CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 2,012	$ 1,578
Interest bearing deposits with banks	39,188	32,274
Federal funds sold	606	559
Total cash and cash equivalents	41,806	34,411
Investment securities:
Securities available-for-sale at fair value	33,504	23,656
Securities held-to-maturity (fair value of $3,927 in 2012 and $9,736 in 2011)	3,887	9,745
Restricted investment securities - at cost	4,204	4,296
Loans receivable	306,751	330,262
Less: Allowance for loan losses	(10,297)	(12,412)
Net loans receivable	296,454	317,850
Other real estate owned	33,871	30,966
Premises and equipment, net	9,679	10,041
Accrued interest receivable	1,323	1,523
Mortgage servicing rights	441	467
Bank owned life insurance	8,465	8,284
Deferred tax assets	0	9,318
Assets held for sale	0	5,903
Income taxes receivable	3,770	5,276
Other assets	2,417	1,935
TOTAL ASSETS	439,821	463,671
LIABILITIES:
Deposits	341,219	339,075
Other liabilities	12,863	10,612
Junior subordinated debentures	17,000	17,000
Advances from Federal Home Loan Bank of Atlanta	53,500	63,500
Other borrowed funds	1,088	1,169
Total liabilities	425,670	431,356
STOCKHOLDERS' EQUITY:
Common stock, $.01 par value; authorized 100,000,000 shares in 2012 and 10,000,000 in 2011, issued and outstanding 7,424,572 shares in 2012 and 7,422,164 in 2011	75	75
Additional paid in capital	12,300	12,299
Retained (deficit) earnings	(12,556)	8,721
Accumulated other comprehensive income	180	20
Total stockholders' equity	14,151	32,315
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	439,821	463,671
Series A Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	11,356	11,200
Series B Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	$ 2,796	$ 0