CREDIT QUALITY OF LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES, ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS RECEIVABLE (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011	Dec. 31, 2011
Allowance for loan losses: [Roll Forward]
Beginning balance	$ 13,133	$ 15,386	$ 12,412	$ 15,077
Charge-offs	(2,460)	(5,956)	(4,762)	(6,161)
Recoveries	125	80	198	94
Provision	110	4,500	3,060	5,000
Ending balance	10,908	14,010	10,908	14,010
Ending balance individually evaluated for impairment	6,107	1,087	6,107	1,087
Ending balance collectively evaluated for impairment	4,801	12,923	4,801	12,923
Loans receivable:
Ending balance	324,190	354,079	324,190	354,079	330,262
Ending balance individually evaluated for impairment	89,943	75,972	89,943	75,972
Ending balance collectively evaluated for impairment	234,247	278,107	234,247	278,107
Loans Receivable on Nonaccrual Status [Abstract]
Unpaid Principal Balance	22,423		22,423		37,815
Construction & Land Development [Member]
Allowance for loan losses: [Roll Forward]
Beginning balance	3,874	7,184	4,234	7,268
Charge-offs	(1,303)	(1,911)	(2,256)	(2,036)
Recoveries	0	26	0	26
Provision	1,711	(209)	2,304	(168)
Ending balance	4,282	5,090	4,282	5,090
Ending balance individually evaluated for impairment	3,602	688	3,602	688
Ending balance collectively evaluated for impairment	680	4,402	680	4,402
Loans receivable:
Ending balance	60,713	66,766	60,713	66,766	62,998
Ending balance individually evaluated for impairment	42,729	24,702	42,729	24,702
Ending balance collectively evaluated for impairment	17,984	42,064	17,984	42,064
Loans Receivable on Nonaccrual Status [Abstract]
Unpaid Principal Balance	8,519		8,519		23,670
1-4 Family Residential [Member]
Allowance for loan losses: [Roll Forward]
Beginning balance	2,916	1,944	2,323	1,480
Charge-offs	(527)	(552)	(1,241)	(610)
Recoveries	10	0	15	8
Provision	(236)	(70)	1,066	444
Ending balance	2,163	1,322	2,163	1,322
Ending balance individually evaluated for impairment	1,245	172	1,245	172
Ending balance collectively evaluated for impairment	918	1,150	918	1,150
Loans receivable:
Ending balance	99,850	114,160	99,850	114,160	110,621
Ending balance individually evaluated for impairment	16,004	13,079	16,004	13,079
Ending balance collectively evaluated for impairment	83,846	101,081	83,846	101,081
Loans Receivable on Nonaccrual Status [Abstract]
Unpaid Principal Balance	9,280		9,280		8,023
Multi-Family Residential [Member]
Allowance for loan losses: [Roll Forward]
Beginning balance	13	32	14	51
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	7	(2)	6	(21)
Ending balance	20	30	20	30
Ending balance individually evaluated for impairment	0	0	0	0
Ending balance collectively evaluated for impairment	20	30	20	30
Loans receivable:
Ending balance	4,555	4,710	4,555	4,710	4,458
Ending balance individually evaluated for impairment	0	0	0	0
Ending balance collectively evaluated for impairment	4,555	4,710	4,555	4,710
Loans Receivable on Nonaccrual Status [Abstract]
Unpaid Principal Balance	0		0		0
Commercial Real Estate [Member]
Allowance for loan losses: [Roll Forward]
Beginning balance	4,502	3,858	4,243	4,455
Charge-offs	(461)	(2,384)	(950)	(2,384)
Recoveries	0	52	62	52
Provision	(1,292)	962	(606)	365
Ending balance	2,749	2,488	2,749	2,488
Ending balance individually evaluated for impairment	271	33	271	33
Ending balance collectively evaluated for impairment	2,478	2,455	2,478	2,455
Loans receivable:
Ending balance	148,109	151,902	148,109	151,902	141,438
Ending balance individually evaluated for impairment	27,898	37,963	27,898	37,963
Ending balance collectively evaluated for impairment	120,211	113,939	120,211	113,939
Loans Receivable on Nonaccrual Status [Abstract]
Unpaid Principal Balance	4,114		4,114		5,956
Commercial Business [Member]
Allowance for loan losses: [Roll Forward]
Beginning balance	989	1,072	636	637
Charge-offs	(5)	(1,105)	(149)	(1,115)
Recoveries	113	0	116	0
Provision	(59)	726	435	1,171
Ending balance	1,038	693	1,038	693
Ending balance individually evaluated for impairment	989	34	989	34
Ending balance collectively evaluated for impairment	49	659	49	659
Loans receivable:
Ending balance	8,549	12,929	8,549	12,929	7,849
Ending balance individually evaluated for impairment	3,312	68	3,312	68
Ending balance collectively evaluated for impairment	5,237	12,861	5,237	12,861
Loans Receivable on Nonaccrual Status [Abstract]
Unpaid Principal Balance	510		510		161
Consumer [Member]
Allowance for loan losses: [Roll Forward]
Beginning balance	164	174	169	174
Charge-offs	(164)	(4)	(166)	(16)
Recoveries	2	2	5	8
Provision	2	3	(4)	9
Ending balance	4	175	4	175
Ending balance individually evaluated for impairment	0	160	0	160
Ending balance collectively evaluated for impairment	4	15	4	15
Loans receivable:
Ending balance	2,414	3,612	2,414	3,612	2,898
Ending balance individually evaluated for impairment	0	160	0	160
Ending balance collectively evaluated for impairment	2,414	3,452	2,414	3,452
Loans Receivable on Nonaccrual Status [Abstract]
Unpaid Principal Balance	0		0		5
Unallocated [Member]
Allowance for loan losses: [Roll Forward]
Beginning balance	675	1,122	793	1,012
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(23)	3,090	(141)	3,200
Ending balance	652	4,212	652	4,212
Ending balance individually evaluated for impairment	0	0	0	0
Ending balance collectively evaluated for impairment	652	4,212	652	4,212
Loans receivable:
Ending balance	0	0	0	0
Ending balance individually evaluated for impairment	0	0	0	0
Ending balance collectively evaluated for impairment	$ 0	$ 0	$ 0	$ 0