CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
INTEREST INCOME:
Interest and fees on loans	$ 18,155	$ 20,935
Interest on investment securities	386	300
Dividends on FHLB and FRB stock	120	68
Other interest-earning assets	62	56
Total interest income	18,723	21,359
INTEREST EXPENSE:
Interest expense on deposits	3,737	4,480
Interest expense on junior subordinated debentures	452	833
Interest expense on advances from Federal Home Loan Bank of Atlanta	2,142	2,462
Interest expense on other borrowed funds	19	59
Total interest expense	6,350	7,834
NET INTEREST INCOME	12,373	13,525
PROVISION FOR LOAN LOSSES	7,514	6,958
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,859	6,567
NONINTEREST INCOME:
Deposit account fees	483	565
ATM fees	473	455
Commission income	1	2
Loss on sale of other real estate owned	(487)	(491)
Gain on sale of loans	1,510	409
Loss on investments	0	(50)
Income from bank owned life insurance	181	206
Other	485	272
Total noninterest income	2,646	1,368
NONINTEREST EXPENSE:
Salaries and employee benefits	4,948	4,227
Occupancy expense	716	759
Equipment and data processing expense	1,254	1,275
Professional fees	1,600	1,451
FDIC deposit insurance premium	1,034	1,115
Other real estate owned expense and valuation adjustments	8,239	3,386
Loan collection expense	586	1,809
Other	1,566	1,433
Total noninterest expense	19,943	15,455
LOSS BEFORE INCOME TAXES	(12,438)	(7,520)
INCOME TAX EXPENSE (BENEFIT)	7,895	(2,815)
NET LOSS	(20,333)	(4,705)
OTHER COMPREHENSIVE INCOME (LOSS)	160	(33)
TOTAL COMPREHENSIVE LOSS	(20,173)	(4,738)
NET LOSS	(20,333)	(4,705)
PREFERRED STOCK DIVIDENDS AND DISCOUNT ACCRETION	(945)	(725)
NET LOSS AVAILABLE TO COMMON STOCKHOLDERS	$ (21,278)	$ (5,430)
Loss per common share - basic (in dollars per share)	$ (2.87)	$ (0.73)
Loss per common share - diluted (in dollars per share)	$ (2.87)	$ (0.73)
Dividends declared per common share (in dollars per share)	$ 0.00	$ 0.00