	8,930,000
Past Due [Member] | Commercial Business [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	484,000	168,000
Past Due [Member] | Consumer [Member] | Based on Payment Activity [Member]
Credit Quality Indicators [Abstract]
Total Loans Receivable	$ 0	$ 6,000