CREDIT QUALITY OF LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES, AGE ANALYSIS OF PAST DUE LOANS RECEIVABLE (Details) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011	Jun. 30, 2011
Age Analysis of Past Due Loans Receivable [Line Items]
30-59 Days Past Due	$ 10,134	$ 5,225
60-89 Days Past Due	4,670	7,842
Greater Than 90 Days Past Due	12,705	38,460
Total Past Due	27,509	51,527
Current	296,681	278,735
Total Loans Receivable	324,190	330,262	354,079
Recorded Investment > 90 Days and Accruing	0	0
Construction & Land Development [Member]
Age Analysis of Past Due Loans Receivable [Line Items]
30-59 Days Past Due	855	630
60-89 Days Past Due	330	1,117
Greater Than 90 Days Past Due	4,118	24,814
Total Past Due	5,303	26,561
Current	55,410	36,437
Total Loans Receivable	60,713	62,998	66,766
Recorded Investment > 90 Days and Accruing	0	0
1-4 Family Residential [Member]
Age Analysis of Past Due Loans Receivable [Line Items]
30-59 Days Past Due	4,665	4,003
60-89 Days Past Due	4,228	4,335
Greater Than 90 Days Past Due	7,309	7,524
Total Past Due	16,202	15,862
Current	83,648	94,759
Total Loans Receivable	99,850	110,621	114,160
Recorded Investment > 90 Days and Accruing	0	0
Multi-Family Residential [Member]
Age Analysis of Past Due Loans Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due	0	0
Current	4,555	4,458
Total Loans Receivable	4,555	4,458	4,710
Recorded Investment > 90 Days and Accruing	0	0
Commercial Real Estate [Member]
Age Analysis of Past Due Loans Receivable [Line Items]
30-59 Days Past Due	2,612	585
60-89 Days Past Due	80	2,389
Greater Than 90 Days Past Due	1,258	5,956
Total Past Due	3,950	8,930
Current	144,159	132,508
Total Loans Receivable	148,109	141,438	151,902
Recorded Investment > 90 Days and Accruing	0	0
Commercial Business [Member]
Age Analysis of Past Due Loans Receivable [Line Items]
30-59 Days Past Due	2,002	7
60-89 Days Past Due	32	0
Greater Than 90 Days Past Due	20	161
Total Past Due	2,054	168
Current	6,495	7,681
Total Loans Receivable	8,549	7,849	12,929
Recorded Investment > 90 Days and Accruing	0	0
Consumer [Member]
Age Analysis of Past Due Loans Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	1
Greater Than 90 Days Past Due	0	5
Total Past Due	0	6
Current	2,414	2,892
Total Loans Receivable	2,414	2,898	3,612
Recorded Investment > 90 Days and Accruing	$ 0	$ 0