CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 28,676	$ 19,944
Interest bearing deposits with banks	1,829	13,908
Federal funds sold	909	559
Cash and cash equivalents	31,414	34,411
Investment securities:
Securities available-for-sale at fair value	26,526	23,656
Securities held-to-maturity (fair value of $5,921 in 2012 and $9,736 in 2011)	5,897	9,745
Restricted investment securities - at cost	3,921	4,296
Loans receivable	324,190	330,262
Less: Allowance for loan losses	(10,908)	(12,412)
Net loans receivable	313,282	317,850
Other real estate owned	41,925	30,966
Premises and equipment, net	9,880	10,041
Accrued interest receivable	1,541	1,523
Mortgage servicing rights	458	467
Bank owned life insurance	8,377	8,284
Deferred tax assets	9,251	9,318
Assets held for sale	0	5,903
Income taxes receivable	5,403	5,276
Other assets	1,960	1,935
TOTAL ASSETS	459,835	463,671
LIABILITIES:
Deposits	343,270	339,075
Other liabilities	11,758	10,612
Junior subordinated debentures	17,000	17,000
Advances from Federal Home Loan Bank of Atlanta	53,500	63,500
Other borrowed funds	1,169	1,169
Total liabilities	426,697	431,356
STOCKHOLDERS' EQUITY:
Common stock, $.01 par value; authorized 10,000,000 shares, issued and outstanding 7,422,164 shares in 2012 and 2011	75	75
Additional paid in capital	12,299	12,299
Retained earnings	6,568	8,721
Accumulated other comprehensive income	122	20
Total stockholders' equity	33,138	32,315
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	459,835	463,671
Series A Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	11,278	11,200
Series B Preferred Stock [Member]
STOCKHOLDERS' EQUITY:
Preferred stock	$ 2,796	$ 0