INVESTMENT SECURITIES (Details) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Available-for-Sale [Abstract]
Available-for-sale Estimated Fair Value	$ 33,504,000	$ 23,656,000
Held-to-Maturity [Abstract]
Held-to-Maturity Estimated Fair Value	3,927,000	9,736,000
Investment securities pledged to secure municipal deposits	250,000	750,000
Investment securities pledged to secure advances from the Federal Home Loan Bank of Atlanta	30,700,000	25,100,000
Investment securities pledged to Community Banker's Bank	1,800,000	2,500,000
Investment securities pledged to the Federal Reserve Bank of Richmond	2,800,000	3,300,000
Total Securities Carrying Value [Abstract]
Total securities carrying value	35,527,000
Total securities due within one year	709,000
Total securities due between 1-5 years	5,387,000
Total securities due between 5-10 years	6,526,000
Total securities due after 10 years	22,905,000
Held-to-maturity [Abstract]
Carrying Value	3,927,000	9,736,000
Total Securities Fair Value [Abstract]
Total securities carrying value	35,527,000
Total securities due within one year	709,000
Total securities due between 1-5 years	5,387,000
Total securities due between 5-10 years	6,526,000
Total securities due after 10 years	22,905,000
Total Securities [Abstract]
Total Securities, Less than 12 Months, Fair Value	13,829,000	15,874,000
Total Securities, More than 12 Months, Fair Value	2,671,000	1,012,000
Total Securities, Fair Value	16,500,000	16,886,000
Total Securities, Less than 12 Months, Unrealized Losses	100,000	175,000
Total Securities, More than 12 Months, Unrealized Losses	84,000	57,000
Total Securities, Unrealized Losses	184,000	232,000
Mutual Funds - Mortgage Securities [Member]
Available-for-Sale [Abstract]
Amortized Cost	747,000	747,000
Gross Unrealized Gains	2,000	5,000
Gross Unrealized Losses	40,000	41,000
Available-for-sale Estimated Fair Value	709,000	711,000
Available-for-Sale [Abstract]
Available-for-Sale, Less than 12 Months, Fair Value	0	0
Available-for-Sale, More than 12 Months, Fair Value	136,000	135,000
Available-for-Sale, Fair Value	136,000	135,000
Available-for-Sale, Less than 12 months, Unrealized Losses	0	0
Available-for-Sale, More than 12 Months, Unrealized Losses	40,000	41,000
Available-for-Sale, Unrealized Losses	40,000	41,000
Mutual Funds - U.S. Government Securities [Member]
Available-for-Sale [Abstract]
Amortized Cost	686,000	686,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	13,000	12,000
Available-for-sale Estimated Fair Value	673,000	674,000
Available-for-Sale [Abstract]
Available-for-Sale, Less than 12 Months, Fair Value	0	0
Available-for-Sale, More than 12 Months, Fair Value	673,000	674,000
Available-for-Sale, Fair Value	673,000	674,000
Available-for-Sale, Less than 12 months, Unrealized Losses	0	0
Available-for-Sale, More than 12 Months, Unrealized Losses	13,000	12,000
Available-for-Sale, Unrealized Losses	13,000	12,000
Equity Securities [Member]
Available-for-Sale [Abstract]
Amortized Cost	226,000	226,000
Gross Unrealized Gains	256,000	136,000
Gross Unrealized Losses	0	0
Available-for-sale Estimated Fair Value	482,000	362,000
SBA Securitized Loan Pools [Member]
Available-for-Sale [Abstract]
Amortized Cost	3,658,000	4,947,000
Gross Unrealized Gains	10,000	9,000
Gross Unrealized Losses	10,000	35,000
Available-for-sale Estimated Fair Value	3,658,000	4,921,000
Held-to-Maturity [Abstract]
Amortized Cost	1,389,000	2,161,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	17,000	32,000
Held-to-Maturity Estimated Fair Value	1,372,000	2,129,000
Held-to-maturity [Abstract]
Carrying Value	1,372,000	2,129,000
Available-for-Sale [Abstract]
Available-for-Sale, Less than 12 Months, Fair Value	0	3,892,000
Available-for-Sale, More than 12 Months, Fair Value	480,000	0
Available-for-Sale, Fair Value	480,000	3,892,000
Available-for-Sale, Less than 12 months, Unrealized Losses	0	35,000
Available-for-Sale, More than 12 Months, Unrealized Losses	10,000	0
Available-for-Sale, Unrealized Losses	10,000	35,000
Held-to-Maturity [Abstract]
Held-to-Maturity, Less than 12 Months, Fair Value	275,000	2,129,000
Held-to-Maturity, More than 12 Months, Fair Value	1,017,000	0
Held-to-Maturity, Fair Value	1,292,000	2,129,000
Held-to-Maturity, Less than 12 months, Unrealized Losses	2,000	32,000
Held-to-Maturity, More than 12 Months, Unrealized Losses	15,000	0
Held-to-Maturity, Unrealized Losses	17,000	32,000
Other Debt Securities [Member]
Available-for-Sale [Abstract]
Amortized Cost	732,000	3,200,000
Gross Unrealized Gains	0	4,000
Gross Unrealized Losses	0	37,000
Available-for-sale Estimated Fair Value	732,000	3,167,000
Held-to-Maturity [Abstract]
Amortized Cost	500,000	1,500,000
Gross Unrealized Gains	9,000	12,000
Gross Unrealized Losses	0	0
Held-to-Maturity Estimated Fair Value	509,000	1,512,000
Held-to-maturity [Abstract]
Carrying Value	509,000	1,512,000
Available-for-Sale [Abstract]
Available-for-Sale, Less than 12 Months, Fair Value		913,000
Available-for-Sale, More than 12 Months, Fair Value		0
Available-for-Sale, Fair Value		913,000
Available-for-Sale, Less than 12 months, Unrealized Losses		37,000
Available-for-Sale, More than 12 Months, Unrealized Losses		0
Available-for-Sale, Unrealized Losses		37,000
Mortgage-Backed Securities [Member]
Available-for-Sale [Abstract]
Amortized Cost	27,159,000	13,817,000
Gross Unrealized Gains	192,000	49,000
Gross Unrealized Losses	101,000	45,000
Available-for-sale Estimated Fair Value	27,250,000	13,821,000
Held-to-Maturity [Abstract]
Amortized Cost	1,748,000	5,334,000
Gross Unrealized Gains	51,000	41,000
Gross Unrealized Losses	3,000	30,000
Held-to-Maturity Estimated Fair Value	1,796,000	5,345,000
Held-to-maturity [Abstract]
Carrying Value	1,796,000	5,345,000
Available-for-Sale [Abstract]
Available-for-Sale, Less than 12 Months, Fair Value	13,554,000	7,141,000
Available-for-Sale, More than 12 Months, Fair Value	95,000	203,000
Available-for-Sale, Fair Value	13,649,000	7,344,000
Available-for-Sale, Less than 12 months, Unrealized Losses	98,000	41,000
Available-for-Sale, More than 12 Months, Unrealized Losses	3,000	4,000
Available-for-Sale, Unrealized Losses	101,000	45,000
Held-to-Maturity [Abstract]
Held-to-Maturity, Less than 12 Months, Fair Value	0	1,799,000
Held-to-Maturity, More than 12 Months, Fair Value	270,000	0
Held-to-Maturity, Fair Value	270,000	1,799,000
Held-to-Maturity, Less than 12 months, Unrealized Losses	0	30,000
Held-to-Maturity, More than 12 Months, Unrealized Losses	3,000	0
Held-to-Maturity, Unrealized Losses	3,000	30,000
U. S. Treasury Securities and Obligations [Member]
Held-to-Maturity [Abstract]
Amortized Cost	250,000	750,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Held-to-Maturity Estimated Fair Value	250,000	750,000
Held-to-maturity [Abstract]
Carrying Value	250,000	750,000
Available-For-Sale Securities [Member]
Available-for-Sale [Abstract]
Amortized Cost	33,208,000	23,623,000
Gross Unrealized Gains	460,000	203,000
Gross Unrealized Losses	164,000	170,000
Available-for-sale Estimated Fair Value	33,504,000	23,656,000
Available-For-Sale Securities [Member] | SBA Securitized Loan Pools [Member]
Available-for-sale [Abstract]
Carrying Value	3,658,000
Available-for-Sale Due Within One Year	0
Available-for-Sale Due Between 1-5 Years	1,077,000
Available-for-Sale Due Between 5 and 10 Years	2,581,000
Available-for-Sale Due After 10 Years	0
Available-for-sale [Abstract]
Carrying value	3,658,000
Due within one year	0
Due between 1 - 5 years	1,077,000
Due between 5 - 10 years	2,581,000
Due after 10 years	0
Available-For-Sale Securities [Member] | Other Debt Securities [Member]
Available-for-sale [Abstract]
Carrying Value	732,000
Available-for-Sale Due Within One Year	0
Available-for-Sale Due Between 1-5 Years	732,000
Available-for-Sale Due Between 5 and 10 Years	0
Available-for-Sale Due After 10 Years	0
Available-for-sale [Abstract]
Carrying value	732,000
Due within one year	0
Due between 1 - 5 years	732,000
Due between 5 - 10 years	0
Due after 10 years	0
Available-For-Sale Securities [Member] | Mortgage-Backed Securities [Member]
Available-for-sale [Abstract]
Carrying Value	27,250,000
Available-for-Sale Due Within One Year	0
Available-for-Sale Due Between 1-5 Years	480,000
Available-for-Sale Due Between 5 and 10 Years	3,865,000
Available-for-Sale Due After 10 Years	22,905,000
Available-for-sale [Abstract]
Carrying value	27,250,000
Due within one year	0
Due between 1 - 5 years	480,000
Due between 5 - 10 years	3,865,000
Due after 10 years	22,905,000
Held-To-Maturity Securities [Member]
Held-to-Maturity [Abstract]
Amortized Cost	3,887,000	9,745,000
Gross Unrealized Gains	60,000	53,000
Gross Unrealized Losses	20,000	62,000
Held-to-Maturity Estimated Fair Value	3,927,000	9,736,000
Held-to-maturity [Abstract]
Carrying Value	3,927,000	9,736,000
Held-To-Maturity Securities [Member] | SBA Securitized Loan Pools [Member]
Held-to-Maturity [Abstract]
Held-to-Maturity Estimated Fair Value	1,372,000
Held-to-maturity [Abstract]
Held-to-Maturity Carrying Value	1,389,000
Held-to-Maturity Due Within One Year	0
Held-to-Maturity Due Between 1-5 Years	1,389,000
Held-to-Maturity Due Between 5-10 Years	0
Held-to-Maturity After 10Years	0
Held-to-maturity [Abstract]
Carrying Value	1,372,000
Due within one year	0
Due between 1-5 years	1,372,000
Due between 5-10 years	0
Due after 10 years	0
Held-To-Maturity Securities [Member] | Other Debt Securities [Member]
Held-to-Maturity [Abstract]
Held-to-Maturity Estimated Fair Value	509,000
Held-to-maturity [Abstract]
Held-to-Maturity Carrying Value	500,000
Held-to-Maturity Due Within One Year	0
Held-to-Maturity Due Between 1-5 Years	500,000
Held-to-Maturity Due Between 5-10 Years	0
Held-to-Maturity After 10Years	0
Held-to-maturity [Abstract]
Carrying Value	509,000
Due within one year	0
Due between 1-5 years	509,000
Due between 5-10 years	0
Due after 10 years	0
Held-To-Maturity Securities [Member] | Mortgage-Backed Securities [Member]
Held-to-Maturity [Abstract]
Held-to-Maturity Estimated Fair Value	1,796,000
Held-to-maturity [Abstract]
Held-to-Maturity Carrying Value	1,748,000
Held-to-Maturity Due Within One Year	459,000
Held-to-Maturity Due Between 1-5 Years	1,209,000
Held-to-Maturity Due Between 5-10 Years	80,000
Held-to-Maturity After 10Years	0
Held-to-maturity [Abstract]
Carrying Value	1,796,000
Due within one year	466,000
Due between 1-5 years	1,248,000
Due between 5-10 years	82,000
Due after 10 years	0
Held-To-Maturity Securities [Member] | U. S. Treasury Securities and Obligations [Member]
Held-to-Maturity [Abstract]
Held-to-Maturity Estimated Fair Value	250,000
Held-to-maturity [Abstract]
Held-to-Maturity Carrying Value	250,000
Held-to-Maturity Due Within One Year	250,000
Held-to-Maturity Due Between 1-5 Years	0
Held-to-Maturity Due Between 5-10 Years	0
Held-to-Maturity After 10Years	0
Held-to-maturity [Abstract]
Carrying Value	250,000
Due within one year	250,000
Due between 1-5 years	0
Due between 5-10 years	0
Due after 10 years	$ 0