FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
Investment securities:
Available-for-sale Estimated Fair Value	$ 26,526	$ 23,656
Held-to-maturity	5,921	9,736
Loans receivable	365,342	401,098
Restricted investment securities	3,921	4,296
Financial liabilities:
Deposits	326,641	322,027
Junior subordinated debentures	17,004	14,711
Advances from FHLB	53,552	63,662
Other borrowed funds	1,168	1,168
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Investment securities:
Available-for-sale Estimated Fair Value	1,818	1,747
Held-to-maturity	0	0
Loans receivable	0	0
Restricted investment securities	0	0
Financial liabilities:
Deposits	0	0
Junior subordinated debentures	0	0
Advances from FHLB	0	0
Other borrowed funds	0	0
Significant Other Observable Inputs (Level 2) [Member]
Investment securities:
Available-for-sale Estimated Fair Value	24,708	21,909
Held-to-maturity	5,921	9,736
Loans receivable	0	0
Restricted investment securities	3,921	4,296
Financial liabilities:
Deposits	0	0
Junior subordinated debentures	17,004	14,711
Advances from FHLB	53,552	63,662
Other borrowed funds	1,168	1,168
Significant Unobservable Inputs (Level 3) [Member]
Investment securities:
Available-for-sale Estimated Fair Value	0	0
Held-to-maturity	0	0
Loans receivable	365,342	401,098
Restricted investment securities	0	0
Financial liabilities:
Deposits	326,641	322,027
Junior subordinated debentures	0	0
Advances from FHLB	0	0
Other borrowed funds	0	0
Carrying Value [Member]
Investment securities:
Available-for-sale Estimated Fair Value	26,526	23,656
Held-to-maturity	5,897	9,745
Loans receivable	324,190	330,262
Restricted investment securities	3,921	4,296
Financial liabilities:
Deposits	343,270	339,075
Junior subordinated debentures	17,000	17,000
Advances from FHLB	53,500	63,500
Other borrowed funds	$ 1,169	$ 1,169